Everyone's Talkin' Money

Mastering money, building wealth, and getting ahead are hard enough even in the best circumstances. But the truth is we’ve seen discrimination be a factor in all sorts of money goals like getting loans for a house or even bank accounts when it comes to people of color and the LGBTQ community. Our guest, Jeff Underwood is as he says our wise-cracking gay best friend whose blog, Homo Money, is a fun and sassy personal finance site for the LGBTQ community. Jeff is sharing his super unique story about coming out of the closet personally AND financially and going from $10K in credit card debt to $800K in net worth. We talk about Jeff’s money story, his money transformation, the money discrimination that still exists in the LGBTQ community, and loads of money tips to find money in your bank account that you can use to pay off debt, start investing and build wealth.LinksFREE Road to Opulence Ebook Homo Money blogHow to FIRE as a single person episode, Queer Money podcastEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go tohttp://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.FOLLOW & SHARELeave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Formally the Millennial Money podcast, Everyone’s Talkin’ Money is the place to learn all those things about money that no one ever taught you. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to stat talking money? You need to have deep, dark, muddy, fear-driven, exciting, and exhausting conversations about money before you can create the changes you want to see. Money is a primal need you and I share in common and one where we’re left to essentially figure it all out on our ownI couldn’t be more excited for this episode and the changes that are coming to this show. Did you notice the new name? If you’re an old friend or a new friend you need to know how passionate I am about bringing you all types of money conversations to help you get out of the muck and start living a life that you feel is a wealthy one…whatever that word means to you. Join me in this first episode of Everyone's Talkin' Money podcast as I explore 6 essential money conversations to have with yourself.PODCAST SPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.FOLLOW & SHARELeave us a 5-star review. Head to the podcast player you’re listening in to leave us a review.. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 ways to stay focused on your money goals inspired by a question form Amanda:"I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. "Episode SponsorsThanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I think the burning question we all have is how to build sustainable wealth. Building wealth is great, but maintaining it and sustaining it is a whole other conversation. Look at the statistics behind lottery winners. According to the National Endowment for Financial Education, about 70 percent of people who win a lottery or receive a large windfall go bankrupt within a few years. So you've got to know the keys to building wealth, and then keeping that wealth. Akeiva Ellis is a financial planner and educator. She works as the Financial Education Specialist at Ballentine Partners, a financial planning firm serving high net worth individuals and families. She is also the founder of The Bemused, a financial education brand catering to young adults. In this episode, Akeiva’s sharing her 6 step MUSICAL method to building and sustaining your wealth.LinksThe Bemused YouTubeThe Bemused websiteAkeiva on InstagramEpisode SponsorsThanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Curious about what it takes to buy a home? Our guest in this special reboot episode, real estate expert, Marina Shiferman, is changing the real estate game for everyone, women in particular. In this episode, Marina shares the insider secrets you need to know to buy and sell real estate, how to start investing in real estate, and everything from soup to nuts about the buying process and working with a realtor.Marina and The Queen Team are a billion-dollar real estate team. You might call them the Real Estate Queen Dream Team because we can help you buy a home anywhere in the world, really. She is a proud homeowner (a few times over) and founder of The Real Estate Queen Academy where she teaches women how to buy and own real estate correctly and with confidence, from the big ideas and concepts down to the specific steps and strategies. She will not rest until all women become empowered homeowners and there are more badass women role models.LinksMarina's websiteNeed a realtorReal Estate AcademyEpisode SponsorsThanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go tohttp://www.wealthfront.com/MyMoney Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't skip your cup of coffee and instead focus on creating cash flow. Let me tell you a secret. The most important foundational principle you need to know about money is the power of cash flow. Yes, it’s really all about the money flow. Stay tuned to hear the seven secrets to free up cash, why you need passive income and how to get your cash flowing with our guest Chris Miles.Chris Miles, the Cash Flow Expert, and Anti-Financial Advisor is a leading authority teaching entrepreneurs and professionals how to get their money working for them TODAY! He’s an author, podcast host of the Chris Miles Money Show, has been featured in US News, CNN Money, Entrepreneur on Fire, and has a proven reputation with his company, Money Ripples, getting his clients fast, financial results. In fact, his personal clients have increased their cash flow by over $250 Million in the last 11 years!LinksMoney Ripples https://moneyripples.comThe Chris Miles Money Show https://www.blogtalkradio.com/moneyripplesChris on Facebook www.facebook.com/moneyripplesHow to Build Passive Income with Rachel Richards https://bit.ly/3fKoJVUEpisode SponsorsThanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to My First Million for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You filed your taxes, and you're feeling pretty good, now what? Since you’ve got money on your mind, what about taking the rest of the month to get some of your money to-do items in motion. You know, that stuff that you haven’t been motivated to do…but you know you should take care of. In this special reboot episode, I share how to create a solid plan for your refund, how to build balance into your money so you stay motivated and stress less, money-to-do items to tackle and how to stay focused on one money task a day. Aka, you don't have to do it all at one time.Links Mentioned Willing (online will) Tomorrow (online will) Haven Life Insurance (online life insurance) Albert (smart savings app) Episode SponsorsThanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney .Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to My First Million podcast for sponsoring the show. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 30% of your money behaviors today can be attributed to how you were raised and your genetics according to a study done by the University of Washington? It doesn’t matter how old you are, your parents are a big influence on how you manage your money as an adult, the good, the bad, and everything in between. In this episode, I'm sharing my top 4 steps to recognize and break bad money habits that you learned from your parents.LinksRisk Tolerance QuizEpisode SponsorsThanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much money do you make? Do you have credit card debt? What is your credit score? Hey, will you come to my wedding and oh, by the way, it’s probably going to cost $1,000? Why can’t you afford to go to dinner with us?Oh, those awkward money conversations. There are just so many of them. In this episode, Erin Lowry, money expert and author of the new book Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations, walks us through how to handle some of life’s stickiest money conversations with ease.LinksBroke MillennialBroke Millennial books - Send proof of purchase of Broke Millennial Talks Money to team@brokemillennial.com and Erin will send you the exclusive bonus chapter and a Prenup Discussion Guide.Broke Millennial on TwitterBroke Millennial on InstagramEpisode SponsorsThanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to OurCrowd for sponsoring the show. Now, you can invest in EduNav, whose patented technology uses machine learning and combinatorial algorithms to guide every student along the optimal path to graduation. Invest in EduNav at http://www.ourcrowd.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. If you're the type of person who's like me and always thinking about new business ideas and startup ideas, start listening today to the My First Million podcast on any podcast player.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices