The Property Couch

The temperatures are dropping, the end of the financial year is looming and the Reserve Bank of Australia have just released their cash rate folks!  The RBA’s May update is packed with global news, from Banking Woes in the US to the train wreck that is the UK economy, I also cover the Property Market Inflection Point and deep dive into a Rental Yield Analysis. Tune in now to hear Ben’s evaluation of the update and his predictions for the future!  Tune in to this episode where Ben unpacks three key themes for this month’s economic update: Another banking issue in the US  The RBA makes another close call today? I’ll also touch on the release of the RBA review And in my property update, I’ll talk about the current inflection point in the market, plus I’ll do a deep dive on rental yields  Plus, Ben also includes his latest news and commentary on… Latest inflation data and what we have learnt from it Property rental increases and how they are putting further upward pressure on inflation Employment data now as we see it Consumer sentiment now after seeing 11 straight rate rises Business data and how trading conditions have improved Latest property data; housing credit growth, building approvals, property value results  And heaps more! LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram-LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We all have those family and friends with impressive portfolios and beautiful renovations that leave us wondering...“How the heck did they do it?!”Like...is the answer simply earning a higher income?? Or did they hit the golden number of properties to achieve their dream lifestyle? And ultimately, is it possible for you to achieve the same results?!?Well, you’ve arrived at the perfect episode to answer ALL  the questions above!!In our third awesome Mythbusters episode, we’re shining a light on the 5 BIGGEST wealth-destroying property myths. Tune in as we debunk and discuss...Myth #1: Does Equity = Borrowing Capacity?!Myth #2: You need 5+ properties to live your lifestyle by designMyth #3: Rent-vesting as...a Magic Wand?!Myth #4: Higher Incomes = Good M_n_ _ M_ _a_e_ _ntMyth # 5 - Home upgrades: Do they just happen!?!If you can’t tell, we’re jumping in feet first to a massive episode; avoid these pitfalls and uncover how they did it by listening now!Free Stuff Mentioned...Avoid falling for these Myths! Work with a team of qualified property planning advisors who’ve got your back. Book  a free, no-obligation chat now >>  Take our 1min survey: We love to learn more about how you discovered us! Fill out our special, super-easy 1min survey here >>  Want to join the team of Stigs? We‘ve got a super exciting job opening. Learn more about it here! >>   Do you need 5 properties to live your Lifestyle By Design?! We answer this and reveal how to build a multi-million-dollar portfolio in our exclusive Masterclass. Register now >>  What’s Making Property News:  Victorian tradies’ interstate exodus hitting home amid industry pains RLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In today’s episode, we’re covering exactly how to reposition and recover when interest rates have nearly wiped out your entire buffer! From making your reduced "rainy day” money last to Ben’s Golden Buffer Ratio (plus a behind-the-scenes look at how our experienced team of planners do it), we’re sharing how to bunker down and hold for the long-term as the market bottoms out (which we reckon is happening NOW!) And, like all gigantic Q&A Days, we’re not just unpacking how to bounce back from tough economic conditions but deep diving into how folks can rebound and empower themselves from dodgy Buyers Agents, divorce settlements, and more! Listen now.  Free Stuff Mentioned...Looking for an experienced Buyers Agent? Book in a free, no-obligation consultation with our team who’ll ensure you don’t ever have to face the problems today’s listener did. Get your free appointment here >>   New Updates to Moorr! Check out our greater security and expense changes on the Desktop version here >> Did you know you can watch our podcast episodes now!? (Psst – we'd highly recommend checking out Ben’s “focused” face 😉) Check out and subscribe to our YouTube channel here >>  Send us your questions! And in return, we’ll give you our Start & Build course for FREE! Send them through our SpeakPipe here >>  What’s Making Property News:  Divisive ‘dob in your neighbour’ scheme >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

There are many myths about buying property, but... it is important to avoid the hype of the headlines folks! In this week’s episode, we tackle some of the biggest property-buying myths going around – and bust them right open with facts and real-life examples from our team on the ground.  This is Part 2 of our series on myths and misconceptions and today we unpack some of the big ones; 🔎 Are property prices dropping?? 🔎 The Time it takes to transact   🔎 What is a Bargain Property? 🔎 Unpacking the perfect property myth   🔎 Set and forget strategies are non-existent…  🔎 What is the Growth Corridor and what is the corridor measuring???   🔎 How to avoid the hype!! Another jam-packed episode for you as we separate fact from fiction when it comes to buying property! Tune in now or watch it here >> LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram- Facebook- YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

