The Property Couch

Welcome back to Ben’s RBA and Economic Update where this month's announcement could mark a “turning point” for Australia...  Will the Reserve Bank of Australia finally end the country’s 11-month rate hike or is the inflation genie still out of the bottle?!  Ben unpacks this momentous decision and what it means for Australia’s future (can we expect more rate rises?!). Plus, we’re diving into the latest market data which sees the country recording its largest drop in retail spending – ever (outside of COVID).   Zooming out, Ben explores the latest news globally including the big headlines: Global Banks Are Failing Today. Tune in to understand why this happening and how the system works. Here are the three other key themes for this month’s economic update: US & Swiss Banking Failures - it’s time we learn more about the global banking system   The RBA cash rate decision – it was such a close call.  Property values are growing? Yes, that’s right, but is this sustainable, or will it turn out to be a dead cat bounce? More on that topic later in this update….    LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- Make Money Simple AgainFIND US HERE:- Website- Instagram- Facebook- YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Last week we sat down with one of our Mortgage Brokers and well, they shared a client’s story which completely shattered our hearts and became the driver behind today’s show….You see, this client had fallen for a common but sadly misguided lending myth which resulted in her losing THOUSANDS of dollars…😮🙁   That’s why, in this episode, we’ve switched things up to become Ben and Bryce, your Mortgage MythBusters!!  From debunking the 8 most common mortgage myths to unpacking where these misconceptions came from, we’ll be sorting fact from fiction as we determine which myths are tales of caution to heed, and which are just misinformed opinions.  And yes, we DO actually share the horror story which was the motivator of today’s show – tune in to 50:03 to hear what happens when bankers dish out the wrong advice  😞😭  Seriously folks, avoid falling into the same lending mistakes and find out the truth in today’s episode. Tune in now or watch the episode here >>Free Stuff Mentioned...Looking for an investment-savvy mortgage broker? Book in a free, no obligation consultation with our team who’ll steer you away from any myths towards financial freedom. Book your free appointment here >>  Are you MoneyFIT? Find out in Moorr, your next-generation money management platform. Sign up online, or download the Apple or Google Play app now!  What’s Making Property News: Green shoots in Perth? Walk-in buyer interrupts auction, takes house sight unseen‘To call me a greedy landlord is far from the truth. I’d rather be a tenant‘LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In our first Bonus Episode for 2023, (that’s also the fourth episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia!  To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking...Changes to working from home Expense claims CGT affects most of your assets – even gifting jewellery! Renting a room out to an international students2 Hectares & changes to what's considered your main residence, and The New Windfall Tax in VictoriaTune in now for an essential episode on the latest tax updates to help you maximise your 2023 returns. Free Stuff Mentioned...Are you on the hunt for an expert tax accountant? Book a FREE consultation with one of our qualified tax accountants here >>For more excellent resources, check out Julia's Blog >> or read the full articles below:Warning: Start a Diary of Your Home Office Use Now!CGT Now Affects Most of Your Assets, Even Gifting Jewellery...Mapping Out Your Property to Make the Most of CGT ConcessionsSee the previous Episodes here: Ep 1: The Top 5 Tax Rules Every Property Investor Must UnderstandEp 2: (Part 1) Tax Planning Tips to Maximise your ReturnsEp 2: (Part 2) Tax Planning Tips to Maximise your ReturnsEp 3: Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & LandCheck out Julia's Home Office 2023 Spreadsheets here >> (Please note: These are only free for  Empower Wealth clients. If you are a client, please reach out to the Empower Wealth Tax AdvisLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Given today’s unique and nail-biting economic environment, it’s no surprise that so many people are asking,“What is the next best move for me?!”  And the sad truth is...there is no ‘one size fits all’!  What we can give you contact~first.name, however, is the next best thing... Our insider's knowledge, skills, tips and tactics that we (and our advisors) use for our clients that helps them to optimise their journeys! Using real case studies from real clients, we’re unpacking everything from escaping debt burden to staying in the property game long term, to deciding whether to buy and investment property or home first.Another episode stuffed full of knowledge, tune in now. 😊😊😊 Watch this episode here >> Free Stuff Mentioned... Work with our team of friendly and experienced advisors: Explore your options and opportunities and carve out your optimal investing journey (especially given today's turbulent market). Book in your free, absolutely no-obligation consultation with us today >> Ben’s “What’s Making Property News?” articles:  NSW’s Proposed Stamp Duty Reform Changes  & First home buyer grants and assistanceKids Future Fund: A smart move!  Labor’s Housing Affordability Plan   LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,00LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The ONE tax question we get asked all the time is... What name should I put my tax structure in?!?And, as Ben says, “It is a minefield.”  To help you avoid getting into any tricky situations we’re unpacking everything you need to know about tax structures in 2023.Did we mention...We’ve got help from one of the best!Re-joining us in the studio (For the FIRST time in 2023 – which we’re BEYOND pumped!!) is Julia Hartman: Founder of BanTACS, Leading Tax Consultant at Empower Wealth and Tax structure extraordinaire!!Basically, this is the ONLY episode you need to listen to understand tax structures. And because we recorded this in the studio, you can also WATCH this episode on our YouTube Channel! Click here to check it out or tune in now!Free Stuff Mentioned... Free suburb reports end tonight! Our 8th Birthday surprise to you (5x Free suburb reports, usually $39) ends tonight, 16 March 11:59pm AEDT!!How To Claim Yours: Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. To ensure you are not charged, please purchase a single Suburb Report x 5 times. New PICA Webinar: Watch  Ben’s latest PICA webinar on WA’s Tenancy Reform Strategy. Become a member to watch the replay >>  NEW MOORR FEATURE!  Check out your IncomeSPEED today! Create or log in to your free account in our online platform or download the app on Apple or Google Play today! For those who left us a 5-star written review in our Moorr app – Thank you! Email us to claim a FREE Start & Build course today Ben’s “What’s Making Property News?” articles:  #1: An investor with 12 properties who’s struggling. Read it now >>  #2 – Is Australia’s market balancing? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Humans are not rational creatures - especially when it comes to our finances. So how can we identify and navigate our natural human biases and emotions around investing and risk?! Folks, in Episode 433 we’re exploring all of this and more as we dive into the fascinating topic of behavioural finances with the help of returning podcast guest and ultimate money mindset guru, Evan Lucas! Author of the best-selling book Mind Over Money: Why understanding your money behaviour will improve your financial freedom, he is also an experienced market strategist and super passionate investor! From exploring the most common human biases in the finance world to how you can conquer and embrace risk and scary emotions when investing,  we'll also be deep diving into everything going on in the market today from Super to rising rates.   Free Stuff Mentioned... 6,000 reports generated?! Our 8th Birthday surprise to you (We gave away our Suburb Report for FREE (RRP $39) was so popular we’ve decided to extend it by 1 more week!How To Claim Yours: Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. To ensure you are not charged, please purchase a single Suburb Report x 5 times. If you add 5 Suburb Reports into one cart purchase, you will only receive a $39.00 discount. Hence purchase one report at a time please 🙂 This offer expires on 16th March 2023.Worried about rising rates? Stress-test your finances with Moorr. Create or log in to your free account on our online platform or download the app on Apple or Google Play today!Ben’s newest Moorr tutorial video here >> For those who left us a 5-star written review in our Moorr app – Thank you! Email us to claim a FREE Start & Build course today 😊Check out Evan’s awesome nLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Welcome back to another monthly RBA update and yet another cash rate hike. (No surprises here folks!).Tune in now to find out whether we’ve crept up another 25 basis points bringing the rate to 3.60%, or if the Reserve Bank of Australia has decided to jawbone consumers this month to curb spending. Overarching all this is the goliath question... If the economy is slowing (tick), unemployment is rising (tick), and wages are contained (tick), then why haven’t we seen interest rates pause!?!  Listen now to hear Ben dive into this question and unpack Australia’s data from the last month reflecting disconnected sentiment, disinflation and a domestic market still finding its footing.  Plus, Ben also includes his latest news and commentary on…👉 The US’ data shows a story of resilience – but the Fed isn’t happy👉 The key to China’s economic rebound👉 Europe raises interest rates to its highest levels since the GFC👉 The RBA is taming our inflation beast with a blunt sword👉 “It gets worse before it gets better”:  Unpacking Housing Supply Levels👉 Is now the time to invest? and Ben’s predictions for when investors will return to the table👉 CoreLogic’s Home Value Index – 1 March 2023, and lots more!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >>BEST-SELLING BOOKS:- The Armchair Guide to Property Investing- [Free] Make Money Simple AgainFIND US HERE:- Website- Instagram- LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s sad but true, we’re back covering yet ANOTHER tax grab that’s set to take 62.5% of your earnings...The Windfall Gains Tax. 🤯Welcome back to our first Q&A session for 2023 where we’re tackling this shocking tax grab, along with a line-up of fantastic questions like… 👉 Should I renovate and rent now or rent then renovate later?!👉 Why buy Established over new housing?! (How much do you really benefit?)👉 And if diversification is the key to growth, should one expand their investments beyond property?!  Another jam-packed episode that sees Ben more fired up than ever (and not just because he gets called Benjy 😉 ). Tune in now!   FREE STUFF  MENTIONED...Happy 8th Birthday on The Property Couch! To celebrate we’re giving away 1-week FREE access to our Suburb Report (Usually costs $39). Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. Note: To ensure you are not charged, please purchase a single Suburb Report x 5 times. If you add 5 Suburb Reports into one cart purchase, you will only receive a $39.00 discount. Hence purchase one report at a time please   This offer expires 9 March 2023.  Learn how to make your WealthSPEED go faster! Check out Ben’s newest video >> Read the article from Ben’s “What’s Making Property News?” here >> Send us your questions!  (and if it appears on the podcast, we’ll send you a Start & Build course for free!) For our Moorr users, if you’ve gained value from our money management platform, we’d seriously appreciate it if you left us a 5-star review on Apple or Google Play! Episode 418 | The Hidden Forces Driving Property Values LISTENLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

A mortgage is one the biggest loans most people will ever take out in their life. It’s a scary thought. Now here’s the only thing scarier than that... Being stuck in Mortgage Jail and not realising it. This sad truth is unfortunately what too many folks are facing, especially with rising rates.  That’s why in Episode 431, we’re shining a light on why EVERYONE needs an investment-savvy broker to help them break out of Mortgage Jail and stop overpaying on interest – for good.  To help us do this, we’re sharing 6 real client stories from our amazing team of investment-savvy brokers who work at the coal face of the lending game every single day ( Plus so much more!)   For the folks that don’t know - we’ve had the absolute privilege and honour of changing thousands of clients' lives through Empower Wealth, our award-winning financial advisory. If you’d like to do beat the banks too and save thousands of dollars in interest like our clients already have, why not work with our team! Reach out today for a 100% free, no-obligation chat today >> P.S.  It's our 8th Birthday TODAY!! Thank you to our amazing TPC tribe for tuning in each and every week ❤️ FREE STUFF  MENTIONED...Need an Investment-Savvy Mortgage Broker? Our award-winning financial advisory, Empower Wealth has been helping clients to save millions of interest since 2004. Last quarter, we saved roughly $2.4M in interest and this year, we're on track to smash our target of $3M. See how much we can save you today >>  Read AFR's article here >>  Missed Ben’s PICA Webinar? Become a member to watch the replay >>    Check out Moorr's YouTube Channel and see Ben’s 9-part educational series on “How To Beat The Banks” here >>  Related Episodes:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we’re super excited to be welcoming a return guest to the couch that’s one of the greatest minds in the industry! Re-welcoming... Damian Collins, Founder and Managing Director of Momentum Wealth!  He’s also the Chairman of Westbridge Funds Management, has been on the Council of the Real Estate Institute of Western Australia (REIWA) since 2011 and served as President of the Institute from 2018 to 2022 (phew!)  An active property investor himself, Damian also owns 17 properties in Western Australia!!  Basically...he’s the property guru to talk to when talking about playing the long game, especially in Perth. We’ll be covering how he’s played the long game, whether Perth still is just “a one-trick pony” (aka. A boom-or-bust mining town) and honestly... Why we think it's about to boom!!  Yep. You heard it here first folks. 😉  From the construction challenges WA has been facing to why “regression to the mean” should mean something to you, we’re giving you an updated and in-depth guide to investing in WA.  Plus, tune in to hear Damian’s money backstory, the one passion that set him on his current trajectory today and how he’s kept his cool throughout COVID and today’s rising interest rates.  FREE STUFF  MENTIONED...Ben’s hosting a PICA Webinar on the 21st Feb! Join Ben as he covers the Latest Property Market Update & Debunks Labor’s Negative Gearing & Capital Gains Tax Policies. For PICA Members only, sign up here >>  Read about Sydney’s smallest house selling sold for $1.5M here >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP:👉 Apple: https://apple.co/3ioICGW👉 Google Play: https://bit.ly/3OT86bW👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS:- How to Build a PLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube