Your Financial Pharmacist

Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, share their predictions for the real estate market in 2023, including interest and mortgage rates, rent rates, and house pricing.  Links Mentioned in Today’s Episode Planet Money Join the YFP Real Estate Investing Facebook Group Connect with Nate Hedrick on LinkedIn FRED Economic Data: 30-Year Fixed Rate Mortgage Average in the United States Mortgage News Daily FRED Economic Data: Median Sales Price of Houses Sold for the United States YFP Real Estate Investing Your Financial Pharmacist Disclaimer and Disclosures

This week we replay a YFP Podcast Classic. Suze Orman, #1 New York Times bestselling author on personal finance with over 25 million books in circulation, joins Tim Ulbrich on today’s episode. They talk about her most recent book Women & Money: Be Strong, Be Smart, Be Secure and the advice Suze has for pharmacy professionals feeling overwhelmed with their student loan debt and managing their financial plan.  Links Mentioned in Today’s Episode YFP 109: An Interview with Suze Orman Suze Orman Women & Money: Be Strong, Be Smart, Be Secure by Suze Orman  Women and Money Podcast YFP 108: How to Effectively Talk with Mom & Dad About Their Finances w/ Cameron Huddleston Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston  Suze Orman Must Have Documents Offer Email Suze Orman: asksuzepodcast@gmail.com Your Financial Pharmacist Disclaimer and Disclosures

Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, discuss standout moments from a common resource of podcast guests from the last year and why the book has motivated so many to start their journey in real estate investing.  Links Mentioned in Today’s Episode Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki YFP Real Estate Investing Download the Real Estate Investing Guide YFP Real Estate Investing 85: Pharmacist House Hacking in a HCOL State Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures

Tim Gauthier, antimicrobial stewardship pharmacist and pharmacy entrepreneur, discusses the genesis of IDStewardship.com and LearnAntibiotics.com, how he has monetized his clinical expertise to create passive revenue streams, and how he balances the demands of entrepreneurship with his personal and professional commitments.  Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning IDStewardship.com LearnAntibiotics.com YFP 217: How Kelley Used Her Clinical Expertise to Build a Business KelleyCPharmD Pharmacy & Acute Care University Follow IDstewardship on Instagram: @idstewardship Follow IDstewardship, Antibiotic Stewardship & Pharmacy Education on Facebook Follow IDstewardship on Twitter: @IDstewardship Your Financial Pharmacist Disclaimer and Disclosures

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Alex from the YFP Facebook Group: How can I make sure that all my loans qualify for PSLF? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Join the Your Financial Pharmacist Facebook Group Studentaid.gov Learn More About Our 1:1 Student Loan Analysis with a CFP® Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Drew Wiard, The Flying Investor, returns to the YFP Real Estate Investing podcast with an update on his evolution from his successful pharmacy career to his present role as a full-time real estate investor. Drew shares about the power of early retirement, how he was able to ease through this change through mindset work, and the importance of being comfortable with being uncomfortable.  Links Mentioned in Today’s Episode YFP Real Estate Investing 49: Scaling Big from a Single Family House with the Flying Investor Follow Drew Wiard on Instagram: @TheFlyingInvestor Ask a YFP CFP® #142: What investing vehicles (outside of real estate) should I consider if planning for an early retirement? HealthCare.gov Follow Drew Wiard on TikTok: @TheFlyingInvestor Connect with Drew Wiard on Facebook The Flying Investor flies to Thanksgiving Dinner YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures

YFP Co-Founder & Director of Financial Planning, Tim Baker, CFP®, RLP® is joined by Kelly Reddy-Heffner, CFP®, CSLP®, CDFA®, and Christina Slavonik, CFP® to discuss retirement scenarios and how to handle a large cash position in this YFP Planning Case Study. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP Tax YFP 108: How to Effectively Talk with Mom & Dad About Their Finances Case Study #5 Summary Sheet Your Financial Pharmacist Disclaimer and Disclosures

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Sean: What do you think about purchasing I-Bonds now that rates have dropped? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning TreasuryDirect: I Bonds YFP 239: Two Financial I's You May be Overlooking Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, break down key components and mechanics of housing assistance voucher programs and outline general requirements for real estate investor participation.  Links Mentioned in Today’s Episode US Department of Housing and Urban Development: Housing Choice Vouchers Fact Sheet Zillow Apartments.com STESSA YFP Real Estate Investing 28: Property Management Fundamentals: Criteria and Pets YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures

Tony Umholtz, a mortgage manager for First Horizon, talks through the current state of the home buying market and interest rates, how to navigate the options available to purchase a home, considerations for all types of buyers, and unique lending considerations. Links Mentioned in Today’s Episode Learn More About First Horizon’s Pharmacist Home Loan and Start the Pre-Approval Process YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 130: House Hacking Your Way to Financial Freedom 5 Steps to Getting a Home Loan YFP 271: Financing a Home Purchase FAQ Your Financial Pharmacist Disclaimer and Disclosures