When it comes to property investment, data is a very valuable tool for making informed decisions. However, looking at single data measures can be dangerous, especially when it comes to something as complex as the housing market. To truly understand affordability and sustainability, we need to consider a range of factors and look at the bigger picture.  Take median house prices, for example. This is a commonly used statistic that can give us a general idea of the state of the housing market. However, by itself, it can be misleading.  Folks, in episode 437, we have the perfect guest to help us unpack all things property data, what to look for and the dangers of looking at single data measures. We sat down with Kent Lardner, one of Australia’s best and most respected property data analysts. Kent has over 30 years’ experience in the industry focusing on property data and analytics. We will be diving deep into:  🔣 The dangers of looking at single data measures🔣 Looking at median house prices as a descriptive statistic🔣 Affordability – what to look for🔣 Are rent rises sustainable?🔣 Kent’s craft and how it influences his decisions🔣 And of course, unpacking everything going on in the market today  You’re in for a massive episode today that’s full of knowledge and insights into what to look for when analysing property data! Tune in now or watch it here >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to Ben’s RBA and Economic Update where this month's announcement could mark a “turning point” for Australia...  Will the Reserve Bank of Australia finally end the country’s 11-month rate hike or is the inflation genie still out of the bottle?!  Ben unpacks this momentous decision and what it means for Australia’s future (can we expect more rate rises?!). Plus, we’re diving into the latest market data which sees the country recording its largest drop in retail spending – ever (outside of COVID).   Zooming out, Ben explores the latest news globally including the big headlines: Global Banks Are Failing Today. Tune in to understand why this happening and how the system works. Here are the three other key themes for this month’s economic update: US & Swiss Banking Failures - it’s time we learn more about the global banking system   The RBA cash rate decision – it was such a close call.  Property values are growing? Yes, that’s right, but is this sustainable, or will it turn out to be a dead cat bounce? More on that topic later in this update….    LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram- Facebook- YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Last week we sat down with one of our Mortgage Brokers and well, they shared a client’s story which completely shattered our hearts and became the driver behind today’s show….You see, this client had fallen for a common but sadly misguided lending myth which resulted in her losing THOUSANDS of dollars…😮🙁   That’s why, in this episode, we’ve switched things up to become Ben and Bryce, your Mortgage MythBusters!!  From debunking the 8 most common mortgage myths to unpacking where these misconceptions came from, we’ll be sorting fact from fiction as we determine which myths are tales of caution to heed, and which are just misinformed opinions.  And yes, we DO actually share the horror story which was the motivator of today’s show – tune in to 50:03 to hear what happens when bankers dish out the wrong advice  😞😭  Seriously folks, avoid falling into the same lending mistakes and find out the truth in today’s episode. Tune in now or watch the episode here >>Free Stuff Mentioned...Looking for an investment-savvy mortgage broker? Book in a free, no obligation consultation with our team who’ll steer you away from any myths towards financial freedom. Book your free appointment here >>  Are you MoneyFIT? Find out in Moorr, your next-generation money management platform. Sign up online, or download the Apple or Google Play app now!  What’s Making Property News: Green shoots in Perth? Walk-in buyer interrupts auction, takes house sight unseen‘To call me a greedy landlord is far from the truth. I’d rather be a tenant‘LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In our first Bonus Episode for 2023, (that’s also the fourth episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia!  To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking...Changes to working from home Expense claims CGT affects most of your assets – even gifting jewellery! Renting a room out to an international students2 Hectares & changes to what's considered your main residence, and The New Windfall Tax in VictoriaTune in now for an essential episode on the latest tax updates to help you maximise your 2023 returns. Free Stuff Mentioned...Are you on the hunt for an expert tax accountant? Book a FREE consultation with one of our qualified tax accountants here >>For more excellent resources, check out Julia's Blog >> or read the full articles below:Warning: Start a Diary of Your Home Office Use Now!CGT Now Affects Most of Your Assets, Even Gifting Jewellery...Mapping Out Your Property to Make the Most of CGT ConcessionsSee the previous Episodes here: Ep 1: The Top 5 Tax Rules Every Property Investor Must UnderstandEp 2: (Part 1) Tax Planning Tips to Maximise your ReturnsEp 2: (Part 2) Tax Planning Tips to Maximise your ReturnsEp 3: Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & LandCheck out Julia's Home Office 2023 Spreadsheets here >> (Please note: These are only free for  Empower Wealth clients. If you are a client, please reach out to the Empower Wealth Tax AdvisLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Given today’s unique and nail-biting economic environment, it’s no surprise that so many people are asking,“What is the next best move for me?!”  And the sad truth is...there is no ‘one size fits all’!  What we can give you contact~first.name, however, is the next best thing... Our insider's knowledge, skills, tips and tactics that we (and our advisors) use for our clients that helps them to optimise their journeys! Using real case studies from real clients, we’re unpacking everything from escaping debt burden to staying in the property game long term, to deciding whether to buy and investment property or home first.Another episode stuffed full of knowledge, tune in now. 😊😊😊 Watch this episode here >> Free Stuff Mentioned... Work with our team of friendly and experienced advisors: Explore your options and opportunities and carve out your optimal investing journey (especially given today's turbulent market). Book in your free, absolutely no-obligation consultation with us today >> Ben’s “What’s Making Property News?” articles:  NSW’s Proposed Stamp Duty Reform Changes  & First home buyer grants and assistanceKids Future Fund: A smart move!  Labor’s Housing Affordability Plan   LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,00LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The ONE tax question we get asked all the time is... What name should I put my tax structure in?!?And, as Ben says, “It is a minefield.”  To help you avoid getting into any tricky situations we’re unpacking everything you need to know about tax structures in 2023.Did we mention...We’ve got help from one of the best!Re-joining us in the studio (For the FIRST time in 2023 – which we’re BEYOND pumped!!) is Julia Hartman: Founder of BanTACS, Leading Tax Consultant at Empower Wealth and Tax structure extraordinaire!!Basically, this is the ONLY episode you need to listen to understand tax structures. And because we recorded this in the studio, you can also WATCH this episode on our YouTube Channel! Click here to check it out or tune in now!Free Stuff Mentioned... Free suburb reports end tonight! Our 8th Birthday surprise to you (5x Free suburb reports, usually $39) ends tonight, 16 March 11:59pm AEDT!!How To Claim Yours: Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. To ensure you are not charged, please purchase a single Suburb Report x 5 times. New PICA Webinar: Watch  Ben’s latest PICA webinar on WA’s Tenancy Reform Strategy. Become a member to watch the replay >>  NEW MOORR FEATURE!  Check out your IncomeSPEED today! Create or log in to your free account in our online platform or download the app on Apple or Google Play today! For those who left us a 5-star written review in our Moorr app – Thank you! Email us to claim a FREE Start & Build course today Ben’s “What’s Making Property News?” articles:  #1: An investor with 12 properties who’s struggling. Read it now >>  #2 – Is Australia’s market balancing? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube