The Property Couch

Kirsty Dunphy, Tasmanian investor and former Telstra Young Businesswoman of the Year, built a multimillion-dollar portfolio using conservative, long-term strategies. She recounts teenage bankruptcy lessons, starting businesses young, and sticking to “safe and sustainable” investments. Conversations cover local buying, when to sell, lifestyle-by-design priorities, and teaching kids financial responsibility.

Join a fascinating conversation with a humble investor who began his journey at 25, navigating through property markets shaped by lessons from his migrant parents. Discover the million-dollar mistake he wouldn’t repeat and why he advocates for fewer, high-quality properties. Mark candidly shares insights on compounding wealth, his regrets in selling an initial investment, and how his frugal mindset persists despite success. His vision for retirement prioritizes family and experiences, peppered with actionable tips for aspiring investors.

Christian Bartley, a property investor and real estate agent, shares his extraordinary journey from being a hit-and-run survivor at 14 to achieving financial freedom. He discusses how a pivotal life event reshaped his approach to money and resilience. Christian reveals the surprising first property decision he made at 19 and the innovative 'envelope rule' for managing finances with his wife. He also emphasizes the importance of continuous learning and the challenges faced in today's real estate market, all while balancing career aspirations with family time.

Steve Morfitt, an everyday property investor, shares his inspiring journey of overcoming a massive $160K loss on a Perth apartment. He emphasizes the importance of financial discipline, budgeting, and the power of spreadsheets in restoring trust with his partner, Santina. Their story highlights how they turned past chaos into a clear financial vision, including plans for travel and investment properties. This tale of redemption showcases the transformative impact of teamwork and learning from mistakes in achieving long-term financial goals.

What would you do if you moved countries… with no job, and a five-month-old baby? Because that’s where today’s Summer Series guest, Daksha, began again.  And today? Well, that part will blow you away. In this powerful episode, Daksha shares how she built a $5M+ property portfolio as a single mum, guided only by grit, education, and an unshakeable North Star: “Give my daughter the life she deserves.”  P.S. In this episode, we announce huge news for TPC. After more than a decade of teaching, storytelling and pouring his heart into this community every single week…Bryce will be taking a sabbatical to pursue other passion projects, starting in February. It’s a huge milestone for him, and for all of us who’ve grown alongside his voice, ideas and passion for empowering everyday Australians.  To mark the moment, we want to celebrate the impact he’s had on you! Please share with us:✨ Your favourite Bryce moments✨ The quote or framework that stayed with you✨ Episodes that changed your thinking✨ Anything you’ve learned that shifted your financial life Your reflections will form part of a special farewell as Bryce steps into this next season of rest and renewal.  👉 Share your messages, stories and voice notes via SpeakPipe. FREE STUFF MENTIONEDBen’s Moorr Transaction Challenge See what you actually spent in 2025 then set clear targets for 2026. 👉 Get started today!   Free Book: How To Retire on $3K a Week Kick off 2026 with a plan you’ll actually stick to. We’re giving away our latest book for free (just cover $9.95 shipping!) 👉 Start here with the system that works.Free Webinar: The Surplus Challenge: How to Take Control of Your Money in 2026 7:30pm AEDT, January 13, 2026Focused entirely on setting yourself up for financial success this year. Learn how to set yourself up for financial success using real transaction data, a clear surplus target, and simple habits that keep you on track all year.👉 Register now! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As the new year approaches, many seek financial clarity but often face challenges. The discussion highlights the contrast between intentional wealth and unconscious spending, emphasizing how lifestyle creep and hidden subscriptions can drain surplus funds. Listeners learn the importance of tracking spending and assigning jobs to their dollars for smarter financial decisions. Additionally, Ben outlines how to use surplus to invest in appreciating assets and introduces an upcoming webinar to further explore these concepts.

Ben Ruffalo, a chiropractor and property investor, shares his inspiring journey from burnout to building a $125K rental income by his mid-30s. He discusses valuable money lessons from his Egyptian-Australian upbringing and how chasing status led him to reconsider his priorities. Ben highlights the importance of teamwork with his wife, Tanya, their strategic property investments, and the shift to commercial real estate. He encourages listeners to take calculated risks and develop consistent habits for building wealth.

Katrina 'Kat' Smith, a devoted mother and long-time listener, shares her raw money journey. She navigates the pressures of parenting, postnatal depression, and the quest for financial freedom. Kat recounts her financial awakening in university, the significance of shared plans with her partner, and the emotional triggers that challenged her progress. Her story emphasizes that perfection isn’t necessary for success and that open communication is vital. The conversation also covers teaching kids about money and the lessons learned from her first property investment.

In this conversation, Matt G, a brave Australian veteran, shares his inspiring journey from being medically discharged due to hearing loss to achieving financial independence. He discusses hitting rock bottom while caring for a newborn and how he transformed his financial situation by investing in properties. Matt highlights the importance of education, the mistakes he made along the way, and how he found effective advice to build wealth. His story emphasizes resilience, the value of community support, and the freedom that comes with prioritizing time for family.

The Reserve Bank of Australia wraps up its cash rate decisions for 2025, revealing concerns over inflation risks. Energy prices loom large, with household bills spiking due to the unwinding of rebates. A surprising household spending increase is noted, coinciding with early Black Friday sales. Productivity discussions reveal trade-offs and wage growth disparities between public and private sectors. The hosts also dive into property market dynamics, with insights into city price performances and the global economic outlook.