The Canadian Money Roadmap

There are plenty of landmines to avoid when it comes to your money but in this episode I talk about 7 critical mistakes you'll want to be aware of in your 30's.If you're in your 20's, 40's, 50's or older, these are all relevant for you as well! But the decade of your 30's comes with unique challenges and opportunities that I wanted to focus on specifically.Retirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

November is Financial Literacy Month in Canada and this week's episode is dedicated to that! We talk about the importance and benefits of financial literacy and then walk you through a quiz to see where you'd land on the literacy scale.Of course, to help improve your financial literacy, please go back and listen to previous episodes of the podcast to learn more about the topics we discussed on this episode.Retirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

Thank you for all of your questions! In this podcast I cover off a few recent ones:1. Is now a good time to buy GICs?2. Did I buy the wrong investments?3. Should I sell and wait for the dust to settle?4. What's happening with  credit card fees?Retirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

You've likely heard of active and passive investing but factor investing is somewhere in the middle.  Sometimes called "smart beta", the idea behind factor investing is isolating the specific characteristics of an investment that can lead to outperformance, lower volatility or specific outcomes compared to the market as a whole. Build your financial plan with EvanOTHER EPISODESDividend InvestingRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

This is a foundational episode on the topic of investing.  If you've ever wondered what "the market" really is or what an index is, this episode is for you.  I've heard from so many people that they feel embarrassed to ask some of these questions but they want to start investing. This episode is a great place to start to build your understanding of the stock market.TOPICS IN THIS EPISODE1. What is the stock market?2. How does it work?3. What is an index?4. Which indexes are worth paying attention to?Planet Money podcast about why you can ignore the Dow JonesRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

Robin Taub joins us today to discuss her book The Wisest Investment and how we can raise money-smart kids.  Jordan and I both have young kids so this topic has been on my mind recently.  As financial planners, we generally focus on retirees and business owner money issues instead of teaching the next generation about money so Robin's expertise was a great resource for us.To purchase a copy of her book and to find access to all the other resources she mentions in the episode, please go to https://robintaub.com or https://www.thewisestinvestment.com to download a free excerpt from the book.Retirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

There are a number of ways that an investor can get in their own way and fail to reach their goals.  Today, we discuss how to reduce these single points of failure to increase your chance of investment success.Build your financial plan with EvanTOPICS IN THIS EPISODE1. Too much in any one country, sector or individual holding2. Not enough upside potential3. Speculation4. Insurance5. Spending habitsRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

More people are making a point of being intentional with how their money is invested.  Focusing on environmental, social and governance (ESG) factors is one way that you can align your values with your investment strategy.  In this episode we discuss all things ESG including some concerns and whether we think ESG is just another gimmick.Build your financial plan with EvanTOPICS IN THIS EPISODE1. What is ESG?2. Benefits of an ESG investing strategy3. Issues with ESG and whether it's just another gimmick4.  Where do you find ESG investments?OTHER EPISODESDividend InvestingIf you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYIn this episode, Evan and Jordan discuss dividend investing and some key items to keep in mind if this is a strategy you're wanting to consider.Build your financial plan with EvanTOPICS IN THIS EPISODE- What are dividends?- What types of companies typically pay dividends?- Key dates to keep in mind- Are dividends truly passive income?- Yield traps and understanding the risks of dividend investing.OTHER EPISODESRRSP, LIRA, TFSA.... Where do you withdraw from first?Stocks, Bonds or Cash? How do you decide?If you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet

EPISODE SUMMARYWhether you find a new job, retire or are laid off, if you have a pension or savings plan at work, you'll have to make some decisions about what to do with it.You have to know what type of plan you have, what options are available for that plan and then what makes sense for you based on your financial goals and timeline.Build your financial plan with EvanOTHER EPISODESThe Perfect RRSP StrategyIf you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts or SpotifyRetirement Readiness Scorecard 🇨🇦 Looking to retire in the next 10 years or less (age 45+)? Get your money organized - Your Full Financial Picture Spreadsheet