
The Property Couch
Australia’s top property podcast for everyday investors who want real results, not hype.Hosted by Bryce Holdaway and Ben Kingsley (two best-selling authors and trusted experts with 25+ years of investing experience each) we break down property, finance, and money management into simple, practical strategies.Backed by data and brought to life with real stories (and a good dose of banter), The Property Couch helps you cut through the noise and make smarter decisions.Delighting listeners since 2015, it’s your weekly dose of clarity in a world full of property spruikers!W: https://thepropertycouch.com.au/
Latest episodes

Jun 12, 2025 • 1h 15min
550 | How to Stack the Pain (and Why It Works): A Behavioural Guide to Better Money Habits (LIVE Q&A from Bali)
Folks, this week we’re reporting LIVE from…BALI?! 🎉 That’s right! We travelled to Indonesia with some amazing TPC community members to support the John Fawcett Foundation, where we witnessed firsthand the life-changing impact of their work restoring sight through cataract surgery. Together, we raised an incredible $74,592.98, which funded 368 cataract surgeries, 1,901 patient screenings, 719 pairs of glasses, 12 prosthetic eyes, and 600 bottles of eye drops — changing lives in the most powerful way. 💛 And while we were there, we thought… What better moment to hit record and answer some of the most insightful, practical, and real-world property questions from the legends who joined us on the ground? Here’s what we cover in this special ep: 🔹 “What buffers?” — Katrina & Rhys get honest about money habits and building a safety net when saving feels out of reach. 🔹 “How do you invest with lumpy income?” — Prue, a farmer with teens in boarding school, asks about structuring loans when cashflow isn’t consistent. 🔹 “How do you find an accountant who actually gets property strategy?” — Will wants more than generic advice. 🔹 “What happens when your IO loans expire?” — Adam shares his $3.4M portfolio dilemma. 🔹 Plus: Are lifestyle apartments in places like Noosa or the Gold Coast really worth it? A HUGE thank you to each and every one of the amazing TPC community members who joined us on this life-changing trip and helped us create this unforgettable episode. Listen now! RESOURCES MENTIONED Bryce’s 50th Charity Event: Together, we raised an incredible $74,592.98! In honour of this milestone, Bryce, the TPC team, and 22 amazing community members travelled to Bali to support the John Fawcett Foundation. Together, this donation funded 368 cataract surgeries,1,901 patient screenings, 719 pairs of glasses, 12 prosthetic eyes, 600 bottles of eye drops, and more — changing lives in the most powerful way. 💛 To everyone who donated, shared, or supported in any way — thank you. This wouldn’t have been possible without you. If you’d like to learn more about this incredible cause, or still wish to contribute, you can do so here >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Jun 10, 2025 • 6min
TPC Gold | Is Lifestyle Creep Holding You Back?
Bryce and Ben delve into the stealthy phenomenon of lifestyle creep, highlighting how promotions can lead to sneaky spending. They emphasize the importance of financial mindfulness, urging listeners to prioritize values over luxurious choices. The discussion encourages awareness of how rising expenses can stifle financial goals, promoting meaningful life experiences instead. It's a wake-up call for anyone who's ever wondered where their extra cash went after a pay raise!

17 snips
Jun 5, 2025 • 1h 25min
549 | The Insider’s 6-Step Checklist for Choosing the Right Buyer’s Agent
Discover the pros and cons of hiring a buyer's agent, including hidden risks to consider before making a commitment. Learn how to differentiate between true professionals and those merely skilled at marketing. Explore vital criteria for selecting the right agent, emphasizing trust, communication, and the need for thorough research. Reflect on personal experiences tied to financial contentment and community support, and understand the critical role of a strategic approach in property investment. Plus, get insights on an exciting book launch event!

Jun 3, 2025 • 8min
TPC Gold | You’re Rentvesting... But Have You Set It Up Right?
More and more Aussies are turning to rentvesting—renting where they want to live while investing where they can afford. But while rentvesting is a smart strategy for many, there’s a crucial piece of the puzzle most investors overlook: Have you set up your bank accounts and loan structure correctly? For the original episode, tune in here: Episode 237 | Q&A: Barefoot Investor or MoneySMARTS – What’s the Difference, Loan Structure for Rentvestors, Pros & Cons of Buying a Company Title Property and more! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

May 29, 2025 • 1h 26min
548 | Would You Trust the Other Side’s Lawyer? Why a Selling Agent Isn’t on Your Side
Is a Buyer’s Agent worth it… or just another expense? In today’s episode, we’re unpacking one of the most misunderstood roles in the property game: The Buyer’s Agent. Following the cautionary tale from Jayson in episode 545, we’re diving deep into:✅ What a buyer’s agent actually does (and what they shouldn’t be doing)✅ Who needs one — and who probably doesn’t ✅ How to tell if your buyer’s agent is working in your best interest ✅ The red flags to avoid (like hidden commissions, rookie mistakes, and slick sales tactics) ✅ And the 8-step process great BAs use to deliver results Whether you're an overwhelmed first-time buyer, a busy professional, or just wondering if a buyer’s agent is worth the fee, this episode will give you clarity, confidence, and the right questions to ask. Tune in now! FREE STUFF MENTIONEDOur brand-new book is OUT NOW! 🎉 How to Retire on $3,000 a Week hit the shelves two days ago — and it’s your step-by-step playbook to building passive income through property. Grab your copy at: AmazonBig WBooktopiaAngus & RobertsonDymocksQBD BooksGuests & Episodes Mentioned: 545 | Burnt-Out Vans, Mouldy Eaves & Broken Trust: A Cautionary Buyer’s Agent Tale LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

May 27, 2025 • 7min
TPC Gold | Come Celebrate with Us: Our Book Launch & Live Event!
Our brand-new book How to Retire on $3,000 a Week – The Property Couch’s Playbook for Passive Property Investing hits stores TODAY! In this bonus episode, Bryce & Ben share some behind-the-scenes stories—including what inspired them to write another book (even after swearing the last one was their final!). Plus... find out how you can join them (and The Stig) LIVE in Sydney to celebrate: thepropertycouch.com.au/dymocks How to Retire on $3,000 a Week is available at major bookstores near you, including Amazon, Big W, Booktopia, Dymocks and QBD Books. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

6 snips
May 22, 2025 • 59min
547 | Sell or Hold? Retirement, Rooming Houses & Real Regret-Free Decisions
This installment tackles real estate dilemmas like whether to hold an underperforming property or start anew. Insightful advice flows on downsizing strategies for investors nearing retirement. The hosts dive into rooming houses—discussing high yields and potential pitfalls. They analyze financial decisions as retirement looms, stressing the importance of balancing property values with personal goals. Lastly, they explore the evolving rental market, including the impact of government policies and rising rental costs in Victoria.

May 20, 2025 • 1h 32min
(LIVE) RBA May 2025 | One Cut Down... How Low Will Rates Go?
The RBA has officially cut the cash rate by 25 basis points—and for the first time in over a year, we’re seeing meaningful rate relief reach borrowers. NAB was first to act, with all Big Four banks passing on the cut in full within an hour of the announcement. But with multiple more cuts predicted for the remainder of 2025… how low will rates actually go? 💡 Thinking about refinancing or adjusting your loan strategy? Now is the perfect time to review your mortgage options.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

May 15, 2025 • 1h 24min
546 | The Frankenstein Portfolio That Lost $159K—And How to Avoid It
Dave Robertson, Head of Property Wealth Planning at Empower Wealth, shares critical insights into the perils of 'Frankenstein portfolios'—investment strategies made from mismatched advice without a solid plan. He highlights real-life case studies illustrating how poor choices lead to financial loss, such as overpriced property purchases and misleading rental guarantees. Listeners are encouraged to embrace imperfections in their journey and make informed investment decisions by learning from others' mistakes. Celebrating the milestone of 5,000 property plans, he emphasizes the transformative power of strategic planning.

May 13, 2025 • 11min
TPC Gold | How to Maximise Your Tax Returns in 2025
Discover essential tax strategies for property investors as the financial year wraps up. Key discussions include changes to HECS/HELP debt, the benefits of prepaying interest, and managing land tax deductions. Learn how to navigate complex rental income reporting to safeguard against tax liabilities. Expert tips reveal how timing payments can maximize your deductions and avoid pitfalls, particularly for commercial properties. It's a treasure trove of insights to boost your tax return savvy.