The Property Couch

Humans are not rational creatures - especially when it comes to our finances. So how can we identify and navigate our natural human biases and emotions around investing and risk?! Folks, in Episode 433 we’re exploring all of this and more as we dive into the fascinating topic of behavioural finances with the help of returning podcast guest and ultimate money mindset guru, Evan Lucas! Author of the best-selling book Mind Over Money: Why understanding your money behaviour will improve your financial freedom, he is also an experienced market strategist and super passionate investor! From exploring the most common human biases in the finance world to how you can conquer and embrace risk and scary emotions when investing,  we'll also be deep diving into everything going on in the market today from Super to rising rates.   Free Stuff Mentioned... 6,000 reports generated?! Our 8th Birthday surprise to you (We gave away our Suburb Report for FREE (RRP $39) was so popular we’ve decided to extend it by 1 more week!How To Claim Yours: Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. To ensure you are not charged, please purchase a single Suburb Report x 5 times. If you add 5 Suburb Reports into one cart purchase, you will only receive a $39.00 discount. Hence purchase one report at a time please 🙂 This offer expires on 16th March 2023.Worried about rising rates? Stress-test your finances with Moorr. Create or log in to your free account on our online platform or download the app on Apple or Google Play today!Ben’s newest Moorr tutorial video here >> For those who left us a 5-star written review in our Moorr app – Thank you! Email us to claim a FREE Start & Build course today 😊Check out Evan’s awesome nLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to another monthly RBA update and yet another cash rate hike. (No surprises here folks!).Tune in now to find out whether we’ve crept up another 25 basis points bringing the rate to 3.60%, or if the Reserve Bank of Australia has decided to jawbone consumers this month to curb spending. Overarching all this is the goliath question... If the economy is slowing (tick), unemployment is rising (tick), and wages are contained (tick), then why haven’t we seen interest rates pause!?!  Listen now to hear Ben dive into this question and unpack Australia’s data from the last month reflecting disconnected sentiment, disinflation and a domestic market still finding its footing.  Plus, Ben also includes his latest news and commentary on…👉 The US’ data shows a story of resilience – but the Fed isn’t happy👉 The key to China’s economic rebound👉 Europe raises interest rates to its highest levels since the GFC👉 The RBA is taming our inflation beast with a blunt sword👉 “It gets worse before it gets better”:  Unpacking Housing Supply Levels👉 Is now the time to invest? and Ben’s predictions for when investors will return to the table👉 CoreLogic’s Home Value Index – 1 March 2023, and lots more!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- [Free] Make Money Simple AgainFIND US HERE:- Website- Instagram- LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s sad but true, we’re back covering yet ANOTHER tax grab that’s set to take 62.5% of your earnings...The Windfall Gains Tax. 🤯Welcome back to our first Q&A session for 2023 where we’re tackling this shocking tax grab, along with a line-up of fantastic questions like… 👉 Should I renovate and rent now or rent then renovate later?!👉 Why buy Established over new housing?! (How much do you really benefit?)👉 And if diversification is the key to growth, should one expand their investments beyond property?!  Another jam-packed episode that sees Ben more fired up than ever (and not just because he gets called Benjy 😉 ). Tune in now!   FREE STUFF  MENTIONED...Happy 8th Birthday on The Property Couch! To celebrate we’re giving away 1-week FREE access to our Suburb Report (Usually costs $39). Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. Note: To ensure you are not charged, please purchase a single Suburb Report x 5 times. If you add 5 Suburb Reports into one cart purchase, you will only receive a $39.00 discount. Hence purchase one report at a time please   This offer expires 9 March 2023.  Learn how to make your WealthSPEED go faster! Check out Ben’s newest video >> Read the article from Ben’s “What’s Making Property News?” here >> Send us your questions!  (and if it appears on the podcast, we’ll send you a Start & Build course for free!) For our Moorr users, if you’ve gained value from our money management platform, we’d seriously appreciate it if you left us a 5-star review on Apple or Google Play! Episode 418 | The Hidden Forces Driving Property Values LISTENLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

