Money For Couples with Ramit Sethi cover image

Money For Couples with Ramit Sethi

Latest episodes

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Oct 1, 2024 • 1h 25min

176. “I’m 8 mos pregnant. He only wants to talk about how much the baby will cost”

Jason, a 40-year-old COO, and Megan, a 34-year-old flight attendant, navigate the financial maze of impending parenthood. Despite a $3M net worth, they grapple with credit card debt and lack of financial cohesion. The duo discusses the stresses of maternity leave, childcare costs, and the emotional toll of financial planning. They reveal the complexities of budgeting as a couple, emphasizing the need for open communication and effective money management to prepare for their new arrival.
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Sep 24, 2024 • 1h 15min

175. “I make 5x my bf’s salary—but I’m about to lose my job”

Mindy, a 39-year-old software consultant, shares her experiences of navigating financial tensions with Victor, a 25-year-old boxing gym owner. They discuss their differing attitudes towards money, highlighting Mindy's desire for equality and Victor's struggle with financial conversations. The couple explores how their backgrounds shape their perspectives on stability and risk, emphasizing the importance of open dialogue. They also touch on the emotional dynamics of income and self-worth while aiming for a shared financial philosophy.
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9 snips
Sep 17, 2024 • 1h 18min

174. “We make $300k but spend like we make $1M”

In this engaging conversation, Forest, 40, and Kathleen, 43, reveal their struggle with $150k in credit card debt despite earning $300k. They discuss the psychological toll of financial stress and their adventurous lifestyle clash with money realities. The couple shares insights on communication and collaboration in financial planning, the impact of their upbringing on spending habits, and the need for a mindset shift. They explore practical strategies to reduce expenses and regain control over their finances while maintaining their relationship's strength.
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Sep 10, 2024 • 59min

173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)

Michelle, 42, and Ryan, 43, share their struggles with a staggering monthly spend that exceeds their income. They detail their spending habits, including $763 at Target and over $1,200 on groceries. The pair discusses the emotional ties to their purchases, especially when it comes to their children. They emphasize the importance of a shared financial vision and practical strategies to transform their chaotic spending into a more conscious approach. Their journey highlights the need for open communication and prioritizing financial goals as a family.
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10 snips
Sep 3, 2024 • 51min

172. “We saved for retirement but have no money to spend NOW” (Part 1)

Michelle, a worrywart at 42, and Ryan, a devoted dad facing financial strains at 43, open up about their contrasting attitudes towards money. They explore the emotional toll of budgeting and the regret of missing out on social experiences. Reflecting on their challenging upbringings, they discuss the balance between saving for retirement and enjoying the present. Their relatable struggles underscore the importance of communication in managing finances and the need for a conscious spending plan to regain control over their financial lives.
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9 snips
Aug 27, 2024 • 1h 5min

171. “I got into a PhD program! But he’s only worrying about the cost”

Katy, thrilled about starting her PhD, faces skepticism from David, who worries about the financial fallout. They delve into the emotional weight of funding higher education and the strain it puts on their newlywed dynamic. Cultural norms surrounding money are scrutinized, shedding light on how upbringing shapes their financial conversations. Together, they explore strategies for budgeting, aligning their financial goals, and the importance of open communication to foster a financially harmonious relationship.
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13 snips
Aug 20, 2024 • 1h 2min

170. “We’re worth $1M in our 30s, but we’re missing out on life”

Noor, a 32-year-old aspiring traveler, and Jibran, a 34-year-old homebody who thrives on saving, share their financial journey. They discuss the struggle between embracing life’s conveniences versus frugality. Travel plans often take a back seat to family responsibilities, but they challenge traditional views on saving versus spending. Each reflects on how their upbringing shapes their financial attitudes, advocating for a balance between financial stability and enriching life experiences. They emphasize communication in navigating financial pressures together.
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19 snips
Aug 13, 2024 • 1h 14min

169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”

A couple discusses their financial frustrations while on vacation in Lisbon for a Taylor Swift concert. Despite a high income, tensions arise over small purchases and differing views on their rental properties. Annie believes in their long-term value, while Emery wants to sell. Their contrasting philosophies create challenges in aligning financial goals, impacting their relationship. As they navigate financial disparities and the emotional dynamics of money, they seek to improve communication and decision-making about their finances.
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Aug 6, 2024 • 1h 9min

168. “I’m going to die with student loans. Why should I count them?”

Emi, 32, and Antonio, 29, share their struggles with debt after six years of marriage. They discuss the emotional toll of financial mismanagement, including the burden of student loans. Antonio's trust issues in handling money clash with Emi's avoidance of financial realities. They explore how debt impacts their children and the pivotal need for open communication. The couple reflects on their journey, acknowledging that confronting financial challenges together is essential for breaking the cycle of instability.
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Jul 30, 2024 • 1h 6min

167. “We took a loan to pay off our credit cards—and maxed them out again”

Ashley, 29, and Brandon, 30, share their struggles with $261,000 in debt and emotional turmoil over family planning. They dive into how their childhood experiences shape their financial habits and highlight the complexities of differing priorities in their relationship. The couple discusses the emotional strain of debt and how financial communication plays a crucial role in their partnership. They reflect on the impact of extreme debt on their aspirations, revealing the delicate balance between enjoying life and managing finances.

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