The Ramsey Show Winning With Money Is More About Hope Than Math
Jun 20, 2025
Listeners dive into intriguing financial dilemmas, like rectifying a massive overpayment of $48,000 and navigating post-divorce financial chaos. Couples weigh the pros and cons of having children against their debts. The discussion includes tips for purchasing boats responsibly and the importance of open communication about finances in relationships. There's also a spotlight on savvy strategies for student loans and the complex paths to financial independence, all while emphasizing the role of hope in achieving financial stability.
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Repaying Payroll Overpayment Correctly
- Repay the net overpayment amount immediately to your employer.
- File an amended return with an amended W-2 to recover taxes paid on the overpaid amount.
Handling a Repossessed Vehicle
- If you can't afford to bring a repossession current, let the vehicle go.
- Prepare for credit impact and negotiate deficit payments after repossession occurs.
Job Search Strategy Advice
- Stop sending resumes without connections; it seldom yields results.
- Network strategically and show up in person to gain real job opportunities.
