The Property Couch

Passing on interest rates to tenants. Updating property plans. The future of price growth and…  Restructuring your mortgage (is Line of Credit still the best?!)   Yep.  Folks, we’re back with another ultra-packed Q&A session that’s all about being smart with your money in an unpredictable market.   Give it a listen now to get the facts and cut through the noise! Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).Take the quiz to see where you sit on our “7 Grades of Financial Wellbeing” scale.  Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.   Watch Ben’s newest educational series called “How to Beat the Banks (and get the best deals!)” here.  Free eBook: Download our best-selling book, Make Money Simple Again here.Read CoreLogic’s Report: “The Long Game – 30 years of housing values”  Read the article from Ben’s “What’s Making Property News” on the top #10 most successful celebrity investors here. LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

 Let's welcome back CoreLogic’s Research Division Founder, Tim Lawless!  As Executive Research Director of CoreLogic, Tim heads up a team of analysts in Australia and New Zealand, reporting on property market conditions and the interplay between economic and demographic forces (phew talk about wide coverage!).Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). Check out these great resources from CoreLogic:  Report: “The Long Game – 30 years of housing values” (The chart at the bottom of Page 1 is the one referenced at 50:30!) September Results Summary: “Home Value Index shows rate of decline in housing values eases in September” Read this article on the Australian Financial Review featuring CoreLogic on “House price correction could be over by early 2023.”  Check out this week’s 2 bonusisodes!!  Bonusisode with Julia – Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land Bonusisode: The Art of Investing in Volatile Markets – Chat with Michael Savy Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.  Watch Ben’s newest education series:  “How to Beat the Banks (and get the best deals!)” Haven’t heard about QLD’s scrapped Land Tax? Listen to EpisoLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia’s market and what it means for investors. With many conflicting trends and numbers — and a lack of clarity around the origins of Australia’s inflation — it’s hard to know what remedy is needed from the Reserve Bank of Australia or how to keep successfully investing in such markets.In Part 2 of this educational series, Ben Kingsley, Managing Director of Empower Wealth and Michael Savy, Partner and Chief Financial Planner of Empower Wealth, break down: Today’s market data (what do the numbers really mean and what trends are we seeing!) Michael’s Car Analogy: What do cars, crashes and catching flights have to do with COVID? What “noise” you should and shouldn’t be listening to, and How to remain calm (and keep investing) during unpredictable market conditions!Free Stuff Mentioned.Listen to Part 1 here >> COVID-19 & Share Market AnalysisWorried about rising interest rates? Tune in to our other episodes to understand how it’ll impact you and what you can do to deal with the “monsters under the bed”:Episode 390 | Will Interest Rates CRASH the Property Market?!Episode 404 | What do Inflation, Interest Rates & Broccoli have to do with Property?!Episode 410 | What Happens Next? Market Reset, Rental Crisis and How To Solve It All! – Chat with Eleanor CreaghListen to Ben’s most recent RBA update:  RBA Cash Rate October 2022: How To Stop Inflation Psychology!Are you on the hunt for an expert Financial Planner and SMSF guru? Book a FREE consultation with one of our qualified financial planners here. LISTEN TO THE FIRST 20 EPISODES HERE >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, in honesty, today’s guest needs no introduction – although we’re still going to give him one… A proud husband and father to 7 kids, please welcome to the couch…The Hon Dominic Perrottet MP, NSW Premier and Member for Epping in the NSW Legislative Assembly!!!!   Together, we’re pulling back the curtain on NSW’s newest property reforms, and examining his role in the scrapping of Queensland’s diabolical land tax! From solving the impending housing affordability crisis to helping everyday Aussies get onto the property ladder and build wealth, the Hon. Dominic Perrottet is sharing what these reforms actually mean for you and why their critical to the future of Australia’s property market.  In an extremely insightful episode, the Hon. Dominic Perrottet shines a light on what managing an entire state looks like from the inside.  This a fantastic episode to kick off October, tune in now folks!!  Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). Read the NSW Government’s media release on its proposed First Home Buyer Choice scheme.  Read this article shedding more light on the Hon. Dominic Perrottet’s role in stopping the QLD’s Land tax.  Read this article on the NSW’s proposed shared equity housing scheme.  Read this article from the Financial Review, “Untouched 35-year-old house with $1.9m price tag sells for $3m” (As mentioned in Ben’s “What’s Making Property News” segment.)  Haven’t heard about QLD’s scrapped Land Tax? Listen to LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Overnight Update: This video was filmed & produced before the UK’s mini-budget was scrapped.Folks, Ben’s RBA Monthly Update doesn’t get much bigger than this… The Reserve Bank of Australia has once again lifted interest rates, property market sentiment is shifting fast, and despite all, Australia’s retail spending remains at record high levels.  Tune in now to find out if we have finally broken the 50 basis point hike rate trend as we slowly rise above a neutral cash rate.Meanwhile, on the global scene, the United States’ inflation runs rampant, China battles the impacts of COVID on its economy and global growth has sunk even lower. This update points to the looming question: Will Australia be pulled into a global recession?Tune in to hear Ben unpack all this plus these key themes:  What does Governor Lowe mean by “Inflation psychology in the community” and as consumers, what can you do to help stop inflation!! Interest Rates are going up again, but when will the RBA take a pause on the cash rate, and why?  The crucial downside risks & upside opportunities to Australian property values in the short term Plus, Ben also includes his latest news and commentary on… Currency Crush: The US Dollar vs. The World The Eurozone is in for a cold winter… Unpacking the adjusted global economic growth figures A dip in retail spending: have we reached the peak? Digging, Growing & Tourism: The Backbones of Australia’s Economy Australia’s GDP Data for the June Quarter CoreLogic September Price Movements To watch the free bonuses on how you can beat the banks at their own game, click here.Additional free resources: Episode 169 | Alan Oster – NAB’s Group Chief Economist – on Interest-Rate Rise, Tax Cut and The Future of Residential Property Episode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan Lucas Episode 390 | Will Interest Rates CRASH the Property Market?! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Want to know what’s actually going on with Australia’s anxiety-inducing rental crisis?  Or where the market is really heading (based on insider’s data and knowledge?!)  Well, folks, we’ve got an extremely wise and exciting guest sitting on the couch today to share just this! Please welcome…. Eleanor Creagh!  She is the Senior Economist at REA Group (the brains behind realestate.com.au) and is a trusted financial commentator.  Specialising in property, financial markets and macroeconomic policy, she has a wealth of experience and knowledge within both domestic and international markets, and… She’s here to share all of this knowledge today!  Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.  Read the results from PIPA’s Annual Property Investor Sentiment Survey 2022 here, and its official statement on its findings here.For more from Eleanor Creagh, read her articles published on realestate.com.auLeave us a Question! Have a problem you don’t know how to solve? Ask us on our SpeakPipe now. (Plus, you’ll get a free Start & Build course!)LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

IMPORTANT NOTE: This recording was filmed and produced before Queensland’s Land Tax was scrapped.With a number of policy changes on the cards, in our third episode of “Talking Property Tax with Julia Hartman,” Ben and Julia cover…Salary Sacrificing For Cars: How do Salary Sacrificing and Novated Leases work? Plus, how can you tell if either is beneficial for you?Electric Vehicles – What are the changes to Federal Government’s policy and when is the best time to buy?Private Health Insurance – Is it worth it?QLD Land Tax Changes – How can you get around it?Together they’ll reveal how these policies work and what actions are worth taking to reduce your tax repayments.Tune in now!p.s. If you are looking for an experienced and qualified tax accountant, you can reach out to us here  https://thepropertycouch.com.au/taxFree Stuff Mentioned…Tune in to our other episodes of Talking Property Tax with Julia:Episode 1: The Top 5 Tax Rules Every Property Investor Must UnderstandEpisode 2: Part 1 – Tax Planning Tips to Maximise your ReturnsEpisode 2: Part 2 – Tax Planning Tips to Maximise your ReturnsCheck out BAN TACS, Julia’s own accounting practice which is also full of fantastic content around property investing and taxes!  Are you searching for a property investment-savvy accountant? Book a FREE consultation with one of our qualified tax accountants here.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and ReLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks often believe that it isn’t possible to achieve everything they want in life. But what if, with the right sequencing and frameworks…it was possible to tick off everything on your bucket list?! Starting off with an investment property that isn’t faring so well but with 2 steady incomes, we uncover how – through the power of frameworks, sequencing and paper trading – they can achieve ALL their life goals. So how will they do it?! Listen now to find out!  Free Stuff Mentioned… PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.  Read this article by The Australian Financial Review on “Super funds excited by housing opportunities: Chalmers” (From Ben’s What’s Making Property News!)   Dig deeper into the essential frameworks here:  Episode 003 | Four Pillars of Mastery – Cash Flow Management Episode 004 | Four Pillars of Mastery – Borrowing Power Episode 005 | Four Pillars of Mastery – Asset Selection Episode 006 | Four Pillars of Mastery – Defence Episode 008 | Investment Stock vs. Investment Grade Episode 016 (Part 1) | The 5 Essential Steps to Property Investing in Australia Episode 016 (Part 2) | The 5 Essential Steps to Property Investing in LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

To sell, or not to sell, that is the question being asked by Queensland’s property investors.   We’re back with yet another gigantic Q&A, involving one of the most contested issues in Australia’s property market: Queensland’s New Land Tax.    We’ll be revealing the realistic options that property investors have and as Bryce says, how to defeat “the monsters under the bed” when it comes to scary situations like this.   And we balance out these topical questions with some evergreen challenges faced by investors.How to keep investing when your income unexpectedly halves – like going on Maternity leave – and how to break free from the prison of cross-collateralisation (aka. Cross securitisation)!   There’s tons of new and old wisdom for you today folks, tune in now!!   Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). Looking for an investment-savvy mortgage broker? Why not use our experienced and friendly team (who was once led by Ben!). Book a FREE, no-obligation chat today.  Haven’t heard about Queensland’s new Land Tax? Listen to Episode 405 | Why the Great Australian Renter’s Tax is Everyone’s Problem!? Read the article on realestate.com.au from Ben’s What Making Property News: ‘Ludicrous’ new tax will gut the Queensland rental market and see tenants pay dearly, experts warn (Psst…there’s a special mention about Ben )  Read this ABC article on QLD’s upcoming summit to address the housing crisis.  Read this CoreLogic report by Eliza Owen on “The Brisbane rental crisis in five charts”LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Have you ever wondered if there’s a “right” way – or smart life hack – to pay off debts?  Like is it better to pay off your investment property….before your Principal Place of Residence?!   Well folks, we have just the Q&A for you today where we tackle this very question and answer: Does this really shave off any debt?!?  At the core of this Q&A is how folks can maximise their opportunities and be money smart…From renting your home as a holiday house to transferring a negatively geared property to your name, these folks have extremely interesting and niggly questions that we can’t wait to unwrap and sink our teeth into.   Tune in now to get (money) smart folks!  Free Stuff Mentioned… Want to be on The Couch? With the weather warming up we’re starting to plan for our 2022/23 Summer Series!If you’d like to be a guest, reach out to Stig here (We’d love to hear from you!!).Get MoneySMART with our free, online money management platform, Moorr. Sign up or login here.  Read this Tax Blog – by Julia Hartman on The Top 5 Tax Planning Rules Every Property Investor Must Understand here.  Listen to Ben’s September RBA Update here.  Haven’t heard about Queensland’s new Land Tax? Listen to our recent episode where we unpack all the gold here.  Leave us a Question! Have a problem you don’t know how to solve? Chances are, other listeners are facing the same issue! Ask us on our SpeakPipe now.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube