
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Latest episodes

Nov 21, 2024 • 31min
21 Nov 2024 Jim Colassano of The Clearing House on the RTP Network, Instant Payments Use Cases, and Thanksgiving Favorites
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jim Colassano, SVP and head of business project management for the RTP Network at the clearing house. Jim gives an update on the RTP network’s growth, the value added services that are top of mind for users and financial institutions, fraud, how usage and adoption will scale in the future, his opinions on some Thanksgiving menu items.

Nov 14, 2024 • 29min
14 Nov 2024 Sumner Francisco from BNY on Open Banking and Pay by Bank
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sumner Francisco of BNY. Reed and Sumner talk about the trend toward open banking and the potential for faster and immediate payments to fuel this use case.

Oct 24, 2024 • 21min
24 Oct 2024 Jane Hennessy of Finzly on all things faster payments implementation
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jane Hennessy of Finzly. The pair talks about the things that might be holding financial institutions back from implementing faster payments as well as how many dogs have lived in Jane's home over the years.

Oct 10, 2024 • 22min
10 Oct 2024 Anthony Serio of Sphere Labs on Web3 and Cross Border Faster Payments, Access to 5G, and Disneyland
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Anthony Serio, Chief Risk Officer at Sphere Labs. Reed and Anthony talk about the use of stablecoins for cross border transactions and which rides Anthony recommends at Disneyland. Join the FPC by reaching out to us at info@fasterpaymentscouncil.org!

Sep 26, 2024 • 24min
26 Sept 2024 Yinglian Xie of Datavisor on all things faster payments fraud
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with fraud expert Yinglian Xie in the final episode before the FPC Fall Member Meeting in Denver. If you're feeling the FOMO, join the FPC now so you don't miss out on San Diego in the spring!

Sep 12, 2024 • 31min
12 Sept 2024 Sarah Hoisington from Matera on QR Codes for faster payments, fraud prevention, and the Detroit Lions
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sarah Hoisington, Head of Marketing and Strategy for Matera US. Reed and Sarah talk about the ways QR codes can be used to initiate faster payments, the fraud prevention protocols that can be put in place to reduce fraud, and sourdough bread.

Aug 22, 2024 • 34min
22 Aug 2024 Vishal Pasari of Euronet on driving adoption, predictions for the future, and skydiving
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Reed and Vishal talk about the things that will drive adoption of instant payments, the non-speed benefits of instant payments, and the U.S. Women's Basketball team's unbelievable run of dominance in the Olympics. Don't forget to register for the FPC's fall member meeting in Denver -- fasterpaymentscouncil.org/FPC-Events. It's going to be packed with great sessions and a super fun evening event at Lucky Strike!

Aug 8, 2024 • 27min
8 Aug 2024 Kaue Tozzi of Banked on pay by bank, the need for standards, and The Last of Us
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kaue Tozzi of Banked. Reed and Kaue talk about the latest trends in pay by bank, building on previous episodes featuring Alex Gonthier of Trustly and Matt Friend of JP Morgan Chase. They also talk about operating payments globally and whether or not Westeros will be in good shape under a potential King Aemon.

Jul 25, 2024 • 25min
25 July 2024 Fred Fuller of Endava on Faster Payments, Standards, and the top hits of the 1990s
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Fred Fuller of Endava. Reed and Fred talk about the roadblocks for adoption of instant payments, the promise of blockchain to streamline use cases, and Boyz II Men.

Jul 11, 2024 • 27min
11 July 2024 Matt Friend from JP Morgan Chase on pay by bank, standards, consumer protections, and the Baltimore Orioles
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Matt Friend from JP Morgan Chase. Matt and Reed talk about the need for standards to advance adoption and usage of instant payments, consumer protections, and the pair's appreciation for the raw irreverence of Paul Cauthen. Don't forget to register for the FPC's Fall Member Meeting in Denver Sept. 30th and Oct. 1st! www.fasterpaymentscouncil.org/FPC-events
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