Inside Out Money

Discover a treasure trove of valuable free resources, from apps to educational tools, that enhance life without breaking the bank. Dive into the Libby app's library offerings and the joys of community sharing through Buy Nothing groups. Explore the hidden costs behind seemingly free services and learn about essential wellness apps like Insight Timer. Enjoy light-hearted banter about hair color stereotypes and the fun of free birthday perks, revealing deeper reflections on identity and connection.

Dive into a heartfelt journey where money meets love. This special segment shares a personal financial love letter, inspiring confidence and positivity on your financial path. Embrace the uniqueness of your financial story while being encouraged to take actionable steps towards a brighter future. Celebrate love and self-acceptance as you transform challenges into opportunities for growth.

Dive into the complexities of the U.S. tax system, demystifying tax brackets and the benefits of understanding your tax obligations. Discover legal strategies to minimize your liabilities, especially through retirement accounts. The hosts weigh DIY tax filing against professional help, exploring the quirks of TurboTax and urging careful record-keeping. With a blend of humor and insight, they tackle tax extensions and the importance of organizing your financial documents, making tax time a bit less daunting!

We delve into the dark web, explaining what it is and why it should matter to you. Most importantly, we share what you can do proactively and at no cost to protect your identity and credit. You’ll learn what’s worth your time doing and what to avoid, reducing your risk of falling victim to scams and identity theft.   Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/095-wtf-is-the-dark-web-and-how-do-i-protect-my-identity-and-credit/

We’ll help you navigate the maze of financial advice by highlighting which tips you should ignore, why, and what you should do instead. We discuss good and bad debt, strategic use of credit cards, renting versus owning, talking about money, investing early and often, financial planners, and much more. In this episode, we clear up common misconceptions and provide practical tips and strategies.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/94-money-tips-you-should-ignore-and-what-to-do-instead/

Social media companies spend millions to convince us to buy stuff, much of it things we don’t need. This week, I am joined by a special teenager co-host, my 13-year-old daughter Kate, as we discuss the influence that social media has on our consumption habits. We also offer tactical tips for combatting social media ads and a broader discussion on what motivates kids to save and spend money. Kate joins this week’s podcast as we talk about: - The prolific rise of social media ad spending - Tactics social media companies are using to influence kids and adults - Tactics kids and adults can use to combat social media ads - Unique approaches to reduce the number of ads your kids see - What influences kids to spend and save money Get the full show notes, show references, and more information here:

In this special annual episode, join all the co-hosts as we reveal our 2024 spending habits in our detailed expense breakdown. From the biggest splurges to unexpected savings, we dive deep into each co-host's spending for the year and share what we’re feeling good about and want to improve upon this year. Liz, Andrew, Erica, and Greg join this week’s podcast as we talk about our: - What we each spent in 2024 - Top spend categories and what went into the higher spend categories - Top spend by vendor - What we’re feeling good about and what we want to improve upon in 2025 Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/092-annual-spend-recap-with-greg-liz-andrew-erica/

We kick off this new year with a discussion on how to improve your financial wellness so you’re thriving versus surviving. We discuss actionable steps to improve your financial wellness and how to leverage James Clear’s Atomic Habits four laws of behavior change to build stronger habits.  Greg joins this week’s podcast as we talk about: - January is financial wellness month - The psychological power of a new year on making changes - James Clear’s four laws of behavior change from his book Atomic Habits  - Taking control and agency over your finances - How to survive vs. thrive financially - The importance of setting goals and making a specific plan - A high-level “order of operations” of what to focus on financially - A few of our 2025 financial goals Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/091-how-to-build-awesome-habits-and-improve-your-financial-wellness/

All of the co-hosts join this end-of-year episode, and we share our peaks and pits, favorite purchases, financial regrets, wins, and our intentions for 2025. Join us for our end-of-the-year podcast party!  Liz, Andrew, Erica, and Greg join this week’s podcast as we talk about our: - Peak and pits of the year - Some of our favorite podcast reviews - Favorite books and podcasts of the year - Favorite purchases of the year - Worst purchased and/or financial regrets this year - Financial wins this year - Financial goals and intentions for 2025 Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/090-end-of-year-podcast-party-with-all-the-co-hosts/

We debate whether gift cards are the best gift ever or an ongoing burden to the receiver. We also recommend creative and simple ways to make gift card gifting more personal and ensure you keep up with and use any gift cards you have received. Liz joins this week’s podcast as we talk about: - Whether or not people like receiving gift cards  - The pros and cons of gifting and receiving gift cards - Simple and creative ways to make gift card giving more personal - Ideas for keeping up with all of your gift cards and making sure you use them - What you can do with gift cards you don’t want or plan on using Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/089-the-gift-card-debate-safe-choice-or-worst-gift-ever/