The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network. app George Kamel and Jade Warshaw answer your questions and discuss: "We're in the middle of a bankruptcy and now have $25k in home repairs," "Not having direct access to my savings scares me," "Is it okay to do my debt snowball out of order?" "How can I help my adult son and daughter buy homes?" "Should we pay down our house or wait until rates come down?," "Should I pay off my car or buy a hooptie?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.  🏘️ Find a Ramsey Trusted Real Estate Agent 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into family feuds over property ownership, where legal disputes collide with emotional turmoil. Discover essential financial tips for new parents navigating debt and life changes, and explore the importance of financial transparency in relationships. Hear about the challenges faced by couples with student debt and the hard decisions surrounding failing businesses. Uncover the significance of quality marriages on longevity while tackling the complexities of inheritance issues. Tune in for practical advice to improve financial stability!

This discussion dives into how to navigate finances during challenging times, like managing debt alongside a spouse's illness. It touches on leveraging an inheritance while balancing enjoyment and financial prudence. The hosts tackle the emotional toll of credit issues and the importance of community support, especially for single parents. They also explore retirement planning for families with special needs and the complexities of student loan debt. Insights on avoiding online scams remind listeners to stay vigilant in today's financial landscape.

This discussion dives into navigating financial recovery after losing a home, emphasizing the need for updated insurance and disciplined budgeting. Listeners learn practical strategies for negotiating with debt collectors and the importance of prioritizing essential expenses. Highlights include managing emotional challenges during financial crises and the risks of high-stakes investments like Bitcoin. There's valuable advice on co-signing loans, making informed housing decisions, and the benefits of credit unions for long-term stability.

Explore the humorous yet practical approach to managing overwhelming debt, like deciding whether to sell an unaffordable car. Discover strategies for boosting income through side hustles while navigating the complex emotions around financial decisions as a couple. The risks of zero percent interest credit cards and the value of building an emergency fund are discussed. Plus, learn how to balance fun and financial responsibilities, highlighting an inspiring journey to financial freedom through disciplined budgeting and decision-making.

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan📱 Watch the full episode for free in the Ramsey Network app. While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday!Rachel Cruze & John Delony answer your questions and discuss: ‘My parents are threatening to kick me out?’ 'My girlfriend moved in but doesn't have a job’ ‘I took my brother's job after he got fired.’ ‘Why am I jealous of other people's income?' ‘Living paycheck-to-paycheck making $300K’ ‘I can't afford rent, what can I do?’ Next Steps:✅ Help us make the show better by taking this short survey!📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app!🛒 Get your copy of Build a Business You Love today🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets todayConnect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network:💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

This discussion dives into the challenges of teaching financial responsibility to teenagers surrounded by wealth. It explores how excessive resources can hinder personal growth and the importance of instilling values like hard work. The emotional journey of managing finances and overcoming debt is also highlighted, showcasing the transformative power of budgeting. Relationship dynamics regarding differing financial attitudes are examined, wrapped with practical advice on fostering transparency and collaboration in money matters.

Brian Buffini, a New York Times bestselling author and founder of Buffini & Company, joins the conversation to share insights on navigating financial challenges. He emphasizes the importance of commitment and strategic planning in achieving long-term goals while managing debt. Listeners learn how to tackle student loans, prioritize budget-friendly lifestyles, and approach financial discussions in relationships. Buffini also highlights the immigrant mindset's value in financial success, advocating for resilience while pursuing the American dream.

In this engaging discussion, the hosts tackle critical financial dilemmas, including navigating debt after a car repossession and the best approaches to settle with creditors. They also explore real estate value trends, emphasizing why homes appreciate while cars lose value. Practical tips on budgeting and the significance of maintaining separate savings accounts for emergencies are shared. Listeners gain insights into the impacts of financial education in schools and the emotional challenges faced during financial crises.

Family dynamics can complicate financial decisions, as seen in discussions about estate planning and handling conflicts over a loved one's finances. Listeners share challenges navigating finances in second marriages and the intricacies of prenuptial agreements. Stories of couples achieving financial freedom after significant debt serve as motivation. The importance of teaching children about financial literacy is emphasized, alongside tips for making savvy vehicle investments and maintaining privacy when family members seek loans.