

Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
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24 snips
May 3, 2022 • 1h 32min
41. “My wife won’t admit her business is failing and we constantly argue about it”
It’s common knowledge that building a business takes time—but how long should you be willing to wait? Rob works a full-time job. Olivia is split between part-time work and her own business.Rob doesn’t think her business is making enough money and has been urging Olivia to call it a loss and get a “real job.” He thinks her entrepreneurial dreams are holding them back from making their current reality more comfortable.What they’re doing isn’t working. Whether Olivia doubles down on the business or takes on a regular job, one thing is certain: in order to live their Rich Life, something has to change.Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

8 snips
Apr 26, 2022 • 1h 35min
40. “We’re worth $5 million but my wife nearly canceled our trip to save $200”
By now, you know: living a Rich Life is more about mindset than money. Look at today’s couple, Jack and Rachel. Following the principles described in I Will Teach You to Be Rich, they’ve managed to turn a $150k income into over $5 million in savings!Despite that, Rachel finds it difficult to actually spend the money—she doesn’t truly believe it’s there. She thinks that, with one wrong move, it could all be gone. This is the complicated nature of money psychology at work.They’ve built up the skill of saving but completely neglected the skill of spending. I’m going to see if I can help them connect the money they make to the Rich Life they want—and are able—to live, by getting Rachel to unpack the invisible scripts holding her back.Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 19, 2022 • 1h 12min
39. “She waited until we were engaged to reveal $100k of student loan debt”
Alex and Nicole are getting married this summer and plan to start a family in a few years. That much, they know. How they’ll get there is another question.Nicole doesn’t want to deal with finances—she prefers to ignore it. Alex, on the other hand, is in the position of having to handle finances on her own for the both of them. Naturally, that leads to stress and resentment.Delegating financial responsibility in a relationship rarely works. Money affects both partners so much that it inevitably creates an unhealthy power dynamic. Let’s see if we can get Nicole and Alex to approach money like a true partnership so they can both step up to the responsibilities—and joy—of living a Rich Life.Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 12, 2022 • 1h 12min
38. “He owes his ex $70k/year and it’s straining our finances and our relationship”
Rebecca and John are both attorneys and make good money. While John makes more, he’s legally obligated to pay around $70k annually in alimony and insurance tied to a past divorce settlement. On top of that, his income can vary widely, making the future difficult to plan for—and he has debt. He’s 61 but sees no way he can retire any time soon. They’re dealing with not only the very real financial problems they face but also the resentment caused by them. That resentment colors every interaction they have with money.When I start digging into where the rest of their income goes, they start to get a little dodgy. We’re going to shine a light on some of their spending habits and find a path that lets them live a Rich Life without the stress.Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

9 snips
Apr 5, 2022 • 1h 6min
37. “My love language is spending money I don’t have”
Money can be a way of showing love, but what happens when you’re spending money you don’t have? Does spending any less mean you love the people in your life any less? It seems simple, sometimes it’s not.Meet Jessica and Javier. She’s tried to help him with his financial literacy, but Javier only knows how to show love through spending. Unfortunately, his love is bigger than his paycheck. Not only that, he’s admittedly ignorant of how credit works. He relies on magical money thinking and is unrealistic about what it’s going to take to pay it off.We’re going to get to the root of Javier’s relationship with money and show him what’s ultimately at stake here—everything. It’s one thing to realize you’re making bad financial decisions, it’s another to turn the page on everything you know to be true about yourself. Let’s get into it.Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 29, 2022 • 1h 5min
36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”
Sarah and Nat are physical therapists that are making things too hard for themselves. The enormous cost of education coupled with relatively low pay has left them burdened with debt that colors every decision they make—including whether or not to have more children.They’ve spent ten years worrying about it but are still without a decent plan. I want to help them discover what it would look like to live a Rich Life, with or without debt, and I lead this episode in that direction.But when I walk them right up to their solution, it leads to another, more important, question… Do they even want to change? Tune in to find out.Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

10 snips
Mar 22, 2022 • 58min
35. “If we can’t stop fighting about money, we’re going to break up”
Ashley and Josh have come to a stark conclusion: That if they can’t manage to find some common ground in their financial struggles, their relationship has no future. They both earn roughly the same amount of money. Besides this huge roadblock, they see a path to marriage and children.But they can’t come to an agreement about who pays for date night. Even worse, individually, neither of them has a solid plan for tackling their own debt.Josh drives a, you guessed it, truck he can’t afford. Ashley leases a Mercedes. Both acknowledge the massive strain that having debt places on them and their relationship, and yet they do nothing about it. Are they willing to make the lifestyle changes necessary to turn their financial future around? Let’s find out.Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

12 snips
Mar 15, 2022 • 56min
34. “It’s unromantic if my boyfriend doesn’t pay for date night”
Ashley and Josh both have high incomes but they find themselves arguing about who pays for what. Like a few past guests, Ashley thinks certain things are the man’s responsibility to pay for, but Josh wants a partnership. He feels like her spending is more out of obligation than true togetherness.These unspoken expectations are toxic. They’re eating away at what they both like about being together, and they need to be addressed right away.We all have internal beliefs and expectations around money, and they have deep roots. Let’s do some digging with Ashley and Josh to see what we can uncover. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 8, 2022 • 41min
33. “We’re in debt, but I don’t want to make her go back to the corporate world”
Martin and Arly feel suffocated by mounting interest on their debt and are jaded by the corporate world. Martin earns $125,000, but Arly is selling essential oils in a network marketing business (read: SCAM!). With $300 coming in every month, this venture is going nowhere very quickly. The solution seems painstakingly obvious, but their internal narrative is shortcutting their logic. I’m going to need to spell it out to them. Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 1, 2022 • 55min
32. “We just got married, but I’m scared to combine our income and debts”
Today is part two with John + Lindsey, and progress on finding a solution that sticks for the couple is slow. Listen to how John gets riled up with rage and resentment when I ask him simple questions. I don’t think he gets it. We need a dramatic solution to pull him through this mess. Will getting into the weeds help them interact on the same page again? Or will his past cloud John and Lindsey’s future forever?Connect with Ramit
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices