The Canadian Money Roadmap

EPISODE SUMMARYThis episode deviates from the usual cadence but is timely given the conflict emerging today between Russia and Ukraine.  Evan walks through some thoughts that he shared in an email update to his clients.  ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODELiving, and specifically investing, in “uncertain” times How the stock market has historically reacted to wars Typical mistakes to avoid during corrections and crashes Staying informed of world events, but with contextHow you can think of the conflict in light of your investment portfolio and retirement savingsOTHER EPISODES37. Dips, Corrections and Crashes45. Why You Should Care About Rising Interest Rates 47. Guide to Recessions and Bear Markets If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYInflation is the story of the day so in this episode, Jordan Arndt and Evan discuss some possible reasons why inflation is so bad right now and what we can do about it.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEInflation - how does it happenSlowing down inflation Central banks and monetary policy What can we actually do about it as investors and citizens  OTHER EPISODES27. Will you Have any Guaranteed Sources of Income in Retirement 45. Why you Should Care About Rising Interest Rates If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIs it possible to have a perfect RRSP strategy?  Well it depends.... In this episode, I'm joined by my colleague, Jordan Arndt, and we discuss the situations where an RRSP can provide the most value to you as a long-term investor.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODERRSP contribution deadline RRSP definition and details Options with your RRSP refund Determining whether the perfect RRSP strategy exists RESOURCES MENTIONEDGovernment of Canada - RRSP InformationEY Tax Calculator and RatesOTHER EPISODES13. Is an RRSP the Best Choice for your Retirement Savings25. Reduce Taxes with a Spousal RRSP 29. RRSP, LIRA, TFSA…Where do you Withdraw From First? If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn this episode, Evan discusses what might be going on in the market when you see headlines mentioning dips, corrections, crashes, or bear markets.  Declines in the market happen more frequently than you’d probably think, so Evan provides tips to successfully navigate declining stock markets. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEDefining dips, corrections, crashes, and bear markets Clarifying how often these events occur and how they likely happen more often than you realizeTips to survive these types of market conditions Know that you aren’t alone during these types of market events!RESOURCES MENTIONEDRecessions and Bear Markets - Investor GuideOTHER EPISODES45. Why You Should Care About Rising Interest Rates 47. Guide to Recessions and Bear Markets If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYAs we start a new year, today’s episode gives you 5 steps to set up your TFSA in 2022.  A new year means additional contribution room, so this is a perfect time to give this episode a listen! ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODE5 steps to set up your TFSA in 2022Understanding your objective Understanding your risk profile and allocation TFSA contribution limits How a TFSA can fit into your long-term plan RESOURCES MENTIONEDVanguard Investor Questionnaire** TFSA Limits for 2022 **This questionnaire and the sample asset allocations do not provide investment or financial advice. The sample asset allocations presented are not tailored to any particular investor's circumstances. Investors should speak with a financial advisor for help in selecting an appropriate asset allocation for their particular circumstances and carefully consider all options before investing.OTHER EPISODES10. Using a TFSA Like a Pro24. TFSAs are Great but Watch Out….29. RRSP, LIRA, TFSA…Where do you Withdraw from First? If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

 EPISODE SUMMARYOn the podcast today is Andrew Hallam.  Andrew is the acclaimed author of the popular personal finance books Millionaire Teacher and Millionaire Expat, but he joins me today to discuss his latest book as it relates to money and happiness. Andrew’s new book is called Balance:  How to Invest and Spend for Happiness, Health and Wealth and is available on January 18, 2022.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEHow success, money, health and happiness are related What should we focus on Finding balance in life RESOURCES MENTIONEDAndrew Hallam - Website Balance - The BookOTHER EPISODES34. Do I Really Need to Have $1M to Retire 46. Maximize the Tax Benefits of Your Charitable Giving If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn this episode, Evan covers off some rules of thumb for saving for retirement and how to know if you’re on pace.  Evan answers the question of whether you really need $1M to retire. Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEHow much do you actually need to save for retirement What impacts your retirement savings needs Savings rule of thumbs and systemsRecommendations to make saving as easy as possible Is $1M the right amount to have for retirement RESOURCES MENTIONEDThe Rule of 30 - book OTHER EPISODES17. Investing Basics Part 1 - Stocks18. Investing Basics Part 2 - Bonds27. Will you Have any Guaranteed Sources of Income in Retirement If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYOn this episode, Evan provides a framework to think about whether your investments are appropriate for your retirement timeline.  Managing risk might mean you need to make adjustments to your portfolio as you get closer to retirement and throughout your retirement years.  ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEInvestment risk and reward Matching risk with your investment timeline How to manage and assess risk OTHER EPISODES26. Rebalance Your Investments 27. Will you Have any Guaranteed Sources of Income in Retirement If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYWhen you're living off your savings instead of relying on employment income, the idea of an emergency fund changes a bit.  Here's a quick episode with what Evan recommends!Continue to follow along through this series by downloading your copy of the retirement readiness checklist below. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEIs an emergency fund still relevant, or required, in retirement How an emergency fund fits into the context of an investment portfolio Concept of a war chest Alternative sources for emergency funding OTHER EPISODES1. Should you Have an Emergency Fund? 22. Optimize your Investments by Plan Type33. Are your Investments Appropriate for your Retirement Timeline?If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYToday’s episode focuses on Old Age Security, another one of the government benefits you may receive.  Evan walks through the basics of OAS, how to qualify, and how much you might receive. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEHow OAS works and what it is How much OAS you could receive How to qualify for OAS Items to be aware of, including OAS recovery tax RESOURCES MENTIONEDGovernment of Canada - OAS OverviewGovernment of Canada - Guaranteed Income Supplement OTHER EPISODES27. Will you Have any Guaranteed Sources of Income in Retirement 30. How Much Will You Get From the Canada Pension Plan?If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet