The Property Couch

Property is a game of finance just as much as it is a game of bricks and mortar. But what happens when this bricks and mortar – and the cost to put it all together – starts to cost too much?!  From rising labour costs to widespread material shortages, we’ll be exploring why the industry has ended up in its current state, when we can expect things to “normalise”, and answering the BIG question… Should you delay building?! And if you’re already building….what should you do to ensure the best results?!  Please welcome back Paul Baker, Director of Inside Out Property Inspections, qualified Carpenter and Registered Builder Practitioner with the Victorian Building Authority! A man of many trades, Paul also holds a Pest Control License with many years of experience inspecting residential homes…. Free Stuff Mentioned… Leave us a Question on our SpeakPipe! Click here to send us your questions.   UPDATED Free Money Management Platform: Check out Moorr, our Lifestyle By Design platform that’ll transform the way you view and control your finances.  Save the date! The Property Investment Professionals of Australia (PIPA) is holding its 2022 Annual General Meeting! Click here for more details.  Looking for a Qualified Pre-Purchase Building Inspector? Check out Paul’s specialised and extremely experienced business Inside Out Property Inspections! Read realestate.com’s article on What it’ll cost you to live in Australia’s most expensive suburbs here. (From Ben’s “What’s Making Property News”)  Listen to Tim Ferriss’ Podcast, Episode #361: Jim Collins — A Rare Interview with a Reclusive Polymath here (Referenced in Bryce’s Lifehack!)  Other Episodes Mentioned: Episode 0LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’re back with another mega-exciting Q&A Day that speaks to the Psychology of Investing, especially in an environment with rising costs and interest rates.   From the common mindset blocks that investors face (like loss aversion and sunk cost) to how you can carve a path for yourself when you just don’t know what to do next. We’re unpacking why investing isn’t for everyone, the Quality of Living trade-offs, how and why you’d want to split your variable and fixed rates and tons more wisdom!  Free Stuff Mentioned… Leave us a Question on our SpeakPipe! Click here to send us your questions.  UPDATED Money Management Platform: Check out Moorr, our free Lifestyle By Design platform which we upgraded over the weekend! We’re talking about a new virtual assistant, better goal organisation and much more! Check it out here.  Read CoreLogic’s Report on the 2022-23 Federal Budget here. Check out the Bills Before The House that Ben references in Q1 here.  Ben’s Moorr Educational Series:  Beat The Banks (and get the best deals) 6 Essential Lessons Everyone Should Know Before Their Fixed Loan Expires Other Episodes Mentioned:  RBA Cash Rate November 2022: Rate Hike Again But When Will It Stop? Episode 403 | Do You Need a Buyers Agent in Today’s Market? (Part 2) Episode 406 | How to Beat the Banks at Their Own Game Episode 398 | From Financial Anorexia to Financial Peace of Mind – Chat with Jack LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

While the race that stops a nation will have the eyes of Australians everywhere today, another decision drawing just as much interest has been released.  In the Reserve Bank of Australia’s (RBA) November release – which happens to coincide with Victoria’s Melbourne Cup Day – Ben breaks down our seventh consecutive rate hike from the data behind this decision to how can we, as consumers, can curb interest rates.  And, of course, it’s not a monthly RBA update unless it’s jam-packed!  We’ll hear Ben explain the headline changes (and 2 of his biggest disappointments) in Australia’s newly “reprioritised” Federal Budget, the darkening outlook on global growth, and his observations – and future forecasts — for our Property Market. Another gigantic episode that sees Australia continue to balance the tightrope between economic growth and inflation, tune in now!  Plus Ben unpacks these key themes in this month’s economic update: Global growth outlook continues too sour  The RBA is following through on its promise, because we continue to spend too much… Politics is a mugs game – there is just one problem – they control the economy Quick tip! If you’re keen to forecast your cashflows through this period, use the handy MoneySTRETCH feature on our free money management platform, Moorr. Click here to sign up or log in. Additional free resources:Episode 169 | Alan Oster – NAB’s Group Chief Economist – on Interest-Rate Rise, Tax Cut and The Future of Residential PropertyEpisode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan LucasEpisode 390 | Will Interest Rates CRASH the Property Market?!Episode 404 | What do Inflation, Interest Rates & Broccoli have to do with Property?!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

One of the biggest derailers for any investor is…Procrastination.  So how can you avoid falling into this trap?!   Folks this week we’re back with another super-exciting, real Case Study about Annabelle & Jamie (Pstt – These are fake names!).  Tune in now to discover the sequencing that Annabelle & Jamie can take to still make this dream a reality, and the frameworks and property plan that’ll stop them from falling into the procrastination trap (or from making more costly mistakes) ever again!  A crazy-but-true episode that highlights the power of planning, taking action and smashing procrastination!Listen now to see how this couple can achieve all of this while setting themselves up for a $120K passive income AND an early retirement!  Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.   Smash YOUR procrastination: Book in a free, no–obligation consultation with our award-winning team of qualified property investment advisors. Discover how you can create your optimal property portfolio plan here.  Check out Morgan Housel’s book, “The Psychology of Money: Timeless lessons on wealth, greed, and happiness” from Bryce’s Mindset Minute here.  Other Episodes Mentioned:  Episode 016 (Part 1) | The 5 Essential Steps to Property Investing in Australia Episode 016 (Part 2) | The 5 Essential Steps to Property Investing in Australia Episode 412 | The Best & Worst Performing Markets Over 30 Years! – Chat WiLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Passing on interest rates to tenants. Updating property plans. The future of price growth and…  Restructuring your mortgage (is Line of Credit still the best?!)   Yep.  Folks, we’re back with another ultra-packed Q&A session that’s all about being smart with your money in an unpredictable market.   Give it a listen now to get the facts and cut through the noise! Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).Take the quiz to see where you sit on our “7 Grades of Financial Wellbeing” scale.  Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.   Watch Ben’s newest educational series called “How to Beat the Banks (and get the best deals!)” here.  Free eBook: Download our best-selling book, Make Money Simple Again here.Read CoreLogic’s Report: “The Long Game – 30 years of housing values”  Read the article from Ben’s “What’s Making Property News” on the top #10 most successful celebrity investors here. LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

 Let's welcome back CoreLogic’s Research Division Founder, Tim Lawless!  As Executive Research Director of CoreLogic, Tim heads up a team of analysts in Australia and New Zealand, reporting on property market conditions and the interplay between economic and demographic forces (phew talk about wide coverage!).Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). Check out these great resources from CoreLogic:  Report: “The Long Game – 30 years of housing values” (The chart at the bottom of Page 1 is the one referenced at 50:30!) September Results Summary: “Home Value Index shows rate of decline in housing values eases in September” Read this article on the Australian Financial Review featuring CoreLogic on “House price correction could be over by early 2023.”  Check out this week’s 2 bonusisodes!!  Bonusisode with Julia – Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land Bonusisode: The Art of Investing in Volatile Markets – Chat with Michael Savy Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.  Watch Ben’s newest education series:  “How to Beat the Banks (and get the best deals!)” Haven’t heard about QLD’s scrapped Land Tax? Listen to EpisoLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia’s market and what it means for investors. With many conflicting trends and numbers — and a lack of clarity around the origins of Australia’s inflation — it’s hard to know what remedy is needed from the Reserve Bank of Australia or how to keep successfully investing in such markets.In Part 2 of this educational series, Ben Kingsley, Managing Director of Empower Wealth and Michael Savy, Partner and Chief Financial Planner of Empower Wealth, break down: Today’s market data (what do the numbers really mean and what trends are we seeing!) Michael’s Car Analogy: What do cars, crashes and catching flights have to do with COVID? What “noise” you should and shouldn’t be listening to, and How to remain calm (and keep investing) during unpredictable market conditions!Free Stuff Mentioned.Listen to Part 1 here >> COVID-19 & Share Market AnalysisWorried about rising interest rates? Tune in to our other episodes to understand how it’ll impact you and what you can do to deal with the “monsters under the bed”:Episode 390 | Will Interest Rates CRASH the Property Market?!Episode 404 | What do Inflation, Interest Rates & Broccoli have to do with Property?!Episode 410 | What Happens Next? Market Reset, Rental Crisis and How To Solve It All! – Chat with Eleanor CreaghListen to Ben’s most recent RBA update:  RBA Cash Rate October 2022: How To Stop Inflation Psychology!Are you on the hunt for an expert Financial Planner and SMSF guru? Book a FREE consultation with one of our qualified financial planners here. LISTEN TO THE FIRST 20 EPISODES HERE >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, in honesty, today’s guest needs no introduction – although we’re still going to give him one… A proud husband and father to 7 kids, please welcome to the couch…The Hon Dominic Perrottet MP, NSW Premier and Member for Epping in the NSW Legislative Assembly!!!!   