Everyone's Talkin' Money

Learn how to travel like you're rich without the rich girl budget! In this episode, we break down the 5 mindset shifts that transform expensive vacations into affordable luxury travel experiences. Discover the complete planning framework that saves hundreds on flights, accommodations, and activities. From off-season travel secrets to the 50/30/20 budget rule, get the exact strategies to plan bougie getaways without credit card debt. Perfect for budget travel beginners, digital nomads, and anyone who wants to travel more for less. For more money talk and tips, follow us on Instagram @everyonestalkinmoney Topics include: travel budgeting tips, cheap vacation planning, luxury travel hacks, off-season destinations, house swapping, Airbnb alternatives, flight booking strategies, and debt-free travel planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the real secret to growing your business and your bank account isn’t more hustle, but less? In this mind-expanding conversation, Dr. Nona Djavid breaks down how she turned a burned-out chiropractic practice into multiple seven-figure ventures — all while working just one week a month. You’ll walk away knowing: How to collapse time and get bigger results in half the time you think you need Why your nervous system — not your to-do list — might be your biggest growth bottleneck The four steps to aligning your identity, frequency, and vision for true financial freedom How to spot your hidden wealth ceiling and reprogram it for your next level What it really takes to become the CEO of your vision instead of the overworked operator of your business This one is for every entrepreneur, side hustler, or closet visionary who’s ready to stop trading time for money and start designing life on their terms. Check out Nona's podcast, The Unreasonable Life. Follow Nona on Instagram @nonadjavid Be sure to keep up with everything Everyone's Talkin' Money by following us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to break up with boring money talk? Welcome to Everyone’s Talkin’ Money — your new go-to for honest, jargon-free conversations about money and life. Hosted by an award-winning financial advisor, Shari Rash, who actually gets your real life (no latte-shaming here!), this show goes way beyond budgets and spreadsheets. Tune in for smart solo episodes and unfiltered expert interviews that decode how money really impacts your stress, happiness, relationships, and dreams. You’ll learn how to take care of your money without giving up what makes life sweet. New episodes drop three times a week — hit follow and get one conversation closer to living life on your terms. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever catch yourself staring at your overstuffed closet thinking, “How did I spend so much and still feel like I have nothing to wear?” Or scrolling your Amazon order history and realizing half of it is basically regret with free shipping? You’re not alone — and you’re definitely not the only one tossing money at quick fixes that don’t last. In this episode of Everyone’s Talkin’ Money, Shari breaks down the timeless truth behind “buy it right or buy it twice.” We’re tossing out the guilt and rewriting your spending strategy — because you deserve purchases that actually hold up and hold meaning. From shoes that save your back to greeting cards that should never cost seven bucks, this episode is your permission slip to blend value and values, spend intentionally, and stop wasting your money on stuff you secretly hate. You’ll walk away knowing:  Where it makes sense to splurge so you’re not replacing junk every year  When “cheap and cheerful” is actually the smarter move  How to build a personal spending filter you’ll actually stick with  Why buying better is really about your future self — not the price tag Ready to spend with confidence and stop the “buy it twice” cycle? Press play — your wallet will thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Americans sacrificing their financial future for Instagram-worthy experiences? Not quite. In this episode, Mary Hines Droesch, head of Consumer, Small Business & Wealth Management Banking at Bank of America reveals surprising data about how consumers are navigating the tension between rising living costs and their desire to travel and attend live events. You'll discover: Why 74% of Americans still plan summer vacations despite inflation How "destination dupes" are changing the travel landscape The real reason people are choosing road trips over flights (hint: it's not just about money) Why concerts and sporting events have become travel destinations Whether Americans are going into debt to fund their wanderlust Smart strategies for reverse budgeting your next trip You'll walk away learning: The shift from goods to experiences isn't just a trend—it's a fundamental change in how we value money Social media is driving the "escapism economy" more than we realize Americans are proving to be surprisingly resilient and responsible with their finances The rise of "experiential gifts" is changing how families think about spending Whether you're trying to plan your next vacation on a budget or wondering if your travel spending is getting out of hand, this episode offers practical insights backed by real consumer data. Be sure to keep with with Everyone's Talkin' Money by following us on Instagram  @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the key to financial freedom isn't earning more money, but buying less stuff? In this eye-opening conversation, which is part two of a two-part episode, Stephanie Seferian, host of Sustainable Minimalists podcast, reveals how our culture has trained us to work harder just to afford things we don't actually need. Be sure to check out part one of our conversation on Stephanie’s podcast Sustainable Minimalists.  From targeted algorithms that prey on our insecurities to the myth that "new is always better," Stephanie breaks down the psychology behind overconsumption and shares her incremental approach to minimalism that doesn't require dramatic lifestyle changes. We explore how minimalism isn't about deprivation—it's about intentional curation and remembering that stuff exists to serve us, not the other way around. Whether you're drowning in clutter, struggling with the mental load of managing endless possessions, or just tired of working to pay for things that don't add real value to your life, this episode offers practical strategies to break free from the consumption cycle and use your money more intentionally. You’ll walk away learning: Why we've been trained to buy new (and why secondhand is actually better) The connection between mental load and physical clutter How to put barriers back up to mindless purchasing The difference between needs and manufactured desires Practical strategies for breaking the buy-declutter-repeat cycle Learn more about Stephanie by visiting her website mamaminimalist.com Keep up with Everyone’s Talkin’ Money on instagram @everyonestalkinmoney  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this candid conversation, wealth advisor Tiffany Irving shares her journey as the breadwinner in her family while her husband has been a stay-at-home dad for over 20 years. We explore the financial strategies, mindset shifts, and relationship dynamics that make this arrangement work. You’ll walk away learning: How role reversal can accelerate career growth and wealth building Financial protection strategies for stay-at-home partners Navigating judgment and social stigma around non-traditional family roles Money management tips for breadwinner women The importance of financial education and emergency planning Finding the right financial advisor when you're a high-earning woman Protecting yourself legally and financially in relationships with income gaps This episode is perfect for: High-earning women, couples considering role reversals, anyone interested in modern approaches to financial partnerships, and those seeking expert wealth management insights. Be sure to follow us on Instagram @everyonestalkinmoney to keep up with everything Everyone’s Talkin’ Money Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone’s Talkin’ Money, I sit down with Doug Lynam — Marine Corps officer turned monk turned financial advisor — to explore how your Enneagram type influences your financial habits. Doug unpacks how your core personality patterns, fears, and emotional wiring shape everything from your earning style to your giving habits. You’ll walk away learning: Why your Enneagram type can help you stop self-sabotaging your financial goals How money wounds form — and why they show up in your daily spending, saving, and earning choices What “money monsters” are and how to spot yours before they take the wheel How to use wealth as a force for good and break generational cycles of money trauma Doug also shares powerful insights from his upcoming book Taming Your Money Monster: 9 Paths to Money Mastery with the Enneagram, including practical ways to identify your type and create a plan for ethical wealth building. Pre-order now for July 2025. Get Doug’s first book From Monk to Money Manager: A Former Monk’s Financial Guide to Becoming a Little Bit Wealthy-and Why That’s Okay Stay in the know with everything ETM by following us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

In this deeply honest episode of Everyone’s Talkin’ Money, Shari sits down with Dr. Rachel Piltch-Loeb — public health expert and author of The Millennial Caregiver — to explore the hidden reality of caregiving during the busiest years of your life. You'll walk away learning: You’re not alone — why millennials are increasingly becoming caregivers and why it feels so shocking How to have critical conversations with aging parents early, before a crisis hits Practical strategies for balancing caregiving, parenting, and work without burning out The financial truths of caregiving — what you need to budget for now and how to set boundaries Skills caregiving builds that you should add to your resume How to use social media thoughtfully on your caregiving journey Whether you’re already in a caregiving role or know it’s on the horizon, this episode will help you feel seen, supported, and prepared. Buy Rachael’s Book: The Millennial Caregiver: Caring for Loved Ones in the Busiest Years of Your Life Learn more about Rachael at: https://www.rpiltchloeb.com/ Stay up to date with everything Everyone’s Talkin’ Money on Instagram at  @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

When did having fun start feeling so damn expensive? From $80 dinners to group trips that quietly blow your budget, summer socializing can leave your wallet crying in the corner. But guess what? You don’t need to overspend to feel connected, joyful, or rich in your relationships. In this episode, we’re redefining luxury and reclaiming connection—without the credit card hangover. This is Rich Girl Summer: Social Edition—your ultimate guide to fun, fulfilling, and financially aligned social moves. We’re talking progressive potlucks, walk + talk therapy, beauty swaps, game nights that slap, and how to gracefully opt out of overpriced plans that don’t serve you. We also dive into the powerful role your inner circle plays in your financial health—and how to build friendships that fill you up instead of draining your time, money, and emotional energy. And for the cherry on top? We’re romanticizing the everyday. Because free joy? Still rich girl energy. You’ll walk away learning: How to create fun, low-cost social plans that feel luxe How to say “no” to expensive invites—without guilt How to audit your friendships for alignment and mutual support Creative ways to connect that support your financial goals How to turn solo time and small rituals into luxury experiences This episode is part inspiration, part pep talk, part practical guide to having a rich summer in every sense of the word—without going broke in the process. Follow the show on your favorite podcast app so you never miss an episode. Leave a quick rating and review to help us reach more amazing listeners. Keep the conversation going on Instagram @everyonestalkinmoney. Remember: Money should be a tool to live life on your terms. Learn more about your ad choices. Visit megaphone.fm/adchoices