
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Latest episodes

Jun 27, 2024 • 32min
27 June 2024 Bridget Hall of ACI Worldwide on Instant Payments Trends, International Lessons Learned, and the joys of having a swimming pool
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Bridget Hall of ACI Worldwide to discuss ACI's "Prime Time for Real Time Report (Available here: https://www.aciworldwide.com/real-time-payments-report), the instant payments experience in different markets, and the time Reed and Bridget saved the galaxy. We need sponsors for the FPC Fall Member Meeting! If you're interested in helping us out, please let us know: info@fasterpaymentscouncil.org.

Jun 13, 2024 • 38min
13 June 2024 Alex Gonthier of Trustly on Pay by Bank, Open Banking, Security
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Alex Gonthier of Trustly. Alex and Reed talk about faster payments' influence on pay by bank, the emerging competitive environment for pay by bank, and payments fraud liabilities.Northwest Arkansas Disaster Relief Fund: https://ar.accessgov.com/adem/Forms/Page/adem/disaster-recovery/0

May 23, 2024 • 31min
23 May 2024 Steve Wasserman, Elspeth Bloodgood, Kevin Olsen, and Travis Dulaney on the new book Smart Instant Payments
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with four thought leaders in the payments ecosystem. Reed is joined by Steve Wasserman of Photon Commerce, the Payments Professor Kevin Olsen of Pidgin, Elspeth Bloodgood of Jack Henry, and Travis Dulaney of Timeis. The four guests talk about a new book that has just been released, Smart Instant Payments. Learn more about the book at smartinstantpayments.com!

May 9, 2024 • 26min
9 May 2024 Josh Karoly of Netflix and Andrew Gomez of Lipis Advisors on real-time recurring payments and the benefits of standards to drive usage and adoption
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Josh Karoly of Netflix and Andrew Gomez of Lipis Advisors, Chair and Co-Chair of the FPC's Real-Time Recurring Work Group. They talk about the most recent recommendations from the work group, how standards can help to drive adoption in various markets, and whether this is a Field of Dreams or Chicken and Egg moment in faster payments. Register for the FPC's Fall Member Meeting at fasterpaymentscouncil.org!

Apr 25, 2024 • 30min
25 April 2024 Steve Mott of BetterBuyDesign on Faster Payments Standards, Mortgage Payments, and (literally) a Vespa
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Mott, Principal at BetterBuyDesign. Reed and Steve discuss the burgeoning use case of mortgage payments for faster payments, the need for standards and the FPC's potential role in creation of those standards, and whether or not Steve's Cleveland Guardians can hold off Reed's punchless Minnesota Twins in the American League Central. The call for session proposals is open for the FPC Fall Member Meeting -- find that at fasterpaymentscouncil.org!

Apr 11, 2024 • 30min
11 April 2024 Sam Aarons from Modern Treasury on the need for standards, catalyzying usage, and reality television
Join FPC Executive Director Reed Luhtanen as he talks with Sam Aarons, Co-Founder and CTO at Modern Treasury. Sam will talk about why he sees increased standardization as a potential catalyst for faster payments, how to drive demand and interest among corporates, and some reality television.

Mar 28, 2024 • 27min
28 March 2024 Kirsten Trusko from Payments as a Lifeline on disaster relief payments, fraud, and doing well by doing good
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with Kirsten Trusko of Payments as a Lifeline. The pair discusses the important work being done to make disaster relief funding faster, more efficient, and less fraud prone.

Mar 14, 2024 • 24min
14 March 2024 Kalpa Gupta of Knekxt Group on Fraud, Fraud Prevention
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kalpa Gupta of Knekxt Group. Kalpa and Reed talk about the human side of fraud, fraud mitigation tactics, and more.

Feb 22, 2024 • 29min
22 Feb 2024 John Drechny from the Merchant Advisory Group on instant payments for merchants
Join FPC Executive Director Reed Luhtanen as he goes off the rails with MAG CEO John Drechny. Reed and John discuss the long history of the payments modernization efforts in the United States, the progress that's been made to date, and where John sees opportunities for further advancements. Now is the time to register for the FPC's spring member meeting at Walt Disney World in Orlando March 27th and 28th -- fasterpaymentscouncil.org

Feb 8, 2024 • 27min
8 Feb 2024 Lee Kyriacou of The Clearing House and Amanda Compton of Arvest Bank on instant payments fraud, trust, and crochet
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Amanda Compton of Arvest Bank and Lee Kyriacou of The Clearing House. The trio discuss the latest fraud report from the FPC’s Fraud Working Group, faster payments fraud mitigation tactics, next steps in fighting fraud, and both guests' very interesting side hustles. Register for the FPC's spring member meeting at https://fasterpaymentscouncil.org/events/1322/FPC-2024-Spring-Member-Meeting
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