Your Financial Pharmacist

Tim Ulbrich and Tim Baker
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Dec 19, 2022 • 11min

Ask a YFP CFP® #145: How can I make sure that all my loans qualify for PSLF?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Alex from the YFP Facebook Group: How can I make sure that all my loans qualify for PSLF? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Join the Your Financial Pharmacist Facebook Group Studentaid.gov Learn More About Our 1:1 Student Loan Analysis with a CFP® Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Dec 17, 2022 • 38min

YFP Real Estate Investing 88: Creating the Option to Retire Early with Drew Wiard

Drew Wiard, The Flying Investor, returns to the YFP Real Estate Investing podcast with an update on his evolution from his successful pharmacy career to his present role as a full-time real estate investor. Drew shares about the power of early retirement, how he was able to ease through this change through mindset work, and the importance of being comfortable with being uncomfortable. Links Mentioned in Today's Episode YFP Real Estate Investing 49: Scaling Big from a Single Family House with the Flying Investor Follow Drew Wiard on Instagram: @TheFlyingInvestor Ask a YFP CFP® #142: What investing vehicles (outside of real estate) should I consider if planning for an early retirement? HealthCare.gov Follow Drew Wiard on TikTok: @TheFlyingInvestor Connect with Drew Wiard on Facebook The Flying Investor flies to Thanksgiving Dinner YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures
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Dec 15, 2022 • 43min

YFP 286: YFP Planning Case Study #5: Modeling Retirement Scenarios and How to Handle a Large Cash Position

YFP Co-Founder & Director of Financial Planning, Tim Baker, CFP®, RLP® is joined by Kelly Reddy-Heffner, CFP®, CSLP®, CDFA®, and Christina Slavonik, CFP® to discuss retirement scenarios and how to handle a large cash position in this YFP Planning Case Study. Links Mentioned in Today's Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP Tax YFP 108: How to Effectively Talk with Mom & Dad About Their Finances Case Study #5 Summary Sheet Your Financial Pharmacist Disclaimer and Disclosures
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Dec 12, 2022 • 11min

Ask a YFP CFP® #144: What do you think about purchasing I-Bonds now that rates have dropped?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Sean: What do you think about purchasing I-Bonds now that rates have dropped? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning TreasuryDirect: I Bonds YFP 239: Two Financial I's You May be Overlooking Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Dec 10, 2022 • 27min

YFP Real Estate Investing 87: Understanding Housing Assistance Vouchers

Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, break down key components and mechanics of housing assistance voucher programs and outline general requirements for real estate investor participation. Links Mentioned in Today's Episode US Department of Housing and Urban Development: Housing Choice Vouchers Fact Sheet Zillow Apartments.com STESSA YFP Real Estate Investing 28: Property Management Fundamentals: Criteria and Pets YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures
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Dec 8, 2022 • 45min

YFP 285: Cracking the Code on Home Buying Loan Options

Tony Umholtz, a mortgage manager for First Horizon, talks through the current state of the home buying market and interest rates, how to navigate the options available to purchase a home, considerations for all types of buyers, and unique lending considerations. Links Mentioned in Today's Episode Learn More About First Horizon's Pharmacist Home Loan and Start the Pre-Approval Process YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 130: House Hacking Your Way to Financial Freedom 5 Steps to Getting a Home Loan YFP 271: Financing a Home Purchase FAQ Your Financial Pharmacist Disclaimer and Disclosures
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Dec 5, 2022 • 7min

Ask a YFP CFP® #143: Can I use HSA money when living outside the US?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Paul: Can I use HSA money when living outside the US? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 165: The Power of a Health Savings Account Why I'm Not Using My Health Savings Account to Pay for Medical Expenses YFP Tax Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Dec 3, 2022 • 47min

YFP Real Estate Investing 86: How One Pharmacy Director Scaled to 90 Units in 5 Years

Steven Nguyen, a pharmacy director and real estate investor, explains how he scaled from one single-family home to 90 units in five years while continuing to work full-time in his pharmacy career. Links Mentioned in Today's Episode BiggerPockets BiggerPockets Podcasts Connect with Steven Nguyen on Youtube Follow Steven Nguyen on Instagram: @makingmultifamilymoney Follow Steven Nguyen on TikTok: @makingmultifamilymoney YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures
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Dec 1, 2022 • 35min

YFP 284: Monetizing Your Clinical Expertise with Dr. Jimmy Pruitt

Dr. Jimmy Pruitt, an emergency medicine clinical specialist and entrepreneur, discusses what led him to start the Pharmacy and Acute Care University, how he monetized his clinical expertise through developing masterclasses, workshops, reference libraries, community forums, and webinars about the effective use of medications in the management of critically ill patients, how he has balanced the start and growth of his business while working full-time, and the role his business has played in helping him achieve his financial goals. Links Mentioned in Today's Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Pharm So Hard Podcast Pharmacy & Acute Care University KelleyCPharmD Who Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork by Dan Sullivan Membership Geeks Podcast YFP 265: 10 Lessons Learned: Employee to Entrepreneur The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It by Michael Gerber Procrastinate on Purpose: 5 Permissions to Multiply Your Time by Rory Vaden Follow Jimmy Pruitt on Twitter: @pharmd_intheed Your Financial Pharmacist Disclaimer and Disclosures
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Nov 28, 2022 • 13min

Ask a YFP CFP® #142: What investing vehicles (outside of real estate) should I consider if planning for an early retirement?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Tabita: What investing vehicles (outside of real estate) should I consider if planning for an early retirement? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning FIRE Rx: The Pharmacist's Guide to Financial Independence by Jeff Keimer The FIRE Prescription: How to Retire Early as a Pharmacist Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

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