The Property Couch
Bryce Holdaway & Ben Kingsley
Australia’s top property podcast for everyday investors who want real results, not hype.Hosted by Bryce Holdaway and Ben Kingsley (two best-selling authors and trusted experts with 25+ years of investing experience each) we break down property, finance, and money management into simple, practical strategies.Backed by data and brought to life with real stories (and a good dose of banter), The Property Couch helps you cut through the noise and make smarter decisions.Delighting listeners since 2015, it’s your weekly dose of clarity in a world full of property spruikers!W: https://thepropertycouch.com.au/
Episodes
Mentioned books
Dec 18, 2025 • 1h 9min
577 | “You’re Not Broken”: Finding Financial Freedom Through Life’s Tensions – Chat with Kat
Katrina 'Kat' Smith, a devoted mother and long-time listener, shares her raw money journey. She navigates the pressures of parenting, postnatal depression, and the quest for financial freedom. Kat recounts her financial awakening in university, the significance of shared plans with her partner, and the emotional triggers that challenged her progress. Her story emphasizes that perfection isn’t necessary for success and that open communication is vital. The conversation also covers teaching kids about money and the lessons learned from her first property investment.
Dec 11, 2025 • 1h 12min
576 | No Hearing, No Income & A New Baby: From Medically Discharged to Retiring at 34 - Chat with Matt
In this conversation, Matt G, a brave Australian veteran, shares his inspiring journey from being medically discharged due to hearing loss to achieving financial independence. He discusses hitting rock bottom while caring for a newborn and how he transformed his financial situation by investing in properties. Matt highlights the importance of education, the mistakes he made along the way, and how he found effective advice to build wealth. His story emphasizes resilience, the value of community support, and the freedom that comes with prioritizing time for family.
Dec 9, 2025 • 1h 17min
(LIVE) RBA Dec 2025 | Families Feeling the Pinch as Optimism Fades?
The Reserve Bank of Australia wraps up its cash rate decisions for 2025, revealing concerns over inflation risks. Energy prices loom large, with household bills spiking due to the unwinding of rebates. A surprising household spending increase is noted, coinciding with early Black Friday sales. Productivity discussions reveal trade-offs and wage growth disparities between public and private sectors. The hosts also dive into property market dynamics, with insights into city price performances and the global economic outlook.
Dec 4, 2025 • 1h 13min
575 | Ray White Refused to Sell My Property, A $30K Loss & Getting Sucked in With the Sparkles - Chat with Alannah
Alannah Jane Bazzina, a young property investor, shares her journey of entering the market at just 19. She recounts her costly lesson after purchasing an off-the-plan apartment that turned into a financial burden, including dealing with tenant damage and poor management. Alannah highlights the importance of recognizing dubious advice and the emotional toll of financial decisions. Now, with renewed confidence and a strategic approach, she emphasizes learning from mistakes, using professionals, and making informed decisions in property investment.
Nov 27, 2025 • 1h 10min
574 | The #1 Reason You Won’t Retire Comfortably Has Nothing to Do with Your Income
The hosts explore the critical habit of financial management, emphasizing that wealth comes from surplus, not just income. They dive into common money mistakes, the pitfalls of static budgets, and the dangers of unconscious spending. The virtues of tracking expenses and setting meaningful goals are discussed, along with an exciting announcement about an AI-powered transaction feed to aid money management. Listeners are encouraged to take control of their finances before the new year to avoid pitfalls and achieve financial clarity.
Nov 25, 2025 • 5min
TPC Gold | What to Do When the Property Market Feels Uncertain
Feeling uncertain about property investing? Dive into the importance of having a 'North Star'—your ultimate lifestyle vision. Discover how landlords can feel pressured by repairs and rising interest rates. Learn why anchoring decisions to long-term goals is crucial instead of relying on short-term fixes. Hear advice on using historical data and AI to regain confidence in your investment choices. Ultimately, explore how purposeful investing can enhance your life beyond just financial gain.
Nov 20, 2025 • 1h 5min
573 | The $75M Rise: How This 29-Year-Old Is Turning the “Ugly Kid” of Real Estate into the Cool Kid - Chat with Jonny Bell
In this discussion, Jonny Bell, the 29-year-old founder of Housemark, shares his incredible journey of transforming property management in Australia. He reveals how he outmaneuvered big players without an office—starting his business from a lockbox and a jet ski! Jonny dives into the six essential functions of property management, the importance of proactive service, and why hiring empathetic managers is crucial. He also discusses using technology to enhance service and how higher pay can attract top talent in the industry.
Nov 18, 2025 • 11min
TPC Gold | Should You Buy Property in a Trust or Your Own Name?
Bryce and Ben tackle the intriguing question of whether to buy property in a trust or under your own name. They explain different trust types and their roles, highlighting benefits like asset protection and tax flexibility. However, they also outline potential downsides, such as trapped losses and lending limits. The hosts emphasize the importance of personalized advice, sharing their own experiences and structures. Listeners are cautioned about changing regulations that could impact trust benefits, making informed decisions crucial.
6 snips
Nov 13, 2025 • 56min
572 | Can Everyone Still Own a Home? Bernard Salt on the New Divide
Bernard Salt, a leading Australian demographer and author of The Big Shift, dives into pressing topics reshaping Australia’s future. He discusses millennials' return to suburban living and the family's financial influence on property ownership. Bernard also explores how cultural shifts are changing home designs and the implications of AI on our economy. He raises critical questions about intergenerational wealth and calls for a national dialogue to discuss Australia’s trajectory by 2050. Expect insightful, data-driven takes sprinkled with humor!
10 snips
Nov 11, 2025 • 7min
TPC Gold | ATO Crackdown: The Truth About Debt Recycling
The discussion dives into the complexities of debt recycling, challenging common misconceptions about converting non-deductible debt into deductible debt. Tax expert Julia outlines the risks, explaining how dominant purpose tests can void tax benefits. Historical cases are examined, revealing the intricacies of deductible capitalized interest and the potential pitfalls of interest-on-interest schemes. The ATO's stance on these strategies and recent enforcement actions highlight the importance of caution in navigating debt recycling.
