The Canadian Money Roadmap

EPISODE SUMMARYMore and more people are borrowing money to invest in stocks, crypto and real estate. Should you be using leverage to do the same?Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODE- What is leverage?- How you might be using leverage already- Why is this relevant today?- The risk and opportunity with leverage- Practical considerations before you borrow to investOTHER EPISODESWhy you should care about rising interest ratesReduce your taxes with deductions and creditsIf you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

After two years, I think it is time to say hello and tell my story of why I started this podcast.  I've always been inspired by Teddy Roosevelt's speech about the value of being the "man in the arena" which highlights the risk takers over the critics and the people who try to create something of value despite imperfection.  So starting this podcast was my version of sticking my neck out to try to bring value to people despite being a young financial planner and having no experience in audio or content production of any kind.Podcasting is hard and kind of scary sometimes but it is also a lot of fun.  Based on the feedback I've received about how the podcast has improved people's financial lives, it has totally been worth the effort and the risk. Mistakes, voice cracks, vision changes etc. have all been part of the process of building this podcast but I appreciate each and every one of you for listening and sharing with your friends.More to come!✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTBuild your financial plan with EvanOTHER EPISODESIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn our first book review on the podcast, Jordan and Evan provide their thoughts and key takeaways from Nick Maggulli's book, Just Keep Buying.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEWhat did we like about the book?When is saving more important that the specifics of your investments?How to spend without feeling guiltyHow much to investHow much of your raise should you be saving?Why you shouldn't be fearful of volatilityInvesting in bear markets and reframing the upside opportunityWhy you'll never feel rich and why money isn't everythingRESOURCESNick Maggulli's blog Of Dollars and DataOTHER EPISODESGuide to Recessions and Bear MarketsDips, Corrections & CrashesHow can money make you happier? A conversation with Andrew HallamIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYYou've likely seen headlines or articles talking about recessions or bear markets.  While these things might make you nervous, I have you covered to make sure you can continue to invest smarter, reduce taxes and retire with confidence.  Download the FREE PDF guide here:Guide to Recessions and Bear Markets  Build your financial plan with EvanTOPICS IN THIS EPISODE3:32 - What is a recession?6:54 - What is a bear market?8:53 - Are recessions and bear markets connected?11:34 - Preparing for a recession14:11 - Investing through a bear market16:41 - Do More21:28 - Do Less25:23 - Do Nothing28:42 - The Good NewsRESOURCES MENTIONED✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTOTHER EPISODESDips, Corrections and CrashesWhy you should care about rising interest ratesIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYJordan Arndt takes the lead in this episode to discuss some unique ways that you can give to charity to maximize your tax savings and maximize your charitable gifts.  If you have questions for Jordan, please feel free to email him at Jordan@ennsbaxter.comBuild your financial plan with Evan✅ DOWNLOAD MY FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODE1.  Donating stocks, mutual funds or ETFs2.  Donor-advised funds and why they could be a better option than a personal foundation3.  Making gifts of life insurance OTHER EPISODES7. Tax Basics and “The Next Bracket” Myth 14. How to File Your Taxes in 2021 Featuring Luke Hergott, CPA41. Reduce Your Taxes with Deductions and Credits If you enjoy listening to the podcast, please leave a 5-star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYInterest rates are going up and in this episode, Jordan Arndt and Evan discuss what that means for you and why you should care.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODESetting the stage - interest rates are rising What happens when interest rates rise How does that affect you How does that impact your investment portfolio Should you care about rising rates? RESOURCES MENTIONEDBank of Canada - Policy Interest Rate OTHER EPISODES37. Dips, Corrections and Crashes39. Why do Prices Keep Going Up 47. Guide to Recessions and Bear Markets If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn this episode, Evan talks about the things you would want to consider before helping your kids with a downpayment to buy a home.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEWhy this is a relevant discussion in 2022 The oxygen mask principle From the parent perspective, could you help your kids? Should you help your kids? How do you help your kids OTHER EPISODES12. Buying a House Featuring Kindra Sowden 43. Should you Rent or Buy a Home If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYThis episode won't be able to make the decision for you, but today Evan and Jordan offer some food for thought when making the choice on whether to rent or buy.  Hopefully Evan and Jordan can help you be confident in your decision. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEWhy this is a relevant discussion in 2022 As house prices between more expensive, what are your options What factors should you consider for renting What factors should you consider for buying How do you compare the two options and make a decision RESOURCES MENTIONEDYour city’s typical rent cost Your city’s average home price OTHER EPISODES12. Buying a House Featuring Kindra Sowden 44. How to Help Your Kids Buy a Home If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIf you're thinking about a short getaway or a longer trip to relieve your cabin fever, start planning right away.  In this episode, Jordan and Evan discuss ways that your vacation can go from a dream to a financial nightmare.  The good news is that planning ahead with some of our tips will make sure that you can spend your vacation relaxing and having fun instead of worrying about your money.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEMemorable vacations Planning for a vacation - things to consider Typical costs you might incur on a vacation Currency considerationsBudget planning spreadsheet for your download RESOURCES MENTIONEDEvan Neufeld Downloads - Vacation Planner Spreadsheet OTHER EPISODES2. Credit Cards - Pros, Cons and Strategies 5. Budgeting for People Who Hate Budgeting 11. Money & Marriage - From the Sask Wedding Podcast w/ Matt RamageIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYOn this episode we welcome back Luke Hergott, Senior Manager of tax services at EY.  Luke brings a wealth of knowledge regarding tax so I would encourage you to listen to this episode prior to filing your return for this year.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEOpportunities for tax planning as an employee vs business owner Defining deductions and credits Refundable vs non-refundable credits Understanding the deductions and credits that are available for you to accessRESOURCES MENTIONEDEY Tax Calculator and RatesOTHER EPISODES7. Tax Basics and “The Next Bracket” Myth 14. How to File Your Taxes in 2021 Featuring Luke Hergott, CPAIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet