The Canadian Money Roadmap

There are a number of ways that an investor can get in their own way and fail to reach their goals.  Today, we discuss how to reduce these single points of failure to increase your chance of investment success.Build your financial plan with EvanTOPICS IN THIS EPISODE1. Too much in any one country, sector or individual holding2. Not enough upside potential3. Speculation4. Insurance5. Spending habitsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

More people are making a point of being intentional with how their money is invested.  Focusing on environmental, social and governance (ESG) factors is one way that you can align your values with your investment strategy.  In this episode we discuss all things ESG including some concerns and whether we think ESG is just another gimmick.Build your financial plan with EvanTOPICS IN THIS EPISODE1. What is ESG?2. Benefits of an ESG investing strategy3. Issues with ESG and whether it's just another gimmick4.  Where do you find ESG investments?OTHER EPISODESDividend InvestingIf you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn this episode, Evan and Jordan discuss dividend investing and some key items to keep in mind if this is a strategy you're wanting to consider.Build your financial plan with EvanTOPICS IN THIS EPISODE- What are dividends?- What types of companies typically pay dividends?- Key dates to keep in mind- Are dividends truly passive income?- Yield traps and understanding the risks of dividend investing.OTHER EPISODESRRSP, LIRA, TFSA.... Where do you withdraw from first?Stocks, Bonds or Cash? How do you decide?If you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYWhether you find a new job, retire or are laid off, if you have a pension or savings plan at work, you'll have to make some decisions about what to do with it.You have to know what type of plan you have, what options are available for that plan and then what makes sense for you based on your financial goals and timeline.Build your financial plan with EvanOTHER EPISODESThe Perfect RRSP StrategyIf you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYMore and more people are borrowing money to invest in stocks, crypto and real estate. Should you be using leverage to do the same?Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODE- What is leverage?- How you might be using leverage already- Why is this relevant today?- The risk and opportunity with leverage- Practical considerations before you borrow to investOTHER EPISODESWhy you should care about rising interest ratesReduce your taxes with deductions and creditsIf you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

After two years, I think it is time to say hello and tell my story of why I started this podcast.  I've always been inspired by Teddy Roosevelt's speech about the value of being the "man in the arena" which highlights the risk takers over the critics and the people who try to create something of value despite imperfection.  So starting this podcast was my version of sticking my neck out to try to bring value to people despite being a young financial planner and having no experience in audio or content production of any kind.Podcasting is hard and kind of scary sometimes but it is also a lot of fun.  Based on the feedback I've received about how the podcast has improved people's financial lives, it has totally been worth the effort and the risk. Mistakes, voice cracks, vision changes etc. have all been part of the process of building this podcast but I appreciate each and every one of you for listening and sharing with your friends.More to come!✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTBuild your financial plan with EvanOTHER EPISODESIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn our first book review on the podcast, Jordan and Evan provide their thoughts and key takeaways from Nick Maggulli's book, Just Keep Buying.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEWhat did we like about the book?When is saving more important that the specifics of your investments?How to spend without feeling guiltyHow much to investHow much of your raise should you be saving?Why you shouldn't be fearful of volatilityInvesting in bear markets and reframing the upside opportunityWhy you'll never feel rich and why money isn't everythingRESOURCESNick Maggulli's blog Of Dollars and DataOTHER EPISODESGuide to Recessions and Bear MarketsDips, Corrections & CrashesHow can money make you happier? A conversation with Andrew HallamIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYYou've likely seen headlines or articles talking about recessions or bear markets.  While these things might make you nervous, I have you covered to make sure you can continue to invest smarter, reduce taxes and retire with confidence.  Download the FREE PDF guide here:Guide to Recessions and Bear Markets  Build your financial plan with EvanTOPICS IN THIS EPISODE3:32 - What is a recession?6:54 - What is a bear market?8:53 - Are recessions and bear markets connected?11:34 - Preparing for a recession14:11 - Investing through a bear market16:41 - Do More21:28 - Do Less25:23 - Do Nothing28:42 - The Good NewsRESOURCES MENTIONED✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTOTHER EPISODESDips, Corrections and CrashesWhy you should care about rising interest ratesIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYJordan Arndt takes the lead in this episode to discuss some unique ways that you can give to charity to maximize your tax savings and maximize your charitable gifts.  If you have questions for Jordan, please feel free to email him at Jordan@ennsbaxter.comBuild your financial plan with Evan✅ DOWNLOAD MY FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODE1.  Donating stocks, mutual funds or ETFs2.  Donor-advised funds and why they could be a better option than a personal foundation3.  Making gifts of life insurance OTHER EPISODES7. Tax Basics and “The Next Bracket” Myth 14. How to File Your Taxes in 2021 Featuring Luke Hergott, CPA41. Reduce Your Taxes with Deductions and Credits If you enjoy listening to the podcast, please leave a 5-star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYInterest rates are going up and in this episode, Jordan Arndt and Evan discuss what that means for you and why you should care.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODESetting the stage - interest rates are rising What happens when interest rates rise How does that affect you How does that impact your investment portfolio Should you care about rising rates? RESOURCES MENTIONEDBank of Canada - Policy Interest Rate OTHER EPISODES37. Dips, Corrections and Crashes39. Why do Prices Keep Going Up 47. Guide to Recessions and Bear Markets If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet