The Canadian Money Roadmap

EPISODE SUMMARYIn this episode, Evan talks about the things you would want to consider before helping your kids with a downpayment to buy a home.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEWhy this is a relevant discussion in 2022 The oxygen mask principle From the parent perspective, could you help your kids? Should you help your kids? How do you help your kids OTHER EPISODES12. Buying a House Featuring Kindra Sowden 43. Should you Rent or Buy a Home If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYThis episode won't be able to make the decision for you, but today Evan and Jordan offer some food for thought when making the choice on whether to rent or buy.  Hopefully Evan and Jordan can help you be confident in your decision. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEWhy this is a relevant discussion in 2022 As house prices between more expensive, what are your options What factors should you consider for renting What factors should you consider for buying How do you compare the two options and make a decision RESOURCES MENTIONEDYour city’s typical rent cost Your city’s average home price OTHER EPISODES12. Buying a House Featuring Kindra Sowden 44. How to Help Your Kids Buy a Home If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIf you're thinking about a short getaway or a longer trip to relieve your cabin fever, start planning right away.  In this episode, Jordan and Evan discuss ways that your vacation can go from a dream to a financial nightmare.  The good news is that planning ahead with some of our tips will make sure that you can spend your vacation relaxing and having fun instead of worrying about your money.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEMemorable vacations Planning for a vacation - things to consider Typical costs you might incur on a vacation Currency considerationsBudget planning spreadsheet for your download RESOURCES MENTIONEDEvan Neufeld Downloads - Vacation Planner Spreadsheet OTHER EPISODES2. Credit Cards - Pros, Cons and Strategies 5. Budgeting for People Who Hate Budgeting 11. Money & Marriage - From the Sask Wedding Podcast w/ Matt RamageIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYOn this episode we welcome back Luke Hergott, Senior Manager of tax services at EY.  Luke brings a wealth of knowledge regarding tax so I would encourage you to listen to this episode prior to filing your return for this year.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEOpportunities for tax planning as an employee vs business owner Defining deductions and credits Refundable vs non-refundable credits Understanding the deductions and credits that are available for you to accessRESOURCES MENTIONEDEY Tax Calculator and RatesOTHER EPISODES7. Tax Basics and “The Next Bracket” Myth 14. How to File Your Taxes in 2021 Featuring Luke Hergott, CPAIf you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYThis episode deviates from the usual cadence but is timely given the conflict emerging today between Russia and Ukraine.  Evan walks through some thoughts that he shared in an email update to his clients.  ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODELiving, and specifically investing, in “uncertain” times How the stock market has historically reacted to wars Typical mistakes to avoid during corrections and crashes Staying informed of world events, but with contextHow you can think of the conflict in light of your investment portfolio and retirement savingsOTHER EPISODES37. Dips, Corrections and Crashes45. Why You Should Care About Rising Interest Rates 47. Guide to Recessions and Bear Markets If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYInflation is the story of the day so in this episode, Jordan Arndt and Evan discuss some possible reasons why inflation is so bad right now and what we can do about it.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEInflation - how does it happenSlowing down inflation Central banks and monetary policy What can we actually do about it as investors and citizens  OTHER EPISODES27. Will you Have any Guaranteed Sources of Income in Retirement 45. Why you Should Care About Rising Interest Rates If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIs it possible to have a perfect RRSP strategy?  Well it depends.... In this episode, I'm joined by my colleague, Jordan Arndt, and we discuss the situations where an RRSP can provide the most value to you as a long-term investor.Build your financial plan with Evan✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODERRSP contribution deadline RRSP definition and details Options with your RRSP refund Determining whether the perfect RRSP strategy exists RESOURCES MENTIONEDGovernment of Canada - RRSP InformationEY Tax Calculator and RatesOTHER EPISODES13. Is an RRSP the Best Choice for your Retirement Savings25. Reduce Taxes with a Spousal RRSP 29. RRSP, LIRA, TFSA…Where do you Withdraw From First? If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn this episode, Evan discusses what might be going on in the market when you see headlines mentioning dips, corrections, crashes, or bear markets.  Declines in the market happen more frequently than you’d probably think, so Evan provides tips to successfully navigate declining stock markets. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEDefining dips, corrections, crashes, and bear markets Clarifying how often these events occur and how they likely happen more often than you realizeTips to survive these types of market conditions Know that you aren’t alone during these types of market events!RESOURCES MENTIONEDRecessions and Bear Markets - Investor GuideOTHER EPISODES45. Why You Should Care About Rising Interest Rates 47. Guide to Recessions and Bear Markets If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYAs we start a new year, today’s episode gives you 5 steps to set up your TFSA in 2022.  A new year means additional contribution room, so this is a perfect time to give this episode a listen! ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODE5 steps to set up your TFSA in 2022Understanding your objective Understanding your risk profile and allocation TFSA contribution limits How a TFSA can fit into your long-term plan RESOURCES MENTIONEDVanguard Investor Questionnaire** TFSA Limits for 2022 **This questionnaire and the sample asset allocations do not provide investment or financial advice. The sample asset allocations presented are not tailored to any particular investor's circumstances. Investors should speak with a financial advisor for help in selecting an appropriate asset allocation for their particular circumstances and carefully consider all options before investing.OTHER EPISODES10. Using a TFSA Like a Pro24. TFSAs are Great but Watch Out….29. RRSP, LIRA, TFSA…Where do you Withdraw from First? If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet

 EPISODE SUMMARYOn the podcast today is Andrew Hallam.  Andrew is the acclaimed author of the popular personal finance books Millionaire Teacher and Millionaire Expat, but he joins me today to discuss his latest book as it relates to money and happiness. Andrew’s new book is called Balance:  How to Invest and Spend for Happiness, Health and Wealth and is available on January 18, 2022.✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLISTTOPICS IN THIS EPISODEHow success, money, health and happiness are related What should we focus on Finding balance in life RESOURCES MENTIONEDAndrew Hallam - Website Balance - The BookOTHER EPISODES34. Do I Really Need to Have $1M to Retire 46. Maximize the Tax Benefits of Your Charitable Giving If you enjoy listening to the podcast, please leave a 5 star review on Apple PodcastsWant a personalized retirement plan? Retirement Readiness Scorecard 🇨🇦 Get your money organized - Your Full Financial Picture Spreadsheet