Everyone's Talkin' Money

Do you feel broke, even when your finances say otherwise? Or maybe you’ve been spending like you’ve already “made it”—but your bank account hasn’t caught up? That distorted perception has a name: money dysmorphia. In this first episode of our special three-part series, I’ve partnered with Backbone, a national coalition of credit unions, to explore how emotional and psychological misperceptions around money are impacting millions of Americans—especially Millennials and Gen Z. Our guest is Nicole Andrushko, VP of Marketing at Westerra Credit Union, who’s on the frontlines of financial storytelling and education. Nicole unpacks how social media, comparison culture, and pressure to hit traditional milestones are warping our self-perception—and how credit unions are stepping in to help people see the truth of their financial health and take confident steps forward. You’ll walk away with: A clear understanding of what money dysmorphia is and how to spot it in yourself or others The real reason high-achieving, financially stable people still feel “behind” How credit unions are uniquely equipped to help people shift their mindset Simple, habit-based ways to start repairing your relationship with money Why emotional support is just as critical as financial tools in combating distorted financial thinking Keep up with everything Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, give us a 5 Star review on your favorite podcast app and be sure to like and follow the show so you never miss an episode! Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

In Part 2, we go even deeper into the emotions that drive our financial behavior—especially when life doesn’t go as planned. Shannah Game joins me to talk about emotional spending, identity confusion, and how to unlearn shame-filled money patterns. Plus, she shares her new creative direction: baking cupcakes named after emotions to spark real conversations about money, grief, and reinvention. You’ll walk away learning How to recognize and reset emotional spending habitsWhy shame is the most expensive emotion we carryHow grief and money are deeply intertwinedHow to reconnect with your creative self—even if it feels lost Get Shannah's Book: Unraveling Your Relationship with Money. Follow Shannah on Instagram @shannahgame. Keep up with Everyone's Talkin' Money on Instagram. Thank you to our sponsor!  Policygenius - Head to ⁠policygenius.com⁠ to compare free life insurance quotes from top companies and see how much you could save. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you hit midlife and everything starts to shift—your hormones, your finances, your sense of self? In Part 1 of this two-part series, I sit down with former Everyone’s Talkin’ Money host Shannah Game for an unfiltered conversation about the emotional and financial realities of your 40s. From the unexpected cost of just trying to feel normal, to why massages and therapy are not "frivolous" expenses, we’re breaking down the invisible taboos around women, money, and aging. You’ll walk away learning: How perimenopause and midlife identity shifts affect your moneyWhy it’s okay to spend on your emotional well-being—and how to do it intentionallyWhat the financial industry gets wrong about this chapter of lifeHow to create a “midlife money buffer” and budget for your future self Check out Shannah's new website heyshannah.com and follow her in Instagram for cupcakes, street convos and guidance on how to sort our the Messy Middle. As always, to keep up with everything Everyone's Talkin' Money follow us on Instagram. Thank you to our sponsor!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've been living your Rich Girl Summer — rooftop drinks, spontaneous getaways, joy on tap. But what happens when you come home... and your space just doesn’t match the vibe? If walking through your front door makes you feel like the vacation ended the second you stepped inside, it’s time for a home glow-up — without blowing your budget. In this episode, we’re taking the Rich Girl Summer energy indoors with my signature system for creating a space that looks, feels, and smells like luxury — even if you're working with a Target budget and a thrift store aesthetic. I’m giving you the exact mindset shift and room-by-room strategies to elevate your home, plus the real timing secrets behind scoring designer-worthy pieces for less. You’ll walk away learning: Why luxury is a feeling, not a price tag The “Rich Girl Home Audit” that instantly tells you what’s off in your space How to make your bedroom feel like a boutique hotel (yes, even on a Tuesday) My monthly shopping calendar to snag the best deals all year long The 70-20-10 rule for home spending that saves you from buyer’s remorse DIY and thrifting hacks that actually look expensive How to maintain a luxe vibe with just 10 minutes a day Whether you're a DIY queen or allergic to a glue gun, this episode will help you create a home that supports the life you’re building — one intention, one pillow fluff, and one well-timed Facebook Marketplace find at a time. Keep the conversation going on Instagram @everyonestalkinmoney. And remember, your money should be a tool to live life on your terms — starting with where you wake up every single day. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it really take to go from a side hustle to a thriving, full-time business—especially when you’re juggling a million other responsibilities? In this episode, I sit down with business coaches Melissa Pepin and Corry Frazier, founders of The Business Reboot, to unpack the mindset shifts and tactical moves every side hustler needs to start thinking like a CEO. You’ll walk away learning: How to treat your side hustle like a real business, even while working full-time Why “just telling people once” doesn’t count as marketing What branding actually means—and how to make it work for you How to start showing up online without feeling fake or performative Why midlife might be the best time to finally start that business And the one step to take this week to make your business vision real This is your roadmap to building something sustainable—without burnout, without perfection, and without waiting for someone to give you the green light. Learn more about Melissa and Corry at the Business Reboot Keep up with Everyone's Talkin' Money by following us on Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

Dylan Snowden's path to financial coaching wasn’t exactly traditional—he went from disaster zones to comedy clubs to helping creatives stop the financial chaos. And thank goodness, because his insight on managing lumpy, unpredictable income is exactly what so many of us need. In this episode, Dylan breaks down how to make irregular income feel sustainable, why avoiding your money never helps, and how to finally feel in control—even if you’re a freelancer, artist, or entrepreneur living project to project. We talk about the real cost of financial shame, setting up savings buckets (trust me, this one tip will change your life), and what to do with those “unusual months” with big expenses. Dylan is offering Everyone's Talking Money listeners ⁠ 20% discount on my two-session financial strategy package⁠. You’ll walk away learning: How to create financial systems that work with irregular income—not against it Why your spending isn't actually unpredictable (you just haven't been tracking it right) How to use savings buckets to stop surprise expenses from blowing up your budget Why your financial habits won't magically improve when you earn more—and what to do instead A kinder way to start planning for future-you, one small step at a time Follow Dylan on Instagram Watch Dylan's episodes on YouTube Follow us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

What if happiness isn’t just a feeling — but a formula? In this mind-expanding episode, I sit down with Dr. Alphonsus Obayuwana — physician, scientist, happiness coach, and founder of the Triple-H Project — to break down his 30+ years of research into human hope, emotional well-being, and what really drives lasting happiness. We are discussing his new book: The Happiness Formula. He introduces the groundbreaking Triple-H Equation: Hope over Hunger = Happiness — and explains how it can reshape your relationship with money, your goals, and your emotional peace. You'll walk away learning: How happiness and hope are scientifically connected — and why one can't exist without the other What the five “human hungers” are and how they silently shape your financial stress How to calculate your Personal Happiness Index — and what your score says about your well-being Why people with financial success still feel unfulfilled — and how to change that Practical ways to increase your hope and reduce your emotional “hunger” starting today Why measuring your happiness is the key to improving it This is one of the most profound conversations I’ve had — and one that could completely reframe how you think about wealth, success, and peace of mind. Be sure to keep up with everything Everyone’s Talkin’ Money on Instagram.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your child’s allowance could be the launchpad to lifelong wealth? In this episode of Everyone’s Talkin’ Money, I sit down with April Taylor—financial coach, educator, and creator of the Junior Moguls Entrepreneur System to explore how parents can raise financially confident, entrepreneurial kids even if they don’t have a business background themselves. You’ll walk away knowing: -How kids naturally understand money—and when that relationship starts to shift -Why the way we talk about money shapes our kids’ entire financial future -Creative ways to make saving fun in a cashless, digital world -The link between financial literacy and self-worth (and how early to start teaching it) -How to build new wealth traditions in your home, even if you're starting from zero -Why “we can’t afford that” might be the most damaging phrase in your money vocabulary And the surprising financial habit that April swears by—even if it makes experts cringe Whether you're parenting a preschooler or a teenager, this episode will change the way you talk about—and teach—money at home. Be sure to keep up with Everyone's Talkin' Money on Instagram. Learn more about your ad choices. Visit megaphone.fm/adchoices

Think traveling on a budget means sacrificing joy, spontaneity, or luxury? Think again. In Part 2 of our Rich Girl Summer Travel series, we’re leveling up. I’m walking you through my favorite advanced travel strategies—ones that make you feel like a savvy world traveler, not a spreadsheet-toting tourist. You’ll hear: How to travel hack like a pro (without becoming a full-time points nerd) Simple ways to stay on budget while living your best life on vacation How to actually enjoy your trip without bringing home financial regret The post-travel money moves that help you plan smarter next time How to start a travel fund this week—yes, even with just $10 If you’ve ever wondered how some people seem to travel all the time without going broke, this is the episode that spills the (very budget-friendly) secrets. Make sure to catch Part 1 if you haven’t already—and next week we’re taking it home (literally) with Rich Girl Summer: Home Edition. Because coming home should feel just as luxe as your time away. Don’t forget to follow the show on your favorite podcast app so you never miss an episode, also, please leave a quick 5-star rating and review to help reach more people. Keep the conversation going on Instagram @everyonestalkinmoney. It’s not about spending less—it’s about spending right. Let's get you on that plane. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like you’re following all the “right” financial steps and still feel stuck? You’re not alone — and today’s episode proves it. Shari sits down with Misty Lynch, CFP®, the powerhouse behind Demystifying Money and the reality show HEARTBROKE, to talk about how to ditch stale money myths and build a money plan that actually fits your life. You’ll walk away knowing: Why traditional financial advice often backfires for real people The #1 thing to do first if you feel overwhelmed by money How your money mindset shapes your financial confidence Why money fights with your partner usually aren’t about money at all How to balance saving for tomorrow and enjoying your life today Don’t miss Part 2 of this conversation on Misty’s podcast, Demystifying Money. Follow it wherever you get your podcasts so you can catch the rest of our chat! Learn more about your ad choices. Visit megaphone.fm/adchoices