
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Latest episodes

Nov 9, 2023 • 35min
9 Nov 2023 Shaun Ferrari of Currency Research on Cash, Faster Payments, 90 Day Fiance, and more!
Joine FPC Executive Director Reed Luhtanen as he goes Off the Rails with Shaun Ferrari of Currency Research. Reed and Shaun talk about the implications for cash of emerging payments, fraud, what makes a payment "instant," and whether a certain well-known couple will finally "win" on 90 Day Fiance.

Oct 26, 2023 • 22min
26 Oct. 2023 Art Brieske from Wells Fargo on The Keys to Faster Payments Adoption, Updates from Wells Fargo, and More
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Art Brieske from Wells Fargo. Reed and Art dig into Art's key use cases to drive adoption of instant payments, talk about what's next in this space, and more. Also, head to fasterpaymentscouncil.org to register for the spring member meeting in Orlando March 27th and 28th!

Oct 12, 2023 • 22min
12 Oct 2023 Stephany Kirkpatrick of Orum on Account Verification, Time to Money, Artificial Intelligence, and getting enough sleep
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum. They discuss Orum's new account verification product and the prospect of building innovations on top of faster payments rails. They also touch on artificial intelligence, bringing more girls into STEM, and the importance of sleep.

Sep 28, 2023 • 20min
28 Sept 2023 Mike Vigue on Instant Payments, FedNow, RTP, and New England in the winter
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Mike Vigue of Finastra. Mike and Reed talk about implementing instant payments, the promise of FedNow and RTP, interesting use cases, and the weather in New England. Please complete the "Blockchain and Crypto in Payments survey, find the link at the top of the page on www.fasterpaymentscouncil.org!

Sep 14, 2023 • 32min
14 Sept. 2023 Jonathan Shiery of Guidehouse on Real Estate Payments, Blockchain, RTP, FedNow, and 4th grade math
Join U.S. Faster Payments Council's Executive Director Reed Luhtanen as he goes Off the Rails with Johnathan Shiery, Financial Services Partner and lead of Payments Modernization and Transaction Advisory services for Guidehouse. Jonathan and Reed do a deep dive into the benefits of payments modernization for the real estate industry, fraud, and 4th grade math. Please take a moment to give us a 5-star review and share the show with your friends and colleagues to help us reach a broader audience!

Aug 24, 2023 • 29min
24 August 2024 Carl Slabicki of BNY Mellon on instant payments, FedNow, open banking, financial inclusion, and Mission: Impossible
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Carl Slabicki of BNY Mellon. Reed and Carl talk about instant payments, the FedNow launch, open banking, Carl's "Rocky Run" in Philly last year, and financial inclusion. The FPC Fall Member meeting is just over a month away -- register at fasterpaymentscouncil.org! Also, please rate the show on your podcast app!

Aug 10, 2023 • 24min
10 August 2023 Josh Karoly from Netflix on instant payments, recurring payments, user experience
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Josh Karoly from Netflix. Reed and Josh talk about the promise of instant payments, developing a great user experience, fraud and trust, and musical instruments. Please rate the show!

5 snips
Jul 27, 2023 • 34min
27 July 2023 Jim Colassano of The Clearing House on the RTP Network, Interoperability, Instant Payments Use Cases, and Indiana Jones
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Jim Colassano of The Clearing House. Jim and Reed talk about what’s going on with the RTP network, Jim's view on faster payments use cases, the trajectory of usage and adoption, and they give their reviews of Indiana Jones and the Dial of Destiny. Register for the FPC Fall Member Meeting at fasterpaymentscouncil.org!

5 snips
Jul 13, 2023 • 19min
13 July 2023 Dr. Angela Murphy, "Payments Elsa," on faster payments, data, AI, payments experiences, musical theatre
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Dr. Angela Murphy, also known as "Payments Elsa." Angela and Reed talk about faster payments, data, and the use of AI to enhance payments experiences. They also talk about Angela’s past in musical theater.

Jun 22, 2023 • 22min
22 June 2023 Bradley Wilkes of Open Payment Network on On-boarding, interoperability, fraud, and pickleball
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with Bradley Wilkes, Founder and CEO of Open Payment Network. Bradley and Reed talk about on-boarding FIs to RTP and FedNow, interoperability, fraud, and they make a couple movie recommendations. Register for the FPC Fall Member Meeting at fasterpaymentscouncil.org!