Everyone's Talkin' Money

Leaving a marriage isn’t just a legal process — it’s an identity shift. And when money, kids, and years of investment are on the line, the decision can feel impossible. In this episode of Everyone’s Talkin’ Money, Shari Rash sits down with Kate Anthony — author of The D Word: Making the Ultimate Decision About Your Marriage and host of the critically acclaimed Divorce Survival Guide Podcast. Kate opens up about her own journey from what looked like a “perfect” marriage on the outside to recognizing emotional abuse and gaslighting behind closed doors. Together, Shari and Kate unpack the hidden fears that keep women in unhappy relationships, the role of money in staying or leaving, and why communication breakdowns are rarely about numbers but about values. You’ll walk away with: Why money fears and financial dependency keep women stuck in marriages longer than they want to be How your earliest “marriage memories” and “money memories” shape the choices you make as an  adult The difference between spender vs. saver conflicts — and how to finally speak the same financial language as your partner How to shift from “we” to “me” when divorce forces a new money mindset The #1 reality check Kate says every woman should face before deciding to stay or leave Whether you’re happily married, questioning your relationship, or just want to better understand the money-relationship connection, this conversation is packed with wisdom, humor, and hard truths. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

40 Money Lessons at 40 - Part 1⁠⁠ 40 Money Lessons at 20 - Part 2⁠⁠ 40 Money Lessons at 40 - Part 3⁠⁠ 40 Money Lessons at 40 - Part 4⁠ 40 Money Lessons at 40 - Part 5 Retirement may feel far away, but the decisions you make today will shape how much freedom and flexibility you have tomorrow. In Episode 4 of 40 Money Lessons at 40, Shari Rash unpacks nine essential lessons for building long-term wealth. This isn’t about chasing hot stocks or becoming a Wall Street expert—it’s about practical, proven strategies that anyone can use to make time and money work together. You’ll hear: Why diversification is your financial safety net (and how to do it easily). The biggest mistake people make with employer 401(k) matches—and how to fix it today. How Roth IRAs deliver decades of tax-free growth. Why borrowing from retirement accounts robs Future You. How to avoid a “retirement tax bomb” with the right mix of pre-tax and Roth contributions. The tax-efficient accounts (Roth, HSA, 529) that quietly add six figures over time. Why HSAs are the unicorn account for retirement healthcare costs. What you need to know about taxes on W-2, 1099, dividends, and capital gains. The one factor that beats investment returns or contribution size: starting early. Whether you’re in your 20s, 30s, or hitting your 40s like me, these lessons prove that money is forgiving—you can start fresh today and still build the wealth you need for tomorrow. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you drowning in “stuffication”? It’s that suffocating feeling when your home is so overrun with clutter that it steals your focus, your joy, and even your financial security. In this episode of Everyone’s Talkin’ Money, I sit down with professional organizer Mary Beth MacKinnon to uncover why clutter is never just about stuff—it’s about emotions, money, and the stories we attach to our belongings. Mary Beth explains why pantries become money pits, how subscription boxes and impulse buys fuel the clutter cycle, and why storage units are really just “renting a house for your crap.” We dive deep into the psychology of guilt, nostalgia, and overconsumption—and talk about practical systems and mindset shifts that can help you stop overspending and start living lighter. You’ll hear: Why “stuffication” happens and how to know when clutter has crossed the line into overwhelm The hidden financial costs of clutter (from subscription traps to storage units) Why emotions like guilt and shame keep us stuck with things we don’t even use Smart strategies for breaking the buy-more-organize-more cycle How decluttering your home can also declutter your finances and free up money for what really matters If you’ve ever stood in front of an overflowing closet or pantry and felt paralyzed, this episode will help you understand what’s really going on—and give you tools to clear the clutter for good. Follow Mary Beth on Instagram @marybeth.mackinnon or visit www.simplify-me.net for tips that make both your home and your budget feel a little lighter. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Too many women entrepreneurs are hustling hard, making sales, and still not seeing the money hit their personal bank account. Sound familiar? In this episode of Everyone’s Talkin’ Money, Shari Rash sits down with Danielle Hayden—Co-Founder and CEO of Kickstart Accounting—to unpack the myths, mindset blocks, and money mistakes that keep successful business owners stuck. Danielle shares why it’s irresponsible not to pay yourself, the real difference between a bookkeeper, tax accountant, and CFO-level support, and how to use your numbers as a story—not a math problem—to make better decisions. You’ll learn where most women overspend (and underspend), how to balance business needs with household needs, and why hiring the right money team can transform your business into a sustainable source of wealth. You’ll walk away knowing: Why saying “I’m not a numbers person” is keeping you broke in business How to structure your money team (bookkeeper, tax accountant, CFO, and more) The percentages you should be spending on payroll, marketing, and operations What to do if your business is seasonal or cash flow feels lumpy How to stop the shame spiral and finally pay yourself confidently If you’re ready to shift from “making money” to keeping and using money in a way that supports both your business and your life, this episode is a must-listen. Rules of Thumb for business spending. Check out the worksheet Danielle mentioned here: https://kickstartaccountinginc.com/healthy Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Turning 40 sparks reflections on real financial lessons, focusing on boring but crucial strategies. Discover why eliminating high-interest debt is one of the smartest financial moves you can make. Learn to spot lifestyle creep and how it can quietly drain your savings. Understand the importance of maintaining a zero credit card balance to secure your wealth. Protect yourself from identity theft by freezing your credit and explore the necessity of disability and umbrella insurance. This is all about achieving peace of mind through solid financial choices.

September is the perfect time to reset your financial goals, as it offers a fresh start that January can't match. Discover how to choose a powerful single goal, avoiding common pitfalls like perfectionism. Learn the SMART-R framework to set achievable objectives and effective strategies to manage holiday spending without derailing your progress. Shari emphasizes the importance of consistency and resilience, showing that achieving one goal can transform your financial confidence. Get ready to finish the year strong!

Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money. In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability. 40 Money Lessons at 40 - Part 1⁠⁠⁠⁠⁠ ⁠40 Money Lessons at 20 - Part 2⁠⁠⁠⁠⁠ ⁠40 Money Lessons at 40 - Part 3⁠⁠⁠⁠⁠ ⁠40 Money Lessons at 40 - Part 4⁠⁠ ⁠40 Money Lessons at 40 - Part 5 You’ll hear: Why paying yourself first (even $25 at a time) guarantees your future gets funded How to set up a monthly “money date” to check in without shame or stress The life-changing peace of living one month ahead on bills Why multiple bank accounts simplify money management and stop overdraft chaos These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress. If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation. You’ll walk away knowing: Why paying yourself first flips the savings script (and why “leftover money” never works). How a monthly money date can transform shame into clarity. The underrated power of living one month ahead on bills — and the instant stress relief it creates. Why multiple checking accounts aren’t obsessive, they’re smart structures. How saving monthly for big expenses stops predictable bills from wrecking your budget. The real cost of oversized housing — and how to keep it in check. Why talking about money out loud is the fastest way to get unstuck. And the 3-month pause rule that will save you from emotional, expensive mistakes. Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe. If this episode hit home, share it. Screenshot your favorite lesson, tag me @everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up. Build the foundation. Your future self will thank you. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

What does turning 40 reveal about personal finance? It emphasizes that saving solely for the future can leave you financially stranded today. Confidence in money decisions trumps the need for perfection. Discover how consistency and automation are powerful tools for wealth-building. Learn that financial mistakes are recoverable and independence doesn’t mean going solo. This discussion offers practical insights that shift your perspective on money, making it a tool for empowerment and everyday success.

The holiday season can wreak havoc on your budget, but there's a way to navigate it. Learn about setting up sinking funds to handle upcoming expenses like gifts and events. Discover how to forecast your spending for the next 90 days and add a budget buffer to avoid financial shocks. Shift your mindset from restrictive to intentional, ensuring you enjoy the festivities without guilt. Walk away with a practical spending plan that keeps your financial goals intact while celebrating the joys of fall.

What if your biggest money blocks aren’t in your bank account—but in your unconscious relationship with money? In this powerful and deeply personal episode, I’m joined by Morgana Rae, internationally recognized money mentor, bestselling author of Financial Alchemy: Twelve Months of Magic & Manifestation, and the woman her clients call the Money Goddess. Morgana’s unconventional (and wildly effective) approach has helped clients generate five, six, and even seven figures—sometimes within hours of doing this work. We’re not just talking mindset here—we’re talking total transformation. Morgana shares how she went from making $100/month in Los Angeles to generating millions by decimating her old toxic money narrative and replacing it with love, worthiness, and intentional action. If you’re a high-achieving woman who’s done all the “right” things—budgeted, invested, hustled—but still feels like wealth is a moving target or doesn’t stick… this episode will change the game. You'll walk away with: A completely new perspective on what it means to have a relationship with money The 6-step Financial Alchemy® process to eliminate hidden blocks and attract aligned abundance Why “hustling harder” actually repels money—and what to do instead How to use visualization, emotional safety, and self-worth to magnetize wealth What it means to love money without greed, guilt, or scarcity How unresolved family trauma, fear of betrayal, and emotional avoidance show up in your bank account Practical actions to reset your money energy—whether you’re struggling to make ends meet or managing millions Grab Morgana’s 10-Year Anniversary Edition of Financial Alchemy: Twelve Months of Magic & Manifestation: https://amzn.to/3IHRUen Follow the show on your favorite podcast app so you never miss an episode. Keep the conversation going on Instagram @everyonestalkinmoney Leave a quick rating and review to help others discover the show. And remember: money should be a tool to live life on your terms. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices