The David Greene Show

Summary Have you ever thought you had a good loan only to sit down to sign your closing documents and realized the fees or rate were significantly higher than you expected? That doesn’t happen by accident. It’s by design. In today’s show, David and Christian break down exactly how this happens, how you can avoid it, and how to read a loan estimate. This is definitely a show you won’t want to miss. If you’re listening on apple or Spotify, considering looking it up on YouTube where you can see the screen shared and follow along. Be sure to listen all the way to the end where two additional scams to rip off borrowers are shared. This episode is so good you’ll want to share it with others, download now! Chapters 00:00 Introduction to Loan Estimates 02:56 Understanding Loan Costs and Fees 05:54 Exploring VA Loans and Their Benefits 08:53 Breaking Down the Loan Estimate Structure 11:53 Closing Costs and Cash to Close Explained 15:14 Navigating Third-Party Fees and Charges 17:45 The Importance of Transparency in Lending 21:06 Understanding Escrow Accounts and Payments 24:12 The Role of Lender Credits and Rate Structures 27:09 Common Pitfalls in Mortgage Lending 29:53 Final Thoughts and Resources Follow David @DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat

Summary On today’s show David covers a broad spectrum of topics including the STR market, why home prices are falling, and how to use content from his new book to help analyze deals. He covers questions from listeners about equity, partnerships, and structuring business entities as well as how to handle an insurance premium rising on a property with a 3% interest rate you definitely don’t want to lose. You’ll get a market update, relevant RE news, and also funny comments and questions from his social media and YouTube videos. All that, as well as a special discount code to stay in one of the cabins/houses he manages, on today’s show. Download now! Chapters 00:00 Navigating Economic Challenges in Real Estate 04:08 Understanding and Utilizing Equity 09:48 Partnership Dynamics in Real Estate 19:51 Airbnb Insurance Dilemmas and Solutions 26:42 Navigating Short-Term Rental Challenges 31:52 Understanding Loan Classifications and Strategies 39:22 Analyzing the Current Real Estate Market 41:07 Mortgage Rates and Housing Inventory Trends 45:49 Price Reductions and Market Dynamics 51:51 Engaging with the Short-Term Rental Community Follow David@DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join STR ManagementSTR@DavidGreene24.com Investor RetreatDavidGreene24.com/retreat

Summary If you’ve ever heard the phrase “non QM loan” but had no idea what it meant, this episode is for you! David and Christian break down several popular non-QM loans and how they are best utilized while providing real life examples of borrowers of the one brokerage who put deals together using different loan products. If you want to see why so many have chosen The One Brokerage to finance their RE, and how they’re building wealth doing so, this episode is for you. Chapters 00:00 Introduction to Non-QM Loans 01:17 Understanding DSCR Loans 05:04 Exploring Commercial Loans 07:00 Ideal Borrowers for DSCR Loans 08:30 The Concept of Bridge Loans 11:21 Home Equity Lines of Credit (HELOCs) 12:56 Fusion Loans Explained 14:43 Bank Statement Loans for Business Owners 17:45 Foreign National Loans Overview   Follow David @DavidGreene   DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts Book a session with David Help@DavidGreene24.com Ask a Question DavidGreene24.com/ask Find me on the “minnect” app Real Estate University SpartanLeague.com Join my Free Newsletter Davidgreene24.com/textletter  Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join STR Management STR@DavidGreene24.com Investor Retreat DavidGreene24.com/retreat  

Christian Bachelorette, a loan officer at The One Brokerage, joins to discuss the recent downgrade of the U.S. credit rating and its immediate effect on mortgage rates. He explains how this credit change mirrors personal credit scores, signaling potential economic instability. The conversation dives into broader economic implications for real estate, including international trade shifts and rising housing costs. Bachelorette also shares insights on navigating such challenges and highlights emerging markets where investors can still find opportunities.

Summary Today’s Seeing Greene has great listener questions regarding morality in RE, if now is a good time to take a HELOC on a primary to get into the game, and what the heck is happening in the Florida RE market. David covers news update from the department of Housing and Urban Development and the NAR ruling that changed how commissions are paid in RE. If you’re looking for straight talk about the RE market and want to smile while you listen, download this one today! Chapters 00:00 Introduction to Real Talk Real Estate 01:23 Navigating Morality in Business 05:33 Starting in Real Estate Investing 11:59 Challenges in the Florida Real Estate Market 19:26 Real Estate Market Trends and Strategies 25:49 Current Events in Real Estate News Follow David @DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join

