Celebrating a milestone, the hosts share their journey to 100 episodes, reflecting on personal growth and their connection with listeners. They delve into culinary delights, contrasting indulgence with practicality in cooking. A heartfelt discussion on job loss reveals the emotional struggle and the importance of mutual support. Listeners are treated to personal updates on family adventures and cycling achievements, all while maintaining a light-hearted tone and expressing gratitude for the community they've built.

Learn the ins and outs of financial etiquette in tricky situations with friends, family, and coworkers. Discover how to handle splitting bills and managing gift-giving without awkwardness. The hosts emphasize the importance of open communication and respect for different financial circumstances. They share personal anecdotes that illustrate the complexities of salary discussions and the nuances of parenting expenses. Plus, get tips on fostering healthy financial relationships while navigating the often-hilarious dynamics of group outings.

Discover how free AI tools can supercharge your finances and daily life! From saving and earning money to planning vacations and meals, the hosts share valuable insights on practical AI applications. They dive into the ethical considerations of AI usage and its potential in enhancing job interview prep and homework assistance. With a humorous spin on serious topics, they also explore AI's role in sensitive conversations, encouraging listeners to embrace its benefits while recognizing its limitations.

Discover a treasure trove of valuable free resources, from apps to educational tools, that enhance life without breaking the bank. Dive into the Libby app's library offerings and the joys of community sharing through Buy Nothing groups. Explore the hidden costs behind seemingly free services and learn about essential wellness apps like Insight Timer. Enjoy light-hearted banter about hair color stereotypes and the fun of free birthday perks, revealing deeper reflections on identity and connection.

Dive into a heartfelt journey where money meets love. This special segment shares a personal financial love letter, inspiring confidence and positivity on your financial path. Embrace the uniqueness of your financial story while being encouraged to take actionable steps towards a brighter future. Celebrate love and self-acceptance as you transform challenges into opportunities for growth.

Dive into the complexities of the U.S. tax system, demystifying tax brackets and the benefits of understanding your tax obligations. Discover legal strategies to minimize your liabilities, especially through retirement accounts. The hosts weigh DIY tax filing against professional help, exploring the quirks of TurboTax and urging careful record-keeping. With a blend of humor and insight, they tackle tax extensions and the importance of organizing your financial documents, making tax time a bit less daunting!

We delve into the dark web, explaining what it is and why it should matter to you. Most importantly, we share what you can do proactively and at no cost to protect your identity and credit. You’ll learn what’s worth your time doing and what to avoid, reducing your risk of falling victim to scams and identity theft.   Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/095-wtf-is-the-dark-web-and-how-do-i-protect-my-identity-and-credit/

We’ll help you navigate the maze of financial advice by highlighting which tips you should ignore, why, and what you should do instead. We discuss good and bad debt, strategic use of credit cards, renting versus owning, talking about money, investing early and often, financial planners, and much more. In this episode, we clear up common misconceptions and provide practical tips and strategies.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/94-money-tips-you-should-ignore-and-what-to-do-instead/

Social media companies spend millions to convince us to buy stuff, much of it things we don’t need. This week, I am joined by a special teenager co-host, my 13-year-old daughter Kate, as we discuss the influence that social media has on our consumption habits. We also offer tactical tips for combatting social media ads and a broader discussion on what motivates kids to save and spend money. Kate joins this week’s podcast as we talk about: - The prolific rise of social media ad spending - Tactics social media companies are using to influence kids and adults - Tactics kids and adults can use to combat social media ads - Unique approaches to reduce the number of ads your kids see - What influences kids to spend and save money Get the full show notes, show references, and more information here:

In this special annual episode, join all the co-hosts as we reveal our 2024 spending habits in our detailed expense breakdown. From the biggest splurges to unexpected savings, we dive deep into each co-host's spending for the year and share what we’re feeling good about and want to improve upon this year. Liz, Andrew, Erica, and Greg join this week’s podcast as we talk about our: - What we each spent in 2024 - Top spend categories and what went into the higher spend categories - Top spend by vendor - What we’re feeling good about and what we want to improve upon in 2025 Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/092-annual-spend-recap-with-greg-liz-andrew-erica/