The Property Couch 576 | No Hearing, No Income & A New Baby: From Medically Discharged to Retiring at 34 - Chat with Matt
Dec 11, 2025
In this conversation, Matt G, a brave Australian veteran, shares his inspiring journey from being medically discharged due to hearing loss to achieving financial independence. He discusses hitting rock bottom while caring for a newborn and how he transformed his financial situation by investing in properties. Matt highlights the importance of education, the mistakes he made along the way, and how he found effective advice to build wealth. His story emphasizes resilience, the value of community support, and the freedom that comes with prioritizing time for family.
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Medical Discharge Left Family Struggling
- Matt described being medically discharged for noise-induced hearing loss while serving as an Army engineer and explosives operator.
- He expected income support but had payments stop after months, which depleted his savings and forced reliance on charity and family help.
Dodged A High-Pressure Property Pitch
- After stabilising, Matt and Ashley attended property education seminars and nearly bought a high-density apartment promoted with instant equity.
- They recognised the seminar was a sales pitch and successfully retrieved their deposit when they changed their mind.
Planning Beats Impulse Investing
- Getting a plan shifted Matt from frantic action to patient strategy and revealed a clear path to retirement.
- The plan showed the minimum effective dose of property required and reduced the urge to rush into unsuitable deals.
