
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Latest episodes

Feb 14, 2025 • 55min
14 Feb 2025 Deepak Gupta from Volante Technologies
Join Reed Luhtanen, Executive Director and CEO of the FPC as he goes off the rails with Deepak Gupta talking about all the amazing data in the FPC's Faster Payments Barometer, sponsored by Volante Technologies.

Jan 30, 2025 • 32min
30 Jan 2025 Dave Glaser and Skyler Nesheim of Dwolla on retail payments, pay by bank, and Severance
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dave Glaser and Skyler Nesheim of Dwolla. The trio talks about retail use cases for instant payments, the need for a dispute resolution framework, pay by bank, and Skyler's Iowa State Cyclones basketball team, which looks pretty darn good. FPC Spring Member Meeting is coming up! Register at fasterpaymentscouncil.org

Jan 16, 2025 • 23min
16 January 2025 Raman Kumar of U.S. Bank on faster payments consumer use cases
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Raman Kumar of U.S. Bank to talk about all the consumer use cases Raman sees for faster payments.Also, if you're able to help with a donation for fire relief in California, here is a link to the California Fire Foundation: https://www.cafirefoundation.org/

Dec 19, 2024 • 29min
19 December 2024 Holiday Special featuring Colin Parsons of Nasdaq Verafin on faster payments fraud
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Colin Parsons of Nasdaq Verafin. Reed and Colin talk about fraud mitigation tactics, fraud trends in other markets, and their favorite Christmas songs.The FPC Fraud Work Group released a new paper on 12/19/24. You can find that here: https://fasterpaymentscouncil.org/Guides-Research

Dec 12, 2024 • 34min
12 Dec 2024 Stephany Kirkpatrick and Dean Nolan on business to business faster payments
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum and Dean Nolan of SRM. The trio discusses the potential for B2B instant payments, in particular in light of the recent announcement from the clearing house increasing the RTP limit to $10M.Previous episodes featuring Stephany and Dean:Stephany: https://podcasts.apple.com/us/podcast/12-oct-2023-stephany-kirkpatrick-of-orum-on-account/id1553535872?i=1000631043284Dean: https://podcasts.apple.com/us/podcast/27-oct-2022-moa-agrell-of-trustly-and-dean-nolan/id1553535872?i=1000584042369

Nov 21, 2024 • 31min
21 Nov 2024 Jim Colassano of The Clearing House on the RTP Network, Instant Payments Use Cases, and Thanksgiving Favorites
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jim Colassano, SVP and head of business project management for the RTP Network at the clearing house. Jim gives an update on the RTP network’s growth, the value added services that are top of mind for users and financial institutions, fraud, how usage and adoption will scale in the future, his opinions on some Thanksgiving menu items.

Nov 14, 2024 • 29min
14 Nov 2024 Sumner Francisco from BNY on Open Banking and Pay by Bank
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sumner Francisco of BNY. Reed and Sumner talk about the trend toward open banking and the potential for faster and immediate payments to fuel this use case.

Oct 24, 2024 • 21min
24 Oct 2024 Jane Hennessy of Finzly on all things faster payments implementation
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jane Hennessy of Finzly. The pair talks about the things that might be holding financial institutions back from implementing faster payments as well as how many dogs have lived in Jane's home over the years.

Oct 10, 2024 • 22min
10 Oct 2024 Anthony Serio of Sphere Labs on Web3 and Cross Border Faster Payments, Access to 5G, and Disneyland
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Anthony Serio, Chief Risk Officer at Sphere Labs. Reed and Anthony talk about the use of stablecoins for cross border transactions and which rides Anthony recommends at Disneyland. Join the FPC by reaching out to us at info@fasterpaymentscouncil.org!

Sep 26, 2024 • 24min
26 Sept 2024 Yinglian Xie of Datavisor on all things faster payments fraud
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with fraud expert Yinglian Xie in the final episode before the FPC Fall Member Meeting in Denver. If you're feeling the FOMO, join the FPC now so you don't miss out on San Diego in the spring!