Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books
25 snips
Sep 22, 2025 • 48min
Financial planning tips from a pro: What you need to know in your 30s
In this insightful discussion, financial planner Alex Luck, co-founder of Everest Wealth, shares valuable lessons for young professionals and families. He emphasizes the importance of building an emergency fund, highlighting that three months of expenses is just the start. Alex explains the magic of early investment and compounding returns, plus why property is still a smart long-term move. He also dives into the benefits of smart tax structuring and encourages listeners to remain open-minded in their financial journeys. A treasure trove of practical advice!
9 snips
Sep 18, 2025 • 28min
Q&A: Salary sacrifice, first home super, and when to use credit cards
Tahli Cavagnino, a Senior Adviser at Rask Advice known for her expertise in financial planning and superannuation, joins to answer listener questions. She breaks down what occurs when super transitions into pension mode and explores tax-free investment strategies for kids. Tahli also clarifies salary sacrifice rules and details on the First Home Super Saver Scheme. Plus, she offers insight on when credit cards might benefit young investors, emphasizing the importance of understanding rewards and risks.
22 snips
Sep 17, 2025 • 26min
AI investing made easy: The beginner’s guide
Unlock the secrets of AI investing with a practical framework. Discover four types of companies to target in high-growth sectors and learn how giants like Nvidia and Microsoft shape the AI landscape. Dive into key subsectors, from chips to cloud applications, and explore rising stars like Palantir and OpenAI. Understand how ETFs can minimize risk while maximizing exposure to AI innovations. Distinguish the hype from structural trends and ensure your portfolio is built on a solid core before embracing AI opportunities.
4 snips
Sep 15, 2025 • 49min
5 ASX ETFs for a passive income portfolio
Tom Wickenden from Betashares, an expert in analyzing ETFs, joins to discuss the growing importance of income from ETFs. They explore strategies for generating passive income, particularly in a low interest rate environment. The conversation covers blending growth and income through ETFs and highlights specific funds like the BetaShares S&P Australian Shares High Yield ETF. Listeners learn about the dynamics of income-focused ETFs and the potential for royalty income, while also addressing the complexities of managing these investments for a prosperous portfolio.
29 snips
Sep 11, 2025 • 51min
Offset vs Investing, Helping Family with Property, and Big Lessons at 40
Explore the pressing question of whether homeownership is necessary in Australia. Discover the re-contribution strategy and how it can impact your finances. Dive into the differences between holding ETFs directly and through share registries. Learn tips for buying investment properties while helping family. Gemma shares personal insights and valuable money lessons as she celebrates a milestone birthday, shedding light on evolving attitudes towards finance and homeownership.
10 snips
Sep 10, 2025 • 17min
Pearler review 2025: Automate your investing & take control
Discover the unique features of Pearler as an investment platform. Learn how it encourages stress-free, long-term investing through powerful automation. Dive into why a surprising 87% of users prefer ETFs over individual stocks. Explore Pearler's evolution, including options for superannuation and US shares. If you're seeking to simplify your investment strategy and take control of your finances, this discussion offers valuable insights for both new and experienced investors.
9 snips
Sep 8, 2025 • 40min
From credit cards to 60 staff: Building Everest & listener Q&A
Discover the fascinating journey of a former soccer hopeful who transitioned into financial advising and co-founded Everest Wealth. Learn how a simple golf outing led to the creation of a firm focusing on scalable advice for Australians under 50. Hear about their impressive growth from zero to 60 staff and 85 advice plans monthly, as well as the unique challenges faced along the way. If you're looking for financial insights or entrepreneurial inspiration, this conversation delivers valuable lessons for aspiring planners and business owners alike.
Sep 4, 2025 • 46min
Owens best investing tips, super hacks, and the secret to free money – Q&A
Discover powerful money-saving and investing tips that'll elevate your financial game. Learn about free tools to compare ETFs and stocks, and the nuances of super contributions that can benefit spouses. Delve into the surprising realities of cashback investing and Raiz rewards—are they truly free money? Plus, hear personal insights on managing family finances and coping with financial struggles of loved ones. Get ready to rethink your approach to money and investment!
5 snips
Sep 3, 2025 • 22min
5 Money Wins (and Traps) Every 30-Year-Old Should Know
Financial advisor Tahli Cavagnino joins to share essential money strategies for those in their 30s. She highlights the importance of insurance for financial stability and managing cash flow during this pivotal decade. The conversation dives into budgeting techniques that balance everyday expenses with future goals. Listeners learn to set clear financial objectives and the critical role mentorship plays in achieving them. Cavagnino also discusses common traps to avoid, ensuring a confident path toward wealth building and protection.
5 snips
Sep 1, 2025 • 53min
What to do when you receive an inheritance – with Betsy Westcott
Betsy Westcott, a financial wellness coach with a knack for guiding individuals and couples in their money journeys, joins the discussion on inheriting wealth. They delve into the emotional complexities of receiving an inheritance, including grief and guilt, and the significance of family dynamics. Betsy emphasizes the importance of building a trusted team of financial professionals and highlights the critical need for communication about financial goals. With $3.5 trillion expected to be inherited in Australia, this episode offers crucial insights for anyone navigating this life-changing experience.
