Australian Property Podcast

Discover the ins and outs of Australia's new 5% deposit scheme for first homebuyers. The hosts delve into eligibility criteria and the benefits of avoiding lender's mortgage insurance. They highlight the impact on property prices and discuss budgeting for hidden costs. Key strategies for parental support and the importance of securing pre-approval are covered. The risks and drawbacks, including cash flow concerns, are also examined, alongside the need for a solid emergency fund. Get ready to make informed decisions on your property journey!

A potential rate hike looms for 2026, prompting discussions on market psychology and economic challenges. Population growth re-accelerates, intensifying housing demand and rental pressures. The surge in first-home buyer applications has overwhelmed banks, complicating market dynamics. Meanwhile, the booming data centre industry reveals significant spending and energy implications. As seasonal auction patterns evolve, experts analyze the impact of construction constraints connected to upcoming Olympic infrastructure.

This week, the hosts dive into Australia's fastest residential construction growth in a decade and discuss an eye-popping inflation gauge hitting 3.8%. They ponder whether the country is on the verge of becoming a nation of renters. Their insights on APRA's changes reveal limited immediate impacts on high debt-to-income loans. The Listener Q&A addresses various concerns, from buying strategies to investment property decisions, providing engaging advice for savvy investors.

Gemma Mitchell, a finance professional and mortgage expert, joins the hosts to dissect the ins and outs of renovations. They explore the balance between budget and ambition, emphasizing realistic financial planning with contingency funds. The discussion tackles crucial aspects like council approvals, design scopes, and hiring skilled contractors amid a labor shortage. Tips on avoiding common pitfalls such as overcapitalization and ensuring quality through snagging and inspections round out the conversation, making it a must-listen for aspiring renovators.

Brisbane's real estate market sees two-thirds of homes selling without prices, raising concerns for first-time buyers. Predictions highlight soaring Australian home prices by 2026, sparking interest among investors. Meanwhile, rental affordability in regional areas takes a hit, making housing less accessible. The podcast also tackles the impact of surging temporary visas on rental demand and wraps up with a listener Q&A about financial literacy and strategies for transitioning from investment rentals to family homes.

Curious about changing conveyancers mid-purchase? Learn how and when to make the switch! Discover why auction culture thrives in Sydney and Melbourne, offering unique benefits for buyers and sellers. Dive into the balance between research and action—when is enough truly enough? First-time unit buyers in Melbourne get tailored advice on navigating the market. Don't forget key pre-settlement inspection tips! Lastly, unpack the differences between desktop and full bank valuations, and why it matters.

The hosts dive into whether it's the right moment to release equity for investment. They examine the potential intervention by APRA in 2026 and the implications of the 18-year property cycle. Discussion includes a surge in housing finance for investors and Victoria's new rules on underquoting. The conversation also highlights stalled apartment projects, buyer sentiment, and the importance of cash flow in property decisions. Tune in for insightful Q&A and book recommendations for savvy investors.

Evan Thornley, a serial entrepreneur and co-founder of LongView, discusses solutions for Australia's housing affordability crisis. He shares insights from his journey transitioning from tech to social ventures. The conversation dives into LongView's innovative Home Equity Fund and the RODWELL investment approach, emphasizing land-driven capital growth. Evan explains why land values matter and how owner-occupied homes often outperform investment properties. He highlights the fund’s performance, liquidity strategies, and a philosophy of aligning interests with clients.

Explore the future of housing and whether our homes will be built by robots. Dive into a Grattan Institute report advocating for denser cities with more affordable options. Discover how consumer attitudes towards housing are shifting as price expectations soar. The hosts also unravel the impacts of AI on the job market and discuss the demand for multi-generational homes, alongside listener questions that spark engaging discussions. This episode unfolds a tapestry of real estate insights amidst evolving market dynamics.

In this Australian Property Podcast episode, your host Pete Wargent discuss the Reserve Bank of Australia’s latest interest rate decision, forecasts through to 2027, and what it all means for the property market. Pete also runs through the week’s three biggest property news stories and answers listener questions. Topics Covered – Rate uncertainty and the opportunity for upgraders – APRA’s warning on investor lending hitting decade highs – Fastest price growth in two years and what’s next for buyers – Listener Q&A on extra repayments vs offsets and APRA’s investor crackdown Episode Resources – Rate uncertainty leaves door open for upgraders – APRA warning as investor lending hits 10-year high – Fastest price growth in 2 years – Buy Gemma’s book “The Money Reset” Show partner resources - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares range of funds Rask Resources - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question - We love feedback! Follow us on social media – Instagram – TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices