The Property Couch

Bryce Holdaway & Ben Kingsley
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Jun 22, 2023 • 1h 19min

448 | The Interest Only vs P&I Debate - which is better?

Join us for our latest Q&A episode as we dive deep into the intricate mechanics of interest-only loans, we unveil some of the strategies for managing mortgage stress, and we also unlock the hidden gems of building financial muscle memory.   Get ready to unlock a wealth of knowledge and practical insights as we explore the art of budgeting, saving, and setting goals. Discover the power of delayed gratification and learn how it can shape your financial future. In this episode, we address the burning questions that have been on your mind.  We leave no stone unturned as we demystify these key themes: The complexities of interest-only loans, shedding light on their benefits and considerations We explore the nuances of repayment options Interest rates, and the potential long-term impact of interest-only loans on your financial journey We also navigate the realm of mortgage stress and unpack how to establish a realistic budget to prioritising savings!  But wait, there's more! Prepare to unleash the ultimate weapon: financial muscle memory. Discover how small, consistent actions can lead to significant financial gains over time. We delve into the psychology of decision-making, empowering you to seize control, make savvy choices, and skyrocket your financial well-being. Don’t miss out on our latest Q&A episode folks!! You can also watch it here!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram-LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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Jun 15, 2023 • 1h 23min

447 | Facing Setbacks: How to Navigate the Unknown

In this week's episode, we dive deep into real-life case studies, unravelling the journey of overcoming setbacks, unlocking untapped potential, and navigating uncharted horizons.  Prepare yourself to be equipped with invaluable insights and tools that will empower you to conquer challenges, turn setbacks into stepping-stones, and forge your path to resounding success.   Join us as we unpack the following key themes:  💡 Discover the impact of embracing diverse perspectives and how it can unlock innovative solutions and open doors to opportunities  💡 Explore cashflow strategies beyond your risk profile   💡 Dissecting dream home disasters as we deconstruct real-life dream home disasters, extracting invaluable lessons that can guide you through similar challenges  💡 Weighing up the options: Immediate selling or long-term gain. Deciding whether to sell your property immediately or pursue long-term gain can be a daunting task. We provide you with insights into the critical factors to consider, helping you navigate this complex decision  Tune in now folks..  or watch it here!! And remember, that setbacks are stepping-stones and challenges are opportunities in disguise!! LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram- Facebook- YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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Jun 8, 2023 • 1h 41min

446 | Property Spruikers Exposed

Get ready to be blown away by a groundbreaking episode today folks!  In this essential show, we are peeling back the layers and exposing the concealed truths lurking within the world of property spruikers. Hold on tight as we take a deep dive into this industry, shedding light on the risks that lie beneath the surface. Our mission is to leave no stone unturned as we navigate through the realm of property spruikers and explore their questionable tactics. From the absence of regulation within the industry to the presence of conflicting interests, from the propagation of misleading claims to the utilisation of relentless high-pressure tactics, you don’t want to miss this episode folks! This discussion is more than just eye-opening. It is a pivotal moment in your journey toward financial literacy and security.  Join us as we provide valuable insights on protecting yourself and navigating through this complex landscape. It's time to empower yourself and make informed decisions that will safeguard your financial future. Don't miss out on this episode! Tune in now or watch it here.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram- Facebook- YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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Jun 6, 2023 • 1h 17min

RBA Cash Rate June 2023: RBA's Tough Call, Wage Growth vs. Productivity Battle & What's driving Property Values

Another month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update.  Join Ben as he unpacks the RBA's latest decision. From navigating loan default aversion to the RBA’s interest rate dilemma, the Aussie economy’s wage growth vs productivity battle, mortgage prison insights, cash flow management tips, and unexpected property price surges.  Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisions. In today’s RBA release, here are our key themes for this month’s economic update: 👉 The US avoids a loan default 👉 The RBA’s tough call on interest rates 👉 Taking a deeper dive into the Aussie economy looking at:  Wages growth vs productivity is the new battle growth for inflation Some news for anyone stuck in Mortgage Prison as well as some important cash flow management tips to navigate through changing money landscape 👉 Latest property update where Ben shares his views on why property prices are growing, and why they are growing even faster than expected! You can also watch it here!Other Stuff Mentioned:- Check out the demo video for the Moorr MoneySTRETCH segment  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram-LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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Jun 1, 2023 • 1h 43min

445 | How to take on the Big Banks and Win - Chat with The Judo Boys

Get ready for an absolute powerhouse of an episode, folks! We had the immense pleasure of sitting down with Joseph Healy and David Hornery, known as The Judo Boys, and let us assure you, it is an extraordinary deep dive into knowledge and wisdom that will leave you inspired and empowered! Despite the challenges, Joseph and David boldly established Judo Bank in 2016, revolutionising the Australian banking industry. Their extensive experience in the business world, coupled with their remarkable journey with Judo, inspired them to pen the book "Black Belt." This insightful book delves into the invaluable lessons learned throughout their entrepreneurial endeavours and years in business before embarking on their startup venture. Join us as we unpack their journey to financial independence. From navigating the depths of unfulfillment to finding their true purpose, fearlessly embracing calculated risks for rewarding outcomes, and mastering the art of navigating through the ever-changing cycles with discipline and resilience. Joseph and David share invaluable insights on putting your money down strategically, the importance of seeking innovation, and the profound impact of understanding the people story. Here's a glimpse of the priceless wisdom we uncovered: ✨ Discovering the true beauty of building for a better future amidst dramatic changes  💡 Unveiling the invaluable wisdom behind the migrant mindset  🏦 Are the banks too addicted to property?  ⚡️ Exploring the Achilles heel and the quiet pride that accompanies taking a leap of faith Don’t miss out folks. Tune in now or watch the video here!Other Stuff Mentioned...Don't miss our Start and Build Promotion. Our 40% off Discounted Offer ends Monday 5th June. Sign up here Want to read The Black Belt for yourself? Buy it hereLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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May 25, 2023 • 1h 29min

444 | How to Tackle Mortgage Stress

Welcome to our latest jam-packed Q&A episode, where we dive deep into the multifaceted world of property ownership.From the challenges of retirement risks to the strategies for alleviating mortgage stress, the evolving landscape of tenancy reforms, and the crucial examination of power dynamics, this thought-provoking discussion offers a comprehensive exploration of the diverse perspectives surrounding property. In this episode, we leave no stone unturned, addressing pressing topics such as the potential risks associated with holding investment properties throughout retirement.Discover effective methods for relieving mortgage stress and explore the realm of mortgage offset accounts, including their inclusion in the ADI 250K protection limit. We also delve into the often-unreported rental issues, shedding light on the power imbalances within the landlord-tenant dynamic and examining their profound impact on marginalized individuals. Don’t miss out! Tune in now or watch the episode here :) Other Stuff Mentioned...APRA Claims SchemeGet your free copy of our MMSA Book hereGet your copy of our TAGPI Book hereLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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May 22, 2023 • 55min

Bonus Episode with Julia: Maximise Your Returns, Master End-of-Year Tax Planning, HECS Hacks, Super Strategies & More

In our latest Bonus Episode for 2023, (also the 5th episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia!  To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking...Important Changes to HECS/HELP Debt – changes you MUST ACT on quicklySuperannuation Contributions before 30 JuneGeneral Tax Return InsightEnd-of-the-Year Tax Strategies for Property InvestorsReminder on Working from Home claimsTune in for this essential episode on the latest tax updates to help you maximise your 2023 returns.Free Stuff Mentioned...Are you on the hunt for an expert tax accountant? Book a FREE consultation with one of our qualified tax accountants here >>See the previous Episodes here: Ep 1: The Top 5 Tax Rules Every Property Investor Must UnderstandEp 2: (Part 1) Tax Planning Tips to Maximise your ReturnsEp 2: (Part 2) Tax Planning Tips to Maximise your ReturnsEp 3: Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & LandEp 4: Navigating Tax Changes in 2023: Updates to Remote Work Claims, Renting And Victoria’s New Tax Grab LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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May 18, 2023 • 1h 36min

443 | How to Break Free from the Spending Trap

Join us in our latest episode of MythBusters as we debunk the widespread misconceptions surrounding taxes and financial planning. Prepare to be enlightened as we unravel the complexities of last-minute tax preparation and unveil the secrets of meticulous documentation.   Brace yourself for the rollercoaster ride through the ever-changing landscape of tax laws and their impact on depreciation claims.   We also delve into the realm of financial planning, shattering the myth that a defence strategy is merely optional and challenging the notion that it's exclusively for the middle-aged. Get ready for a treasure trove of knowledge, including the hidden gems of starting early, skill-building, and networking for long-term financial triumph.   Discover the multifaceted role of financial planners, far beyond their reputation for recommending shares. And in a world filled with uncertainty, we shed light on the art of informed decision-making.  We promise you that this dry topic will be full of life and give you much-needed insights into a topic that very few of us ever think about AND might just be the key to optimising your portfolio! Don't miss out! Tune in now or watch the episode here :) Other Stuff Mentioned...Get your Tax Depreciation Schedule done with BMT. Reach out to their team here!Get your copy of our MMSA Book hereGet your copy of our TAGPI Book hereLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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May 11, 2023 • 1h 31min

442 | NRL Star on Money, Property and Life after Footy - Chat with Chad Townsend

In this week’s episode, we sat down with NRL superstar Chad Townsend. And let us assure you folks, this one is NOT JUST for sports lovers… It truly has something for EVERYONE. It is absolutely packed with inspiration and wisdom. Chad's incredible journey from 17, when he made a huge decision to purchase his first property, to his current state is an inspiring testament to perseverance. His story sheds light on the sacrifices that he had to make, to embracing pivotal catalysts that propelled his progress.  In the pursuit of financial success, Chad talks about how crucial it is to adhere to timeless principles (that we regularly talk about here on the couch), regardless of your income level.  In this discussion with Chad, we unpack: Trusting your instincts and how making sound decisions become key factors in determining the right path The significance of trustworthy relationships  How investing early lays the foundation for long-term prosperity The formula for success….. Discipline, Sacrifice, and unwavering Hard Work How engaging the expertise of a Buyer’s Agent proved to be invaluable  AND…… What lies ahead for Chad when the adrenaline fades!!  What a sensational episode! It was an absolute delight to have a chat with a true superstar of the NRL. Despite his incredible achievements, his humility shines through, making it a truly memorable experience. Give it a listen now or watch it here! Other Stuff Mentioned...Check out the new Moorr Expenses Dashboard in this video. If you don't have the mobile app yet, download it here! Want to be a part of our 2023 Winter Series? We would love to hear from you... Register your interest here >> Winter Series.What's Making Property News?We are hiring. Come work with us!Take our LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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May 4, 2023 • 1h 40min

441 | Why Great Investors Don't Need to be Champions

Investing can be a daunting task, as it requires making definitive decisions in an uncertain and ever-changing market.   Many people fall prey to the sirens that lure them toward investment traps, but today’s guest Michael Kemp, the author of the Ulysses Contract, has spent 35 years mastering the art of investing and avoiding these traps.   He emphasizes the importance of staying focused on your investment goals and using history, diversification, and patience as your guide toward financial success. Great investors don't necessarily need to be champions, but they do need to apply skill to generate market-beating returns.   He also believes that investing is more about farms than casinos, highlighting the importance of long-term thinking and disciplined execution.   We sat down on the couch with Michael and explored some key insights;  The investment sirens to watch out for... Why Great Investors Don't Need to Be Champions How to generate market beating-returns through the application of skill  How to create your own watertight plan to pursue your own form of investment success and financial freedom!  Why investing is about farms, not casinos?   Tune in to the discussion to gain valuable insights and take your investment game to the next level. You can also watch it here!! Other Stuff Mentioned...Check out what the new Moorr Dashboard for your Mobile device looks like in this video. If you don't have the mobile app yet, download it here! Want to be a part of our 2023 Winter Series? We would love to hear from you... Register your interest here >>Winter Series.Buy a copy of Michael Kemp's The Ulysses Contract today LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

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