

Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
Mentioned books

7 snips
Feb 22, 2022 • 1h 7min
31. “Shopping at Target is like visiting a casino to me”
Lindsey and John are stuck. Despite earning a joint income of $150,000, John’s debt is crippling their relationship and financial future. They respond by self-soothing. John runs on auto-pilot avoidance strategies and refuses to get honest about his situation. Lindsey distracts herself with mindless spending sprees at Target. But neither are working together on a sustainable solution. It’s time to get honest. Lindsey and John are unsophisticated with their income and spending. If they want to become confident with money, they must become competent first. That means no more excuses for inaction. Let’s see what that looks like for Lindsey and John. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 15, 2022 • 44min
30. “I want to change—but can I keep the truck?”
It’s time to create a plan of action for Brad and Becca’s unsophisticated spending habits that we learned about in part one.I want to get them away from the gimmicks of monthly payments and immediate gratification, and instead push them to carve out a Rich Life vision that goes beyond getting to zero debt. There will be resistance. The question is, will Brad be willing to lean into it, even if it’s uncomfortable to hear?Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 8, 2022 • 43min
29. “I never know when spending money on something will be an issue with him”
Brad and Becca are in debt. Lots of it. Together they make $105,000 a year, but Brad makes impulsive flash purchases on credit cards. There is no saving, no long-term plan–only short bursts of gratification. This is not how you build a Rich Life. I want to get them out of this unsophisticated loop with money, but is Brad finally willing to listen? Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 1, 2022 • 1h 1min
28. “What if we divorce and I end up homeless like my mom?”
Most people think if they earned 25-50% more, all their money problems would disappear. Katie and Shawn are a living example that that’s not true. They earn almost half a million dollars per year, so there is no reason they should be arguing over a $600 Roomba. Their world is not in sync with their income. So why does Katie obsessively penny-pinch and prepare for the worst? Let’s just say it has nothing to do with wanting to retire early. Listen as I unearth her deep-rooted fears. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 25, 2022 • 1h 3min
27. “I don’t care about what he wants, I just want to win the argument”
It all started with a splurge at Target. Tami spent $250 and tried to hide it from her husband, Mike. He likes to make digs and police her spending habits. She likes to make jokes about his bad purchases. They’re sparring over gas station snacks and unused kayaks, and each “win” gives them the satisfaction of saying, “I told you so.” These seemingly minor annoyances are covering much deeper resentment issues. As you’re listening, think about the habits you and your partner have. Ask yourself: are they serving you? Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 18, 2022 • 52min
26. “How do we create our Rich Life when we don’t trust and respect each other?”
My conversation with Mira and Dan was supposed to be about tax returns. He hasn't filed his yet, and it's making Mira feel insecure, anxious, and unsafe. Dan wants her to relax and trust him for once! I knew something else was amiss here, but I was shocked to see how fast the conversation took a turn. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 11, 2022 • 45min
25. “I want to pay for convenience, but my husband thinks it’s lazy”
Meet Gemma and Jack. Jack believes that people who delegate certain tasks, like cleaning and laundry, are lazy. It’s one of his many strong opinions that’s causing a wedge in their relationship. Recently, he refused to hire movers because it was a “waste of money.” As frustrating as they are, listen to the layers behind his financial opinions.They have a household income of $200k, but it’s not an even split. Throw in their individual cultural and gender codes, and it starts to make sense why they’re butting heads about penny decisions over who should pay the gas or do the laundry. They’re completely misaligned when it comes to the big vision. We need to get them to connect over money. Let’s start there and build our way up. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 4, 2022 • 50min
24. “I’ve saved $0 for my upcoming unpaid maternity leave”
On paper, saving for maternity leave shouldn’t be an issue for Hannia and Alex. She earns $100,000 a year, but she likes to spend her money as soon as payday arrives. She plays many subconscious tricks (I call it the “Innocent Doe” technique) to justify a $300 drop at Target and her Old Navy credit card debt. Let’s disregard the distractions. What’s the real reason why Hannia cannot save money? And how is her humble childhood in Costa Rica playing out in her everyday money decisions?Sometimes, advanced financial concepts have to take a backseat to get honest with the numbers—and ourselves. It’s time to get real. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

4 snips
Dec 21, 2021 • 53min
23. “I live in constant fear that our $425k income isn’t enough”
Lauren and Alex bring in $425,000 a year, and they’ve just invested in a $1.3 million dollar home. Alex feels like they’re flying high, but Lauren’s lost her sense of security. She wants to save for a beach house in Carmel, not invest in double-glazing windows.Their savings plan has gone awry, and all she can hear is her father’s phrase “It’s not how much you make, it’s how much you save” every time they have to make a big purchase. What is stopping Lauren from being more secure? Listen for the cues. Do you think buying a shack on a beach will really wash away her deep-rooted financial fears?Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 14, 2021 • 47min
22. “I’m quitting my job, but I’m worried my husband doesn't support me”
Alexandra and Brandon have a household income of $135,000. Alex just handed in her one week’s notice, but she still has financial needs, and she’s scared to broach the subject of spending money on herself with her husband.As we talk, it becomes apparent that self-agency has been absent from other aspects of their lives. From their relationship to career choices, both have been playing by everyone else’s rulebook but their own. These conversations have been on the back burner for long enough—it’s time to get candid. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices