In this episode of The Australian Finance Podcast, Owen Rask shares 5 essential ways to boost your superannuation fast. From choosing the right investment option to understanding fees and insurance, this solo episode helps you take charge of your retirement savings.
Covered in this episode:
– The most misunderstood part of super funds
– Why your investment option is more important than your super provider
– How fees can destroy your retirement balance
– Smart ways to contribute more to super
– The $500 government co-contribution rule
– Why insurance might be eating into your super
– Real-life examples comparing fees and returns
– How to structure your portfolio as you get older
If you want to maximise your retirement savings and get clarity on your super, this episode is for you.
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Topics Covered
– The #1 mistake people make with super
– Super fund fees: admin + investment
– Investment options inside super funds
– Why high fees don’t always mean high returns
– Hostplus vs AustralianSuper fee examples
– Comparing returns: indexed vs balanced
– The 4% Rule and how it applies to super
– Concessional contributions: up to $30,000/year
– Catch-up contributions for balances under $500k
– Government co-contributions for incomes <$62,488
– Insurance inside super: life, TPD, income protection
– Why you should review your insurance before switching funds
– The hidden cost of paying insurance from your super
– How to structure your super as you age
– The most powerful step: review your fees & investments today
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DISCLAIMER
This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg
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Australian Finance Podcast