HousingWire Daily

Logan Mohtashami, a lead analyst specializing in mortgage, housing, and labor-market data, joins to delve into the dynamics shaping mortgage rates. He explains how the recent government shutdown impacts job data, shifting focus to alternative labor reports like ADP and Challenger. Logan highlights the connection between softness in labor indicators and falling mortgage rates, while also quelling fears of a major foreclosure crisis by referencing current credit conditions. The conversation underscores the importance of data-driven insights in a volatile market.

Logan Mohtashami, Lead Analyst in U.S. housing and mortgage markets, joins the discussion to unpack the intricacies of mortgage rates. He explores how job data impacts rate fluctuations and delves into the potential economic effects if Trump's tariffs are overturned. Logan emphasizes that stronger economic indicators might actually lead to rising mortgage rates, a surprising twist in market dynamics. He also critiques the NAR's data on first-time homebuyers, questioning its reliability in today's shifting landscape.

Join Andrew Bough, COO of Class Valuation and a valuation veteran with over 30 years of experience, as he dives into the evolution of Appraisal Management Companies (AMCs). He discusses how AMCs emerged post-2008 due to independence concerns and highlights Class Valuation's national scale and specialty appraiser panels. Andrew explains the impact of AI in enhancing appraisal quality control and modernizing workflows while advocating for the adoption of hybrid approaches to improve efficiency and service standards for lenders.

Logan Mohtashami, a lead analyst specializing in mortgage markets, joins to discuss the current state of mortgage spreads and housing demand. He highlights how improved spreads have positively impacted mortgage rates. Logan also delves into the Trump administration's strategy to influence the Fed and its effects on housing yields. Additionally, he offers insights into how recent economic signals could further lower rates, increasing home sales. The conversation wraps up with a debunking of panic surrounding the banking system.

Logan Mohtashami, Lead Analyst focused on housing and mortgage trends, joins to discuss the Federal Reserve's resistance to a December rate cut, citing labor market strength. He explains why the Fed prefers to see jobless claims rise before easing rates. Mohtashami also addresses why national home prices remain stable despite predictions of decline and highlights the importance of inventory and mortgage spreads as positive indicators for the housing market in 2025.

Logan Mohtashami, a lead analyst specializing in housing and mortgage markets, joins to discuss the implications of the next Fed chair on the housing market. He delves into how Fed policies have marginalized housing interests and explores whether a Trump-installed Fed chair could reduce mortgage rates. Logan also shares his predictions for mortgage rates in 2026 and the labor metrics influencing Fed decisions. He highlights his preferred candidate for the role and reviews seasonal purchase application trends that could impact housing demand.

Logan Mohtashami, the lead housing analyst with expertise in mortgage rates and housing data trends, joins Sarah Wheeler to dissect the Fed's latest moves. They explore Powell's hawkish tone, questioning whether he impeded a potential December rate cut. Logan reveals the importance of the labor market's health for future policy easing and contrasts this year’s mortgage dynamics with last year's, suggesting limited risks of spikes. He also discusses how upcoming Fed chair candidates may shape monetary policy in the future.

Nathan Knottingham, CEO of MLO Force and COO of Vetted VA, dives into the evolving landscape of serving veterans in the mortgage industry. He highlights improvements in VA loans and the importance of training lenders. Knottingham emphasizes the need for a tailored approach in loan origination over generic solutions, advocating for veterans to confidently use their benefits. He also discusses the vital role of human relationships amid rising AI technologies and new compliance challenges in the industry.

Join Jonathon Haddad, CEO of AIME and a leader in broker initiatives, as he shares his vision for transforming the broker landscape. He discusses shifting focus from drama to professionalism and emphasizes the importance of adopting non-delegated lending. Haddad reveals strategies to help brokers compete against major lenders using data-driven tactics and retail marketing insights. He advocates for better recapture efforts and long-term client engagement while promoting ethical communication in sales. His optimism for homeownership and product education shines through the conversation.

Logan Mohtashami, a lead analyst known for his insights on housing trends, joins the discussion. He unpacks the recent surge in inventory and pending sales, revealing why some data seems deceptively optimistic. Logan critiques headlines from Redfin, emphasizing the importance of understanding seasonal trends. He forecasts a healthier housing market in 2025, balancing inventory with stable pricing. The conversation also explores the impact of mortgage rates and how rate cuts can improve access for buyers, amidst a lively chat about seasonal fun.