
The Property Couch
Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”YT: https://www.youtube.com/@thepropertycouchaustraliaIG: https://www.instagram.com/thepropertycouch/
Latest episodes

May 1, 2025 • 1h 22min
544 | Election Promises vs. Reality: Will Any Party Actually Fix Housing?
Folks, it’s Federal Election time! 🇦🇺🏠💥 And in this special deep-dive episode, we're lifting the bonnet on the major parties' housing policies and asking the real question... Will they actually fix Australia’s housing affordability crisis... or just make it worse? Tune in to hear: ✔️ The headline housing policies from both Labor and the Coalition ✔️ The larger economic forces at play — supply, demand, and what’s really driving this "housing crisis" ✔️ What it would actually take to fix Australia's housing affordability issues. FREE STUFF MENTIONED Help Us Give the Gift of Sight to 100 More People 👁️✨ To celebrate Bryce’s 50th birthday, we’ve partnered with the John Fawcett Foundation to restore eyesight to as many people as possible through life-changing cataract surgeries in Indonesia. Here’s what your donation can do: 👁️ $100 = Restores sight to 1 person 👁️👁️ $200 = 2 people 🖐️ $500 = 5 people ✋✋ $1,000 = 10 people If The Property Couch has brought you value — or if you simply believe in the power of giving — please consider donating or sharing this cause with someone who might. Donate now and help restore sight >> UNDER 1 MONTH LEFT: How to Retire on $3,000 a Week Our third book will officially be hitting shelves on 27 May! To get up to 10% off and secure your copy, you can pre-order it today from these retailers:Big W ($22)Amazon ($24.74)Booktopia ($26.95), Angus & Robertson ($27.50) orQBD ($32.99) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Apr 29, 2025 • 12min
TPC Gold | Have I Left It Too Late to Buy Property?
It’s a question many Australians are quietly asking themselves: “Is it too late for me to buy property?” In this TPC Gold snippet, Ben and Bryce respond to a heartfelt listener question from Luke—who, at 46, is still renting with his wife and two teenage kids. With $80k in savings and a growing concern about renting into retirement, Luke wants to know if it’s worth taking on a $700K mortgage at this stage of life, or if it’s simply too late to start the property journey? For the original episode, tune in here: Episode 361 | When Is It Too Late To Get Into Property? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Apr 24, 2025 • 1h 5min
543 | How to Fix a Frankenstein Portfolio Before It’s Too Late
Folks, one of the most common pieces of feedback we receive on the podcast is, “I wish I’d found you guys sooner.” The problem they're facing now? They’ve got the correct knowledge BUT they’ve built what we call a Frankenstein Portfolio. We’re talking about an impressive portfolio that looks great on the surface but, in reality, has very little growth. So how does it happen? ✅ What are the most common traps that lead investors to this point? ✅ Why do so many end up here — and more importantly… ✅ How can you rebuild your portfolio before it’s too late? It’s an episode for those who started without a plan or without a clear cohesion of steps but want to turn it all around because, folks, it’s NEVER too late to start again. Tune in now! P.S. Feeling worn down by headlines, tenant challenges or worn down by mates who don't get it? Listen to Bryce’s Mindset Minute for some quick wisdom to get you through these times. FREE STUFF MENTIONEDCOMING SOON: Your go-to library for everything property, investing & money management knowledge Moorr’s MyKnowledge centre is launching soon - now combined with our entire Property Couch resources (Like our free reports, calculators, courses and more!) Create your free account or login today to Moorr >> 27th MAY RELEASE DATE: How to Retire on $3,000 a Week Our third book will officially be on the selves on 27 May! To get more updates, behind-the-scenes content and VIP bonuses, join the waitlist now. Or you can pre-order it today from these retailers: Big W ($22) Amazon ($24.74) Booktopia ($26.95), and Angus & Robertson ($27.50) The official RRP is $32.99 (set by our publisher 😊) — so whichever one you choose, you’re getting a great deal! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Apr 22, 2025 • 5min
TPC Gold | Property Due Diligence: What to Know Before Buying an Existing Unit
When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises. In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property. For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

8 snips
Apr 17, 2025 • 1h 12min
542 | The Overlooked CGT Timebomb Hidden in Joint Tenancy - Chat with Julia Hartman
As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax. Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992. This week’s episode is all about how to avoid accidentally handing thousands over to the taxman. Here’s what we unpack: ✅ Debt Recycling: Can you legally turn non-deductible debt into deductible debt? ✅ Joint Tenants Do NOT Technically Inherit: The critical difference between joint tenants and tenants in common. ✅ Victoria’s $50K Land Tax Grab: Who’s caught in the net, and can you avoid it?From legislative shake-ups to understanding the grey areas in tax-deduction strategies, this is a jam-packed episode for property investors and homeowners alike. Tune in now! FREE STUFF MENTIONEDWe’re growing — and we’re looking for passionate Buyers Agents to join our team! At Empower Wealth, you’ll work alongside some of the best in the business — helping everyday Australians secure their dream homes, build wealth through property, and move closer to financial peace. If you — or someone you know — is a dedicated professional who puts people first and is ready to grow with a values-driven team, get in touch at Empower Wealth or via The Property Couch. Give the Gift of Sight – Just $100 Can Change a Life 👁️ To celebrate Bryce’s 50th birthday, we’re on a mission with the John Fawcett Foundation to restore sight through life-changing cataract surgeries in Indonesia. Thanks to our incredible community, we’ve already raised over $50,000 — and we’re aiming for $60,000 by May 27! As TPC listener, Jeff, shared: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.” Here’s what your donation can do: 👁️ $100 = Restores sight to 1 person 👁️👁️ $200 = 2 people 🖐️ $500 = 5 people ✋✋ $1,000 = 10 people Give the gift of sight >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

4 snips
Apr 15, 2025 • 4min
TPC Gold | Why We Swear by the Seven-Day Float
Discover the transformative power of the seven-day float, a money management tool designed to help you take control of your finances. Learn how this weekly spending system can replace guesswork with clarity and conquer the overspending habit. Bryce and Ben explain how every dollar can have a purpose, empowering students, parents, and business leaders alike. With insightful strategies, they inspire listeners to embrace a structured approach to their finances while still enjoying life’s pleasures.

Apr 10, 2025 • 1h 8min
541 | How to Align Your Financial Plan with Your Partner
What happens when one partner sees the long-term vision, but the other only sees the short-term cost? In this week's Q&A, we also unpack: 💡 Whether to tap equity from your home or your investment property 💡 Understanding your goals BEFORE pulling the trigger 💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!) FREE STUFF MENTIONEDPre-Order Now! How to Retire on $3,000 a Week Folks, our book is OFFICIALLY open for pre-order from: Big W ($22) Amazon ($24.74) Booktopia ($26.95), and Angus & Robertson (27.50) The official RRP is $32.99 — so whichever one you choose, you’re getting a great deal 😊 To get more VIP updates, join the waitlist now! Looking for a home? Our new service DEDICATED to owner-occupiers We now have a Buyer's Agent dedicated to helping you buy your next home! Request a free initial consultation and select: “Finding A Home” from the menu. Get in touch today! Give the gift of sight for just $100! For his 50th birthday, Bryce is partnering with the John Fawcett Foundation to restore sight to those who need it most. Together, we’ve already made a huge impact with more than $50,000 raised — and we’re now aiming to hit $60,000 by 27 May! As Jeff, a TPC listener, put it best: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.” Here’s what your money can restore! 👁️ $100 = sight for 1 person 👁️👁️ $200 = sight for 2 people 🖐️ $500 = sight for 5 people ✋✋ $1,000 = sight for 10 people Help us to give sight back to those in need. Donate today >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Apr 8, 2025 • 5min
TPC Gold | Can You Use Your IP's Equity to Pay Off Your Home Loan Early?
It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?” In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems. For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

10 snips
Apr 3, 2025 • 1h 9min
540 | Hiding in Plain Sight: What this REA Economist is Seeing that You Aren't! - Chat with Anne Flaherty
Anne Flaherty, an economist at REA Group with over a decade in property economics, joins the discussion to reveal critical insights about Australia’s real estate landscape. She dives into how recent rate cuts are reshaping demand and explores which state might emerge as the most affordable rental market by 2025. Flaherty also highlights the significance of understanding local dynamics versus raw data, discusses the contrasting motivations of buyers, and examines the impact of government policies on market trends. Tune in for her invaluable data gold!

Apr 1, 2025 • 1h 21min
RBA April 2025 | “Tariff-ying” Times: How Trump’s Policies Could Affect Australia
What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table? In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward: https://empowerwealth.com.au/services/mortgage-broking/ LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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