Together, we’re pulling back the curtain on NSW’s newest property reforms, and examining his role in the scrapping of Queensland’s diabolical land tax! From solving the impending housing affordability crisis to helping everyday Aussies get onto the property ladder and build wealth, the Hon. Dominic Perrottet is sharing what these reforms actually mean for you and why their critical to the future of Australia’s property market.  In an extremely insightful episode, the Hon. Dominic Perrottet shines a light on what managing an entire state looks like from the inside.  This a fantastic episode to kick off October, tune in now folks!!  Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). Read the NSW Government’s media release on its proposed First Home Buyer Choice scheme.  Read this article shedding more light on the Hon. Dominic Perrottet’s role in stopping the QLD’s Land tax.  Read this article on the NSW’s proposed shared equity housing scheme.  Read this article from the Financial Review, “Untouched 35-year-old house with $1.9m price tag sells for $3m” (As mentioned in Ben’s “What’s Making Property News” segment.)  Haven’t heard about QLD’s scrapped Land Tax? Listen to LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Overnight Update: This video was filmed & produced before the UK’s mini-budget was scrapped.Folks, Ben’s RBA Monthly Update doesn’t get much bigger than this… The Reserve Bank of Australia has once again lifted interest rates, property market sentiment is shifting fast, and despite all, Australia’s retail spending remains at record high levels.  Tune in now to find out if we have finally broken the 50 basis point hike rate trend as we slowly rise above a neutral cash rate.Meanwhile, on the global scene, the United States’ inflation runs rampant, China battles the impacts of COVID on its economy and global growth has sunk even lower. This update points to the looming question: Will Australia be pulled into a global recession?Tune in to hear Ben unpack all this plus these key themes:  What does Governor Lowe mean by “Inflation psychology in the community” and as consumers, what can you do to help stop inflation!! Interest Rates are going up again, but when will the RBA take a pause on the cash rate, and why?  The crucial downside risks & upside opportunities to Australian property values in the short term Plus, Ben also includes his latest news and commentary on… Currency Crush: The US Dollar vs. The World The Eurozone is in for a cold winter… Unpacking the adjusted global economic growth figures A dip in retail spending: have we reached the peak? Digging, Growing & Tourism: The Backbones of Australia’s Economy Australia’s GDP Data for the June Quarter CoreLogic September Price Movements To watch the free bonuses on how you can beat the banks at their own game, click here.Additional free resources: Episode 169 | Alan Oster – NAB’s Group Chief Economist – on Interest-Rate Rise, Tax Cut and The Future of Residential Property Episode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan Lucas Episode 390 | Will Interest Rates CRASH the Property Market?! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Want to know what’s actually going on with Australia’s anxiety-inducing rental crisis?  Or where the market is really heading (based on insider’s data and knowledge?!)  Well, folks, we’ve got an extremely wise and exciting guest sitting on the couch today to share just this! Please welcome…. Eleanor Creagh!  She is the Senior Economist at REA Group (the brains behind realestate.com.au) and is a trusted financial commentator.  Specialising in property, financial markets and macroeconomic policy, she has a wealth of experience and knowledge within both domestic and international markets, and… She’s here to share all of this knowledge today!  Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.  Read the results from PIPA’s Annual Property Investor Sentiment Survey 2022 here, and its official statement on its findings here.For more from Eleanor Creagh, read her articles published on realestate.com.auLeave us a Question! Have a problem you don’t know how to solve? Ask us on our SpeakPipe now. (Plus, you’ll get a free Start & Build course!)LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube