Everyone's Talkin' Money

This week we’ve been focusing on student loans, hopefully, you had a chance to listen to our jam-packed episode with Robert Farrington on the student loan debacle. In this episode, we’re diving deeper into navigating the college aid process and all things FAFSA with Stuart Siegel, a nationally respected Financial Aid expert and founder of FAFSAssist. Get this, did you know that $24 billion dollars in financial aid that the government makes available go to waste each year simply because students aren’t applying for it? Whether you’re thinking about going back to college, have kids who are getting ready for college, or are simply thinking about having a child soon, this episode is for you. Stuart shares the right way to value assets, how to negotiate with colleges, why you shouldn’t respond to college offers too soon, and how to file the FAFSA the right way. Oh, and we also dive into the underbelly of just who is making money with student loans.LinksFAFSAssistStuart's BioThe Student Loan Debacle podcast episodeEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Open Door Capital for sponsoring the show. Go to https://odcfund.com/ to learn more.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re one of the 43 million student loan borrowers in the U.S. right, my guess is you’re thinking, WTF is going on. Student loans for many borrowers have been on pause due to the pandemic and are set to resume on August 31, 2022…if things don’t change, and they might. And what about that $10K student loan forgiveness…who knows. Since I don’t have a crystal ball, I can’t tell you what is going to happen, however, our guest on this episode, Robert Farrington, America’s Student Loan Debt Expert™ and the founder of The College Investor shares his thoughts on how this whole thing will shake out. Robert is also talking about the power of the Public Service Loan Forgiveness program that 25% of borrowers qualify for, how to make sure you’re on the right payment plan, what to do to prepare for when loans do get resumed, the future of student loans, and so much more. Alright, let’s start talkin’ money.LinksThe College InvestorPublic Student Loan Forgiveness ProgramEpisode SponsorsThanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve been listening for a while now you know how passionate I am about helping understand that money success is not just about the how-tos. As our guest, Pam Krueger says, “money success it’s not just numbers. 99% of success is behavior and 1% is anything having to do with finance or math.” Pam is also passionate about teaching you the importance of money EQ. She’s the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with vetted and qualified fee-only financial advisors. She is also the creator and co-host of the award-winning MoneyTrack investor-education television series seen nationally on PBS and Friends Talk Money podcast. Pam’s advice is that once you realize that confidence is the way to develop a plan that works for you can build from there in a way that actually works. In this episode, Pam shares her method for understanding how you can build money confidence starting today so money can flow through your life in a way that actually moves you forward. Yes, go ahead and put this episode on repeat cause it’s worth a second, third, and fourth listen. Let’s get talkin’.LinksWealthramp: https://wealthramp.com/Follow on Twitter @WealthrampFacebook https://www.facebook.com/wealthramp/LinkedIn https://www.linkedin.com/company/wealthramp/Episode SponsorsTaking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a special reboot episode. Imagine this...a bunch of really smart people sitting around and deciding to invent a financial product that would democratize investing and save investors like you and me billions of dollars in fees. And thus the invention of the Index Fund - probably the most popular way to invest today. Our guest, Robin Wigglesworth, has written this phenomenal and insightful book called Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever. Whether you are a newbie to index funds or a seasoned pro, Robin is going to share with you the incredible power of index funds, what the heck they are, and why he believes being a little bit lazy is the key to building wealth and financial success.LinksTrillions book by Robin WigglesworthRobin Wigglesworth with the Financial TimesRobin on TwitterEpisode SponsorsTaking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raiseyour hand if you are as much of an HGTV junkie as I am? During the pandemic, I think I wore out HGTV watching every single show, and sometimes on repeat. I think if I had to choose another career I would want to be an interior designer, I just love learning how to cultivate unique spaces. That’s why I was so excited to chat with our guest, Brea Elles. Brea is a design and construction specialist and is on the upcoming HGTV show, “Buy It or Build It”, creating and shaping interiors empathetic to each family’s lifestyles. And yes, I did totally geek out. Brea is such a unique and special human who is sharing all her tips on how to remodel your home on a budget. We talk about why Brea says you should ask yourself why 7 times - why do I want to remodel my kitchen, why do I think I want an open kitchen, why do I want to do this remodel now, etc. She also shares why you should spend money on the items in your house that you have an emotional connection to and that are going to make you feel happy when you’re in your house. We talk about how to save money when you’re remodeling, easy changes that will get you the best bang for your buck, how to create a home that truly feels authentic no matter what your budget is and so much more.LinksWebsite: atelierhonnete.comInstagram HGTV's Buy It or Build It Episode SponsorsThanks to Gusto for sponsoring the show. Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me on Instagram for more money tips and behind the scenes information https://www.instagram.com/everyonestalkinmoney/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying these 5 sneaky bank and credit card fees? There are a lot of sneaky fees in bank accounts and credit cards. Basically anywhere a sneaky fee can be, it’s going to be. One of the primary reasons for staying on top of your money every week is the chance to spot these fees because many of them you can avoid paying. The savings you find, while it might only be a few dollars here and there, can actually radically change how fast you hit your money goals.Our guest, Paul Kasserwani from Cushion.ai, is here to share the top five sneaky bank and credit card fees you need to know, what to do about them, and how they can transform your finances.LinksCushion https://cushion.ai4 Hidden Costs on Bills That You Should Stop Paying https://cushion.ai/blog/hidden-costs-on-billsEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re wondering, what do I need to do to get my money sh*t together, you are in the right place. This is a very special episode that was recorded live on the Fishbowl app with some of my very favorite guests.In this live conversation, I talk with Amanda Holden, our investing guru, aka Dumpster Doggy and creator of the Invested Development course, Rachel Richards, the queen of passive income and author of Money Honey, Jacqueline Twillie, the master negotiator, Ceo of Zerogap and author of Don’t Leave Money on the Table, and Whitney Hansen, money coach extraordinaire and host of the Money Nerds podcast.There is so much to learn and take away. One small disclaimer before we dive in…this was a live recording on an app, there are some occasional mic noises, etc., but we’ve done our best to smooth those out so you can sit back, grab a fav beverage and listen to these amazing women dispense life-changing money wisdom.LinksInvested Development Course https://amandaholden.podia.com/invested-developmentThe Dumpster Dog Blog https://dumpsterdogblog.comMoney Honey Rachel https://www.moneyhoneyrachel.comZeroGap.co https://www.zerogap.coJacqueline Twillie https://www.jacquelinetwillie.comWhitey Hansen https://whitneyhansen.comThe Money Nerds Podcast https://www.themoneynerds.comFishbowl App https://www.fishbowlapp.comEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it feel like to successfully trade stocks in just 10 minutes a day? You told me you wanted as many investing episodes as you could get, so I’m bringing you a great one with Christopher Uhl. Christopher has been recognized as a two-time Top 100 Person in Finance nominated for Top 100 Global Leaders in Finance and his company, 10MinuteStockTrader.com has been nominated as one of the 20 Most Innovative Companies of the Year for 2020. Christopher aims to share trading wisdom to help you trade faster and smarter. In this episode, he teaches you his story and tips to learn how to trade in 10 minutes a day so you can stress less and have more freedom in your trading strategy. He’s detailed it all in his new book, The Secret Investing Book. His goal, helping average investors like you and me change your financial future. Let’s get talkin’. Links10MinuteStockTrader.comThe Secret Investing Book10 Minute Stock Trader PodcastEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re part of a couple, you’ll want to be sure and pass this episode along to your partner with a gentle nudge of, “Hey, you might want to take a listen.” Even as a money expert, creating a smooth, stress-free, loving relationship with my husband around money can be tricky. As our guest Ed Coambs says, we need to create some financial intimacy. What’s that you ask? Ed loves to lead couples through therapy from money despair and frustration into money intimacy and connection. If you aren’t good at it yet, no worries, we literally aren’t taught how to do this. Ed is sharing all his wisdom including a money egg exercise you need to do stat after listening. Curious? Let’s get talkin’.LinksHealthy Love & MoneyThe Healthy Love & Money Way: How the Four Attachment Styles Impact Your Financial Well-Being bookEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey, ETM listeners, great to have you back for this episode that is guaranteed to put money back in your wallet. So I love to travel and hope to get back to traveling, but when I do I always check comparison sites like Kayak or Expedia and Tripadvisor to find the best deals, because you know I love to have fun while saving money. Why not do the same for your car insurance. This episode might feel like I’m trying to force-feed you your veggies, but I promise that talking about car insurance with Nicole Beck, Head of Communications at The Zebra will change how you feel. Nicole shares the four biggest factors that go into what you pay, why having the cheapest policy isn’t always the best, when to shop for new insurance, how to save money right away, and what the heck to do if you’re actually in an accident. You have full permission to hit the pause button and grab your car insurance policy. This is one of those episodes where you’ll learn everything about car insurance that no one taught you.LinksThe ZebraHow to Save Money articlePodcast SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.FOLLOW & SHARELeave us a 5-star review. Head to the podcast player you’re listening in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices