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Australian Property Podcast

Latest episodes

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Jul 5, 2025 • 46min

Where the Aussie population is growing the most

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the latest property price movements, why Blackstone wants to build more Down Under, the first homebuyer schemes luring more buyers into the market, and where Australia’s population is growing fastest. 1 – Why Blackstone isn’t building in Australian any more 2 – Generous government incentives risk herding FHBs into property 3 – Where is Australia’s population growing the most? Resources for this episode and other news of interest Blackstone push to build more in Australia – The Australian Why one of world’s biggest landlords isn’t building more rentals here – AFR Blackstone to push for Australia growth – Pete Wargent Generous government incentives risk herding homebuyers into overpriced property – James Kirby, The Australian Where Australia’s population is growing fastest – Tarric Brooker, Macrobusiness Home values increase in June – Pete Wargent Investors coming back into the market – Pete Wargent Australia’s housing boom leaves younger generations devastated – Macrobusiness Mortgages arrears surge to decade highs – Macrobusiness Labor policy release: Building homes for NSW – NSW Government Australia’s forever rental crisis – Macrobusiness Large apartments are a solution to Australia's housing crisis – ABC News Everyone is pumping Aussie house prices – Macrobusiness Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jul 1, 2025 • 45min

Buying a house = online dating?

Property and Online Dating?! Yep – Hear Us Out. In todays episode, Owen and buyer’s advocate Amy Lunardi have a bit of fun by breaking down 10 (very real) ways the home buying journey mirrors the highs, lows, and swipes of online dating. From emotional rollercoasters to red flags, dealbreakers to being catfished — this episode is packed with relatable truths and useful strategies for buyers navigating the property market. Whether you're searching for your dream home or your forever partner (or both), this one's a must-listen. 🧠 In This Episode: - It’s Exhausting: The emotional and mental toll of house hunting and dating — and how to stay motivated. -Finding “The One”: Why you shouldn’t ignore the perfect property just because it showed up early.- Getting Led On: AKA underquoting – the property equivalent of getting ghosted.- It’s a Numbers Game: Why showing up, inspecting, and putting yourself out there matters.- It Can Take a Few Dates: Don’t expect love at first open home.- Know Your Dealbreakers: What must-haves and red flags to define before you fall for the wrong house.- Evolving Preferences: What you want might change, and that’s okay.- Nobody’s Perfect: Aim for an 8/10, not 11/10 — even Travis Fimmel has flaws.- Beware of Being Catfished: How online listings can mislead – and how to sniff it out early.- Don’t Ignore the Red Flags: That easement, that OC report, that “too good to be true” price — trust your gut. 🎯 Who Is This Episode For? - First home buyers feeling stuck or overwhelmed- Property buyers trying to reconcile emotion with logic- Anyone who’s experienced “the one that got away” (in property or in dating)- Investors and homebuyers who want to learn how to structure a solid property brief Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 28, 2025 • 53min

Housing beats equities over 50 years

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the big 3 property news stories of the week, as well as all the latest property market news. Topics covered 1 – What investors can learn from 20 years of property data (AFR) 2 – Are you paying too much for your home loan? 3 – Domain house price forecasts for 2026 Chapters – Introduction and Market Overview – Affordable Suburbs and First-Time Buyers – Immigration and Housing Demand – Market Predictions and Future Growth – Navigating the Mortgage Landscape – Market Trends and Price Predictions – Listener Q&A: Selling Strategies and Market Timing – The Impact of Positive Gearing on Borrowing Capacity Episode Resources – Are you paying too much on your home loan? – What investors can learn from 20 years of data – Property prices tipped to rise in 2026 (Domain) – Inflation drops more than expected, to around 4-year low – Australian CPI slows to 2.1% in May – The affordable suburbs with access to parks, schools, and transport – Population growth eases back to new normal – How have residents moved between cities and states over recent years – Cameron Kusher – Monday market recap – Cameron Kusher – All signs are currently pointing to another boom in house prices – Canada shows Australia how to solve housing crisis – immigration pause – Broome locals priced out of housing by investors Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 24, 2025 • 42min

Answering Reddit property questions

In this episode, Amy Lunardi (buyer’s agent) and Owen Rask (Rask founder) go rogue — answering real, unfiltered property questions pulled straight from Reddit. Whether you’re a first home buyer feeling auction fatigue, a hopeful investor eyeing Glenroy or Reservoir, or someone baffled by a body corp’s sinking fund — this one's for you. 💬 What We Cover: - Should you make an offer before auction? Amy shares a clear 3-step strategy for navigating off-market deals without showing your whole hand. - Are buyer’s agents worth it? The honest answer (even from a buyer’s agent). - Building & pest inspections for apartments — necessary or not? - Why you can’t always trust real estate agents — and how to protect yourself. - WTF is a holding deposit, and should you pay it? - Underquoting decoded: When it’s accidental vs when you’re being played. - Body corporate red flags: What to do when the admin fund is up but the maintenance fund is in the red. - How to handle auction heartbreak — and what to do if you’re losing out every time. - Why Pinterest is for reno inspo and Reddit is (sometimes) for property advice. - Plus, a healthy dose of side-eye at TikTok property ‘experts’ 🔥 Quotes from the Episode: "Don't go in with an offer until you've asked the right three questions first." "Reddit is a noisy place — some advice is gold, and some is downright dangerous." "You get on the boat if it’s a good boat. It doesn’t matter if it’s already left the dock." Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 21, 2025 • 49min

First homebuyer FOMO hitting housing market?

In this Australian Property Podcast episode, your hosts Pete Wargent of AllenWargent Property Buyers and Chris Bates of Alcove mortgage specialists talk through all the latest property market news. They also answer a few of your questions in the Listener Q&A at the end. 1 – How do people keep bidding prices higher? 2 – Stamp duty burden hits new record 3 – 1 in 6 have a deposit for FHB scheme Listener Q&A 1 - Ben I know you don't have a crystal ball and can't guarantee anything but I'm after an honest second opinion. The real estate agent (that manages it as a rental) suggested I should still sell it in August. 2 - Danny What are your thoughts on the Canberra property market? I'm heavily invested in Canberra property and not sure why with low unemployment and high incomes the territory is lagging behind like Melbourne. Is it due to work from home? 3 - Coffee Hey Lads, Will GenX and Millennials step up and take over the property market investment side of things like the boomers did. Or are they more inclined to go for Shares & Super - BitCoin etc and only dabble in property over the next decade. Resources for this episode Cameron Kusher – how do prices keep getting bid higher? Australian National Accounts – Finance and Wealth Why FOMO has just hit the housing market Stamp duty burden hits new record – HIA Median stamp duty bill hits record – The Australian 1 in 6 have a deposit for FHB scheme 1.2 million homes target – the challenges ahead Sale of new homes hits 13-month high Auction market heats up Monday market recap – Cameron Kusher CFR no change to stance Canadian home sales drop almost 10% – Financial Post Population growth reaccelerates – Pete Wargent Rental crisis is ongoing – MacroBusiness Aussies want to live in housing, not apartments – MacroBusiness What does the median value property actually buy you? – Cameron Kusher Why Queenslanders might start moving to Victoria – MacroBusiness Additional 18,500 Queensland construction workers won’t be enough – AFR Big super’s cold feet stall Labor’s $10b housing plan – AFR Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 17, 2025 • 20min

Is the property market in a bubble in 2025?

 In this Australian Property Podcast episode, your host Owen Rask explores the big question: Is the Australian property market in a bubble in 2025? You’ll learn: - Why immigration is driving up demand - What’s really going on with housing supply - The impact of interest rates and borrowing power - Whether house price-to-income ratios signal danger If you like this Australian Property Podcast episode on the 2025 property market, you'll love our series. Don't forget to subscribe for weekly shows on⁠ Apple⁠,⁠ Spotify⁠,⁠ YouTube⁠, or wherever you get your podcasts! Follow us on⁠ Instagram⁠ and⁠ TikTok⁠ for more investing insights. Topics Covered - How strong immigration is affecting housing - What 1% vacancy rates mean for renters - Interest rates and mortgage affordability - Why prices rose despite rate hikes - Is the system overleveraged? - Mortgage stress and default rates in 2025 - Price-to-income ratio: what’s too high? - Household confidence and the wealth effect - Government housing targets vs reality - Can we build fast enough to meet demand? - Final thoughts: are we in a bubble or not? Resources for this episode 📄 Learn more about Australian housing & property: ⁠Free Property Investing Course (Rask Education)⁠ ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit -⁠ https://bit.ly/Pearler⁠ 📊 Get 50% off your first two months using PocketSmith -⁠ https://bit.ly/R-PocketSmith⁠ 📈 View Betashares full range of funds -⁠ https://bit.ly/beta-25⁠ ~~ Rask resources ~~ 🔗 Explore all Rask services -⁠ https://bit.ly/R-services⁠ 📋 Learn about Rask Financial Planning -⁠ https://bit.ly/R-plan⁠ 📈 Start investing with Rask -⁠ https://bit.ly/R-invest⁠ 📜 Access Show Notes -⁠ https://bit.ly/R-notes⁠ ❓ Ask a question - just select the Finance Podcast -⁠ https://bit.ly/R-quest⁠ 📲 Follow us on social media: Instagram: @rask.invest -⁠ https://www.instagram.com/rask.invest/⁠ TikTok: @rask.invest -⁠ https://www.tiktok.com/@rask.invest⁠ DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) -⁠ https://www.rask.com.au/fsg⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 14, 2025 • 48min

Is the property collapse finally here?

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists talk through the big 3 property news stories of the week. They discuss: 1 – Weak GDP greenlights July rate cut 2 – Farms and land achieving big prices 3 – Why the Aussie property market is crashing Listener Q&A 1 - Question – from PF I’ve got one for you Pete Wargent - purchasing property to run a business out of. Tax implications? Other considerations? Zoning etc. 2 – Informed I’ve been looking to buy my first apartment in Melbourne. I am worried about buying and then being given levies or significantly increased OC fees. I’ve heard advice to buy either before the year 2000 or something new that is just over 5 years old and to avoid stackers/cladding issues. Is there anything else I can do to avoid this? Will a building inspection help? 3 – Chris Hi all, great podcast! I look forward to every episode! While doing some property research for a purchase in Perth WA I came across dual key properties which I had never heard of before. Two houses under one roof, separate power meters and separate water meters. Most seem to be 3 bed two bath and a smaller 1/2 bed, one bath. They appear to have great yields. I would love to hear your opinions or thoughts on these types of property’s 4– Barbie Hello, How do you see small regional towns (for instance Dalby) as an investment opportunity? currently there are houses below 400k in the area. Resources and articles references this week The Reserve Bank should lower the cash rate to 3.5pc next month Despite a genuine boost to real disposable incomes, Australian consumers are unwilling to loosen the purse strings in a meaningful way. Weak GDP gives green light for July rate cut Former AFL star pays $250m for farm with space for 1290 homes A patch of grass in Toorak has quietly hit the market for $40 million. Why is the Australian property market collapsing?Aussies turn bullish on house prices Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 10, 2025 • 35min

From Ideas to action: your goal-setting blueprint

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast dig into one of the biggest game-changers for your finances – setting clear goals. But not just any goals — the right ones for you. We cover: - Is it really a goal, or just a nice idea?- Do you actually need clear goals to succeed?- Why most goals fail (and what people get wrong)- How to set goals that are right for you, not just what everyone else is doing- Setting realistic goals – and action plans to match- Gemma’s 5-step process for setting goals that actually stick Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 7, 2025 • 41min

Property prices rise in all 8 capitals

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss all the latest property news and trends.  Here are the 3 main stories they covered: 1 – Synchronised upswing for property prices 2 - Stayvestors 3 – Listings increased in May (SQM Research) Listener Q&A 1 – Selfie I’m self-employed and have been for the past 2 years. What should I do to improve my borrowing capacity? Do I need to show payslips or can I use tax returns? 2 – Commercial I want to buy commercial property for passive income, but I’m perhaps up to 10 years from retirement. I could afford to buy for cash but feel like I am wasting an opportunity not to use some leverage? Do I use a 30% deposit, 50% deposit, or buy for cash? Resources for this episode Pete Wargent – Synchronised upswing as price growth returns Westpac IQ – Australian capital city dwelling prices (May 2025) MacroBusiness – Property vendors and buyers cash in on rate cut CoreLogic – Housing values continue to rise as growth trends converge across the capital cities MacroBusiness – Australian housing poised for new price boom Stayvestors: AFR – Introducing ‘stayvestors’: the home owners living with their parents SMH – The pleasure and pain of adult kids at home SQM Research: SQM Research – Total Property Listings (May 2025) – PDF Report Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 3, 2025 • 53min

Property finance: the good, the bad and the ugly

In this Australian Property Podcast episode, mortgage broker Chris and buyers agent Amy run through the importance of getting your finance right when buying a property - including some horror stories about when things have gone wrong. Don’t risk losing your deposit (or worse!)  We run through - Pre-approvals: what do they actually mean?  - The different types of pre-approvals  - How to get yourself in the best position possible for finance, prior to making an offer/bidding - What are the risks involved and how can you mitigate them?  - Conditional offers versus unconditional offers - Case studies - the good, the bad and the ugly..!! (and how to lean from them)  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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