Inside Out Money

The podcast explores the elusive 'Boring Middle' of financial planning, where initial excitement fades. Hosts discuss how this phase signifies success and the importance of patience and compounding interest. They address the temptation to tinker with investments and the dangers of social media distractions. Reframing this phase as 'coast FI,' they encourage listeners to pursue life goals now. Strategies include setting intermediate milestones, gamifying non-financial achievements, and automating savings to stay disciplined and engaged.

Maggie and Greg dive into the compelling world of generational wealth. They discuss the balance between rugged individualism and family support, exploring how our upbringing shapes our views on inheritance. The hosts introduce the idea of memory dividends—experiences that create lasting emotional returns. They suggest innovative tactics for helping kids financially while promoting responsibility. Ultimately, they highlight the importance of passing on financial literacy as the best legacy.

Discover how to sidestep common traps in financial goal-setting. Explore the psychology behind fresh starts and the importance of manageable, specific goals. Learn to track your financial reality and prioritize modest, enjoyable improvements. The hosts highlight the effectiveness of commitment devices and suggest keeping goals visible for motivation. Embrace flexibility and seek support to overcome obstacles while celebrating small victories. It's all about progress, not perfection, as you build a happier financial future!

A lively year-end recap features co-hosts sharing their highs and lows from 2025. They discuss personal milestones like a championship win, impactful coaching, and memorable travels. With reflections on corporate downsizing and the emotional toll of layoffs, the conversation delves into the quest for meaning and balance. Each host reveals lessons learned about simplicity and self-care, while also celebrating significant achievements. The camaraderie shines through as they invite listeners to share their own accomplishments.

Discover how your environment can make or break your financial future. Explore the impact of your neighborhood on perceived wealth and the hidden pressure of social dynamics. Hear a parable illustrating value changes based on context. Learn about the importance of curating your media consumption to avoid harmful influences. The discussion includes practical steps for building a supportive financial network and embracing an abundance mindset. Small changes can lead to significant savings over time!

Discover how to revolutionize your financial mindset with the Lazy Genius approach. Embrace what truly matters in your finances while shedding unnecessary stress. Automate essential tasks to reduce decision fatigue and enhance consistency. Learn to prioritize your financial goals with practical advice on starting small and adjusting your strategies throughout different life stages. Celebrate your progress along the way, and redefine what 'enough' truly means for you to avoid comparisons and lifestyle inflation.

Discover favorite credit cards and their travel perks, plus the best high-yield savings accounts and index funds for investing. Learn life hacks for saving money, like rotating streaming subscriptions and smart expense tracking. The hosts share valuable money mantras and behavioral insights to curb impulse spending. They also recommend must-have financial apps and favorite purchases that improve wellbeing—big or small. Tune in for inspiring stories and practical tips to empower your financial journey!

Wondering if you can afford a sabbatical? This discussion covers everything from rising interest in career breaks to calculating essential costs. Explore the differences between formal sabbaticals and unpaid breaks, and learn how to ensure job protection and rehireability. The hosts delve into the implications of debt, emergency funds, and even health insurance coverage, while highlighting the effects on long-term finances. Plus, get tips on proposing your break to your employer and consider testing the waters with short breaks first!

Explore the transformative power of appreciating what you already have. The hosts discuss how consumer culture fuels an endless desire for more and share insights on recognizing everyday abundance, from secure homes to overall health. They highlight the benefits of gratitude, which can rewire your brain to reduce anxiety and promote contentment. Practical tips include creating a financial gratitude list and pausing before nonessential purchases. This is about cultivating a mindset that prioritizes happiness over consumption.

Explore the dangers of perfectionism in personal finance and how it can halt your progress. Discover the 80/20 rule of money, emphasizing that simple, consistent actions yield better results than chasing tiny advantages. Learn personal stories about analysis paralysis and the balance between DIY investing and seeking professional advice. The hosts argue for automating savings and prioritizing high-importance financial strategies over trivial details. Ultimately, they highlight that action beats perfection, urging listeners to adopt practical habits.