
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Latest episodes

Jan 25, 2024 • 31min
25 Jan 2024 Peter Davey from Alloy Labs on Instant Payments, FedNow, RTP, Fraud, Open Banking, APIs, and DMB
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Davey of Alloy Labs. Peter and Reed talk about the reasons instant payments have become an imperative for financial institutions, the way learnings from other markets and other domestic systems can and should influence instant payments strategies, the role of the operators in advancing standardization, and more. Also, don't forget, it's time to register for the spring member meeting and to book your travel to Florida! fasterpaymentscouncil.org, click on News & Events for all the details.

Jan 11, 2024 • 33min
11 Jan 2024 Barry Tooker and Jonathan Holland on Cross Border Faster Payments, CBDCs, and Formula 1
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Barry Tooker of transactionbanker.com and Jonathan Holland of Mastercard as the trio discusses the progress being made by the FPC's Cross Border Working Group, which is led by Barry and Jonathan as chair and vice chair, respectively. Check out these deliverables referenced in the show:https://fasterpaymentscouncil.org/blog/9610/Cross-Border-Payments-Work-Group-Bulletin-01https://fasterpaymentscouncil.org/blog/10904/Cross-Border-Payments-Work-Group-Bulletin-02https://fasterpaymentscouncil.org/blog/11894/Cross-Border-Payments-Work-Group-Bulletin-03https://fasterpaymentscouncil.org/blog/12745/The-Practicalities-of-Cross-Border-Payments-in-a-Faster-Payments-World-Report

Dec 21, 2023 • 28min
21 Dec 2023 Colin Parsons from Verafin on faster payments fraud, check fraud, fraud prevention, and bagpipes
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Colin Parsons, fraud specialist from FPC member Verafin. Reed and Colin talk about the state of faster payments fraud, fraud prevention best practices, the huge problem of check fraud, and how Colin made his coffee that morning. Don't forget to register for the FPC Spring Member Meeting at fasterpaymentscouncil.org!

Dec 14, 2023 • 32min
14 Dec 2023 Lou Grilli of PSCU and Jorge Jimenez of Juniper Payments, a PSCU Company on Instant Payments for Credit Unions, Fraud, and Guardians of the Galaxy
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the Rails with Lou Grilli and Jorge Jimenez from PSCU and Juniper, a PSCU company. Lou, Jorge, and Reed talk about big doings in the credit union space, fraud, and the hidden talents of these two guests.

Nov 30, 2023 • 28min
30 Nov. 2023 Dean Nolan with Strategic Resource Management on Instant Payments, Monetization, and Hawai'i
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dean Nolan of Strategic Resource Management (SRM). Reed and Dean talk all things faster payments, implementing instant payments at smaller financial institutions, fraud, and more. Don't forget to register for the FPC's spring member meeting in Orlando, March 27th and 28th!

Nov 9, 2023 • 35min
9 Nov 2023 Shaun Ferrari of Currency Research on Cash, Faster Payments, 90 Day Fiance, and more!
Joine FPC Executive Director Reed Luhtanen as he goes Off the Rails with Shaun Ferrari of Currency Research. Reed and Shaun talk about the implications for cash of emerging payments, fraud, what makes a payment "instant," and whether a certain well-known couple will finally "win" on 90 Day Fiance.

Oct 26, 2023 • 22min
26 Oct. 2023 Art Brieske from Wells Fargo on The Keys to Faster Payments Adoption, Updates from Wells Fargo, and More
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Art Brieske from Wells Fargo. Reed and Art dig into Art's key use cases to drive adoption of instant payments, talk about what's next in this space, and more. Also, head to fasterpaymentscouncil.org to register for the spring member meeting in Orlando March 27th and 28th!

Oct 12, 2023 • 22min
12 Oct 2023 Stephany Kirkpatrick of Orum on Account Verification, Time to Money, Artificial Intelligence, and getting enough sleep
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum. They discuss Orum's new account verification product and the prospect of building innovations on top of faster payments rails. They also touch on artificial intelligence, bringing more girls into STEM, and the importance of sleep.

Sep 28, 2023 • 20min
28 Sept 2023 Mike Vigue on Instant Payments, FedNow, RTP, and New England in the winter
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Mike Vigue of Finastra. Mike and Reed talk about implementing instant payments, the promise of FedNow and RTP, interesting use cases, and the weather in New England. Please complete the "Blockchain and Crypto in Payments survey, find the link at the top of the page on www.fasterpaymentscouncil.org!

Sep 14, 2023 • 32min
14 Sept. 2023 Jonathan Shiery of Guidehouse on Real Estate Payments, Blockchain, RTP, FedNow, and 4th grade math
Join U.S. Faster Payments Council's Executive Director Reed Luhtanen as he goes Off the Rails with Johnathan Shiery, Financial Services Partner and lead of Payments Modernization and Transaction Advisory services for Guidehouse. Jonathan and Reed do a deep dive into the benefits of payments modernization for the real estate industry, fraud, and 4th grade math. Please take a moment to give us a 5-star review and share the show with your friends and colleagues to help us reach a broader audience!
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