Australian Finance Podcast Queenie tan on making money fun and reaching $1m net worth
Jul 14, 2025
Queenie Tan, a finance creator and founder of the budgeting app Billroo, shares her journey to a $1 million net worth. She discusses how her parents' financial lessons shaped her mindset and the importance of making finance enjoyable. Queenie introduces her innovative three-part budgeting framework: foundation, fun, and freedom. She advocates for 'mini retirements,' ensuring life is fulfilling now, and likens ETFs to candy for easy investing. Her practical tips on balancing saving and spending are designed to inspire listeners to embrace their financial growth.
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Conflicting Money Values from Parents
- Queenie experienced conflicting money values from her parents: her dad valued frugality and savings, her mom valued enjoying money.
- This shaped her money mindset and inspired a balanced approach to finance.
First Job and Financial Lessons
- Queenie got her first job at McDonald's at 14 and felt excited to earn her own money.
- She spent all she earned initially but learned financial discipline by 19 when living independently on a tight budget.
Bonding Through Money Talk
- Queenie bonded with her dad through conversations about money and finding bargains.
- This inspired her to write a book showing money can be fun and not just restricting.