A mortgage is one the biggest loans most people will ever take out in their life. It’s a scary thought. Now here’s the only thing scarier than that... Being stuck in Mortgage Jail and not realising it. This sad truth is unfortunately what too many folks are facing, especially with rising rates.  That’s why in Episode 431, we’re shining a light on why EVERYONE needs an investment-savvy broker to help them break out of Mortgage Jail and stop overpaying on interest – for good.  To help us do this, we’re sharing 6 real client stories from our amazing team of investment-savvy brokers who work at the coal face of the lending game every single day ( Plus so much more!)   For the folks that don’t know - we’ve had the absolute privilege and honour of changing thousands of clients' lives through Empower Wealth, our award-winning financial advisory. If you’d like to do beat the banks too and save thousands of dollars in interest like our clients already have, why not work with our team! Reach out today for a 100% free, no-obligation chat today >> P.S.  It's our 8th Birthday TODAY!! Thank you to our amazing TPC tribe for tuning in each and every week ❤️ FREE STUFF  MENTIONED...Need an Investment-Savvy Mortgage Broker? Our award-winning financial advisory, Empower Wealth has been helping clients to save millions of interest since 2004. Last quarter, we saved roughly $2.4M in interest and this year, we're on track to smash our target of $3M. See how much we can save you today >>  Read AFR's article here >>  Missed Ben’s PICA Webinar? Become a member to watch the replay >>    Check out Moorr's YouTube Channel and see Ben’s 9-part educational series on “How To Beat The Banks” here >>  Related Episodes:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we’re super excited to be welcoming a return guest to the couch that’s one of the greatest minds in the industry! Re-welcoming... Damian Collins, Founder and Managing Director of Momentum Wealth!  He’s also the Chairman of Westbridge Funds Management, has been on the Council of the Real Estate Institute of Western Australia (REIWA) since 2011 and served as President of the Institute from 2018 to 2022 (phew!)  An active property investor himself, Damian also owns 17 properties in Western Australia!!  Basically...he’s the property guru to talk to when talking about playing the long game, especially in Perth. We’ll be covering how he’s played the long game, whether Perth still is just “a one-trick pony” (aka. A boom-or-bust mining town) and honestly... Why we think it's about to boom!!  Yep. You heard it here first folks. 😉  From the construction challenges WA has been facing to why “regression to the mean” should mean something to you, we’re giving you an updated and in-depth guide to investing in WA.  Plus, tune in to hear Damian’s money backstory, the one passion that set him on his current trajectory today and how he’s kept his cool throughout COVID and today’s rising interest rates.  FREE STUFF  MENTIONED...Ben’s hosting a PICA Webinar on the 21st Feb! Join Ben as he covers the Latest Property Market Update & Debunks Labor’s Negative Gearing & Capital Gains Tax Policies. For PICA Members only, sign up here >>  Read about Sydney’s smallest house selling sold for $1.5M here >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a PLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, it’s about that time of year again...  We’re dusting off our crystal ball, crunching the numbers from the last Quarter and using our hard-earned experience from past market cycles to give you... Your ultimate Property Market Outlook for 2023!  From the suburbs that are set to soar to when we can finally expect this record rate hike to end, we’re covering everything you can expect this year and answering: Is Australia headed towards a V or U-Shaped Recovery?  And for those who are thinking of investing this year, we’re covering a checklist of those who should and definitely shouldn’t be going around the roundabout again.  And of course...we’ll be using some super useful reports to bring you the wider Macro Story in Australia including inflation numbers, property supply levels and more. With each year bringing a completely different property market, tune in now to get an expert forecast for 2023 and be prepared for the year ahead!FREE STUFF MENTIONED...Listen to Ben’s update on the RBA Cash Rate February 2023: The Inflation Peak Has Passed, So What’s Next? See the Australian Household Savings Ratio Graph (from 18:23) here >>  Read (or listen) to NAB’s December Business Sentiment Survey Data (from 24:10) here >> Download CoreLogic’s Cordell Construction Cost Index (CCCI) (from 29:08) here >>  See the Capital City Properties Listed For Sale graph (from 33:39) here >>  Episodes Mentioned:  Episode 418 | The Hidden Forces Driving Property Values LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to a new year and Ben’s first RBA report for 2023!After a month’s hiatus, Australia’s economic landscape has changed rapidly. Will the board decide to mirror December’s 0.25 rate rise or is a larger rate hike in order?Tune in to find out, plus Ben covers the highs and lows of the domestic market from the ASX’s surprise positive results to falling unemployment and business sentiment. Of course, Ben also dives into the biggest news from around the world including the US’ “disinflationary” period, China’s relaxing lockdown laws, and more.   Here are Ben's key themes for this month’s economic update: We are now past the peak of last year’s Global Inflation shock (including here is Australia, even though the last data read for December didn’t show that).   Australia’s Cash Rate tightening cycle is coming to an end, led by the consumer running out of cash P.S. Keen to hear our predictions for 2023? Stayed tuned for this week’s episode (Ep 429) where Bryce and Ben unpack the Risks and Opportunities in our annual Property Market Outlook for 2023. FREE MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Or access our web platform at: https://www.moorr.com.au/     Want to learn more about these awesome tools? Check out our Moorr Wealth Dashboard "handbook" here >>FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>BEST-SELLING BOOKS:- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!- [Free] Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.WORK WITH OUR AWARD-WINNING TEAM >>   FIND US HERE:- LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Why do folks struggle with good money management?   It’s a huge question. Now here’s an even bigger one... How can they overcome it?!   Yep. We're kicking off February with some pretty big and bold content!With many new year’s resolutions fading into the background of life as January comes to an end, we’re aiming to give you an extra boost of motivation by diving into the 3 biggest causes of bad money management (do you fall into any of these?) and revealing how to tackle and triumph these challenges in 2023!  And since this podcast is all about giving you the insider’s guide to property and money management...We’ve got 3 special gifts from our Moorr money management platform to help you do just that: Introducing the WealthSPEED, WealthCLOCK and WealthTRACKER.   Tune in now to find out how these next-generation financial tools will transform the way you view and control your money and let us know your answer to today’s questions...What is your WealthSPEED??  (Leave your answer on our socials or send us a message 😉!) FREE STUFF MENTIONED...Sign up to our YouTube Channel: 2023 is the year we’re going to start pumping out tons more educational content! Stay in the loop by joining our YouTube community and be the first to know. Listen to Ep 200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru  Discover your WealthSPEED by downloading the Moorr App for free at: 👉 Apple: https://apple.co/3ioICGW  👉 Google Play: https://bit.ly/3OT86bW  👉 Or access our web platform at: https://www.moorr.com.au/     Want to learn more about these awesome tools? Check out our Moorr Wealth Dashboard "handbook" here >>  FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we're finishing our 2022/23 Summer Series with an unbelievably great episode... Meet Steph.   Her first renovation was done on a shoestring budget.  With her husband in between jobs, and Steph herself fresh out of university, there wasn’t much money to play with.  Then, they received some advice....and made the life-changing decision to sell 🙁.  But this isn’t the end of this couple’s story.  In fact, it’s just the beginning... During their next renovation is when they had THE penny-drop moment which transformed their life’s path and financial future forever. Tune in to find out what this moment was and the journey Steph and her husband (who she met at just 12 years old!!) have been on... From her earliest “observation, not conversation”, money management lessons to how she found the secret sauce to unlocking her confidence on her investing journey. A huge shoutout to Steph and all our amazing 2022/23 Summer Series guests who’ve had the generosity and openness to come on and share their stories with the community – it's people like you that are changing the lives of investors everywhere! THANK YOU!   P.S. And for those folks out there who celebrate it today – Happy Australia Day! 🇦🇺🐨FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!- Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.WORK WITH OUR AWARD-WINNING TEAM >>   FIND US HERE:- Website- Instagram- Facebook- YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Today’s special Summer Series guest didn’t have a typical childhood. Growing up with a scarcity mindset, Maryanne and her siblings lived in an environment where food was scarce and at a young age, were placed into foster care. Then, at just 14 years old, she started making her own way in the world.  If you can’t tell already folks, today's Summer Series story is an incredible tale of breakthrough and deciding “It's not where you’re from, it’s where you’re going”.From developing her own money management system at just 14 to self-educating and empowering herself on shares, property and more...  We follow Maryanne as she transforms her mindset from one of scarcity to financial freedom and entirely self-funds her own property portfolio!!  Tune in now folks. LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainWORK WITH OUR AWARD-WINNING TEAM >>   FIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube