The Ramsey Show

It’s Never Too Late To Start

Jun 27, 2025
In this lively discussion, the hosts tackle a range of financial dilemmas, from relationship fallout tied to home ownership to the emotional struggles of living with significant debt. They emphasize the importance of financial accountability, communicating effectively with partners, and strategizing for educational investments. The conversation addresses dilemmas faced by families caring for aging parents while navigating their personal financial goals. Listeners receive practical advice on managing debt, budgeting for healthcare, and the impact of financial choices on relationships.
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ADVICE

Sell House If You Can't Afford

  • If you co-own a house you can't afford alone, get a real estate pro and sell the house immediately.
  • Pause school or other plans and get a job to regain financial stability before making long-term commitments.
ADVICE

Stop Day Trading, Work More

  • Cut off access to risky activities like day trading to prevent deeper financial messes.
  • Work multiple jobs or find better-paying employment to dig out of significant debt.
ADVICE

Plan Education and Finances

  • If education is necessary for your career goal, save money and plan to cash flow school expenses.
  • Prepare for a temporary pay cut but long-term growth in a career you love.
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