Summary The Big Beautiful Bill has passed and it’s got some pretty big changes for the American economy! In today’s episode, David and Christian talk about the content in the Big Beautiful Bill and how it is likely to impact the US economy and the RE market. From reducing taxes to increased production in specific economic sectors, the bill is likely to create opportunities in new markets. RE investors will love todays’ show highlighting what to expect and how to get ahead. Chapters 00:00 Introduction to the Big Beautiful Bill 02:01 Impact on the Mortgage Industry 09:40 Tax Changes and Real Estate 17:36 Healthcare and Social Programs 23:42 Student Loan Overhaul and Economic Implications 24:08 Energy and Resource Development 28:53 Conclusion and Call to Action Follow David: @DavidGreene DavidGreene24.com RealTalkRealEstate.com Podcast-The David Greene Show Spotify, Apple Podcasts Book a session with David: Help@DavidGreene24.com Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app Real Estate University: SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage Free Textletter DavidGreene24.com/join STR Management STR@DavidGreene24.com Investor Retreat DavidGreene24.com/retreat

Danyl Foulger, a licensed realtor from Salt Lake City, dives into the often-overlooked essentials for new agents. She shares valuable lessons from her early days, emphasizing communication strategies and the importance of understanding personality types in real estate. Danyl discusses how to create a luxury experience for clients, even first-time buyers. Pricing strategies and the art of aligning client expectations are also highlighted, along with creative solutions for navigating challenges in today's market. This conversation is packed with insights for realtors looking to elevate their approach.

Mom, wife, friend, RE agent, investor, and more. Today’s guest Kelly Skeval shares how she has sold 25 homes in 2025 and we’re not even ⅓ of the way through. Not only will you love Kelly’s humble, sweet, and transparent approach to her business, you’ll be amazed how she’s running her business without selling out her family, fitness, or relationships. Kelly and David talk about how to create candid relationships with others, hiring practices, what to look for in an assistant, and even how Kelly was able to help the owners of her crossfit gym buy a new building using her as the agent. If you’re a realtor who wants to figure out how to increase their business without sacrificing the things that really matter in life you’ll love this episode. Chapters 00:00 Introduction to Kelly Skevel and Her Journey 03:00 Balancing Family, Fitness, and Real Estate 05:52 The Importance of Building Relationships in Real Estate 08:49 Finding Success Through Authenticity and Trust 12:08 Navigating the Real Estate Market and Client Relationships 14:53 The Role of Support Staff in Real Estate Success 24:38 The Importance of Client Focus 27:52 Strategies for Client-Centric Business Growth 32:30 Communication and Accountability in Real Estate 40:43 Investing in Real Estate: A Path to Wealth 48:32 Becoming a Versatile Real Estate Professional Follow David: @DavidGreene DavidGreene24.com Book a session with David: Help@DavidGreene24.com Ask a Question: DavidGreene24.com/ask Find me on the “minnect” app Real Estate University: SpartanLeague.com Join my Free Newsletter: Davidgreene24.com/textletter Finance Your Real Estate TheOneBrokerage.com Intake@TheOneBrokerage @theonebrokerage 

In this discussion, Christian Bachelder, a mortgage loan officer at The One Brokerage, shares insights on the looming increase in mortgage rates amid escalating trade wars and inflation concerns. He explains how global economic relations, especially with China and Japan, could directly affect U.S. treasuries and mortgage rates. The conversation delves into the intricate dance between the Federal Reserve's policies and the stock market's response, raising awareness of the interconnectedness of these financial dynamics.

Show Summary Hard hitting show! UFC legend, the real Brooklyn gangster Al Iaquinta joins David Greene to answer listener questions, read show comments, and share up to date news stories related to RE. Dave and Al tag team today’s show to bring insight, encouragement, and fun to this challenging RE market and remind all of us why we choose real estate and why it’s worth sticking with! Chapters 00:00 Introduction to Real Estate Insights 01:25 Navigating Faith and Business Partnerships 07:09 Exit Strategies for Real Estate Teams 12:23 Structuring Real Estate Partnerships 16:57 Evaluating Market Risks in Real Estate Investments 24:00 Understanding Financing Challenges in Real Estate 28:05 Exploring the Florida-Alabama Real Estate Scene 30:46 The Future of Alabama Real Estate 32:52 The Role of AI in Real Estate 38:04 Trade Wars and Their Impact on Real Estate 40:00 The Coming Housing Boom 44:43 Navigating Tariffs and Construction Costs 51:09 Political Influences on Real Estate 52:24 The Rise of Alternative Investment Vehicles Follow David @DavidGreene DavidGreene24.comRealTalkRealEstate.com Podcast-The David Greene ShowSpotify, Apple Podcasts Book a session with David:Help@DavidGreene24.com Ask a Question:DavidGreene24.com/askFind me on the “minnect” app Real Estate University:SpartanLeague.com Join my Free Newsletter:Davidgreene24.com/textletter Finance Your Real EstateTheOneBrokerage.comIntake@TheOneBrokerage@theonebrokerage Free TextletterDavidGreene24.com/join