Australian Property Podcast

In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast are back to dive into a big topic – raising financially confident, and competent kids. From choosing between private or public schooling, to saving (or not saving) for your kids, we cover it all. We chat about: Private vs public schooling – the real pros and cons Saving and investing for kids vs focusing on healthy household money habits How you can set your kids up for success without necessarily saving a fortune The money habits (good and bad) to watch for early on Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the plans to grow Melbourne to 9 million by 2050, all the latest housing price forecasts, the growing Build to Rent sector, and whether ‘rent-vesting’ even works as a strategy. They also answer a few of your listener questions in a Q&A.  Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: 1. Melbourne to 9 million by 2050 2. Rent-vesting doesn’t work and here’s why 3. Poll bumps off Build to Rent critics Listener Q&A 1. Planning ahead In NSW can I approach buyers agents directly to see if they have any clients interested in buying my property, rather than engaging a real estate agent? Im keen to avoid real estate agent fees & marketing costs. 2. McCavity Shares vs property in SMSF? 3. Lost millennial Can you get a psychologist on the podcast to talk about how to navigate not being able to afford what you want Resources for this episode Melbourne to hit 9 million by 2050 What should Melbourne look like in 2050? – City of Melbourne M2050 Vision and Council Plan 2025-2029 – Participate Melbourne Melbourne's population to hit NINE million by 2050 – Pete Wargent Daily Blog House prices projected to run higher  The calm before the house price storm – MacroBusiness Property prices poised to rise amid strong earnings and mortgage growth – Australian Broker News Aussie house prices projected to rocket higher – MacroBusiness Wages beat expectations by a bit – Pete Wargent Daily Blog Rentvesting Build to Rent Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into the fascinating world of property investment and uncover the secrets to generating passive income. Discover how residential and commercial properties stack up in terms of cash flow, and learn the intricacies of calculating yields amidst fluctuating interest rates and expenses. Is it too late to start building a property portfolio at 42? Listen for insights on market cycles and equity growth, proving there's still time for savvy investments. Explore the dynamics of the housing market and get ready to strategize!

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the major property news stories of the week.  Topics covered today: 1 – Election win and likely policy and tax reforms 2 – AMP introduces 10-year interest-only mortgages, big news 3 – Property listings fall across the board in April  1 – Election night – huge win for ALP -What does this mean for the economy? -Cost of living relief and HECS debt relief -Super above $3m tax reforms, including taxing unrealised gains -Housing – 5% deposits and 100,000 homes for FHBs from Jan 2026 -Big Australia – population, infrastructure, spending, housing build -Certainty and continuity – for at least the next 3 years, maybe more -Greens have little or no influence now  2 – AMP introduces 10-year IO loans -Kudos to Chris who predicted this recently -New loan product from AMP, 10-year IO loans from around 6.29% -Didn’t Westpac have something similar previously? Nou sure it’s unique? -What is being offered? -Who is it useful for? Flexibility for investors  -Doesn’t increase borrowing capacity because loan is assessed over 20 years -Europe has 40-year IO loans, so in that sense it’s hardly unique 3 – Listings fall across the board -3 weekends were disrupted in April due to public holidays and the election -Listings -7% in Sydney and Canberra -Fell in all 8 capital cities -Still higher year-on-year in Perth, maybe a sign of a market nearing its peak -More certainty to sell now the election is done? -Asking prices rose +0.7% in April driven by a large gain in Sydney, and also Darwin Resources for this episode What the election means for property – Pete Wargent What the election means for property – The Australian Confidence to return to housing market after the election – Macrobusiness Confidence to return to housing market after the election – Cate Bakos AMP launches 10-year interest-only loans – The Adviser AMP launches 10-year interest-only loans – AFR Listings plunge in April – SQM Research Listings plunge in April – CoreLogic Slow building approvals – Pete Wargent Slow building approvals – James Foster Retail volumes stalled in Q1 – James Foster Rents up 48% since pandemic start – Macrobusiness Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Owen Rask from Rask Media discuss their respective journeys and whether it’s a good time to buy property or shares. They also look through a few case studies and how each cohort might like to invest in the current environment, be it in property, or shares, or both.Here’s a summary of everything they discuss:Latest podcast news – nearly 457k monthly downloadsLatest business and markets news from Owen & Pete---Pros and cons of property and sharesSuper is massive in Australia tooBuy a home and then what?Maybe best to have a balance of all of the above?---Let’s look at a few case studies1 Accountant – maybe risk averse, sensitive to cashflow, often owns a home and would like to add one rental, and contribute to super, $1m budget typical for a professional buying a house as an investmentDifferent personality typesAnalytical/thinker – good saver – risk averse - suited to shares 2 Doctor – often earn higher incomes, tolerance for some risk, they want high growth assets. Some healthcare professionals need trusts for asset protection e.g. surgeon, anaesthetist. Can scale a portfolio quickly, and can tolerate some negative cashflowHigh income earner – achiever, goals focussed - tolerance for risk – may want to use leverage to build a property portfolio 3 Tradie – often have good skills and are decisive. Have skills to add value to properties and have a good eye for a deal. Some of the best investors are tradies. Good incomes very often and an entrepreneurial spirit 4 Entrepreneurs – difficulties with borrowing capacity, feast and famine. Hard to know whether to invest in self, business, or property and shares. Property is good for people who find it hard to save and invest regularly, after the initial up-front costs. Shares require some savings discipline. Borrowing capacity tends to come and go so need to be strategic and invest when you canEntrepreneur – freedom focussed - with lumpy income? It depends. Property debt can be a noose, but can also be forced discipline. Shares are more liquid and could be sold quickly in a crisis.Prof Scott Galloway. Credentialled – degree - stock options. Equity. Bonuses.“Build business and buy real estate” – KiyosakiOur kids – University or not?Some thoughts on our respective journeysListener questions – send them in If you like this Australian Property Podcast episode don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Rask ResourcesPete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists bring you all the latest news.  If you like this Australian Property Podcast episode Pete and Chris answer your listener questions and cover the big news stories of the week.  Topics covered today: 1 – Twilight zone suburbs 2 – Inflation news for Q1 – is the battle with inflation won? 3 – Lock it in – RBA to cut interest ratesin May says Luci Ellis Other topics discussed Anecdote 1 – some people buying entry level properties frantically now because whoever wins the election is going to push first homebuyer policies (but not until 2026 for ALP policy) Anecdote 2 Darwin – anecdotal reports of buyer’s agents storming into Darwin - 1/3 of listed properties are under offer already  Resources for this episode Nerida Conisbee - top demolition suburbs  SMH - suburbs we never want to leave  Inflation figures for Q1 2025 Australian Q1 CPI – 09/24yy (James Foster Macro) Westpac IQ: Inflation Q1 CPI 2025 Markets Look Through Bill Shock (Pete Wargent) Luci’s Thursday Note – 24 April 2025 (Westpac IQ) Investors Ease Back into Property (Pete Wargent) Home values for April 2025 Ray White - home values update, April 2025 Vitality home value index, April 2025 Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Amy Lunardi is joined by Zara McGuffie from the Australian Business Podcast. They discuss 5 common situations where property buyers face regret (both before buying and after), and how to avoid them. If you like this Australian Property Podcast episode on avoiding regret, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Why avoid regret?Buying a home is a major decision—costly, time-consuming, and with big financial stakes.Before You Buy1. Hindsight Regret – “Should’ve bought X”- Many wait for the "perfect" market time, often influenced by media or others.- Identifying the market bottom is nearly impossible—by the time it rises, it’s too late.2. Missing ‘The One’- Regret is worse when it’s due to avoidable mistakes.- Be proactive: understand the process, act fast, get expert help.- Be financially and emotionally prepared—sometimes the right place comes early.After You Buy3. Buyer’s Remorse- Wrong purchase for your goals:- Home: May not suit your lifestyle, partner, or needs.- Investment: Cashflow issues, poor rental return, or hard to resell.- Avoid by having a clear strategy and doing proper research.- If it’s the wrong buy, selling and moving on may be best.Property issues:- Missed inspections, contract surprises, poor location factors.- Do due diligence and accept some things are outside your control.4. Overpaying or Underbidding- Appraisals are tough; overpaying can hurt resale if needed soon.- Value is subjective—comps vs personal worth.- Many regret not offering more in hindsight.- Do thorough market analysis and budget smartly.5. Renovation Regrets- Underestimate time, cost, and effort.- DIY plans often fall short—may lead to discomfort and unmet goals.Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your host Pete Wargent from Allen Wargent Property Buyers gives his property predictions for 2025 and 2026.1 – Trump and the tariff turmoil – what does it all mean for markets?2 – Election3 – 2025 outlookRask Resources Pete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Amy Lunardi and Pete Wargent answer your most pressing property questions.Questions Answered:1. Angus Young I’m looking at buying a townhouse and a lot of them I’ve been inspecting are brand new – should I bother with a building inspection? Doesn’t insurance cover any defects anyway?2. Kate Bush I almost feel like giving up. I’ve been trying to buy a home for the last 11 months and feel like I’m getting nowhere. I have a decent budget but now I’m feeling even more disheartened as I’ve noticed the market has gone up recently and there’s even more competition.3. Igor I wanted to ask why Pete blocked me on Twitter. (Igordownunder username). I don't believe I offended him but apologies if any comment was poorly perceived4. Marge Simpson What’s the risk of my real estate agent acting as a dual agent for me as a seller & then acting for my buyer also?5. Ben Hi Guys, I am now in a position where I am wanting to get an investment property to start my portfolio, I am wanting to do this to create equity to help buy our forever home as well as creating a future for our family. I am looking at 5-10 year strategy for creating compound growth. I would need to get a mortgage if we were to do this as a buy to let. I also have the opportunity to co invest with my partners mum who wants to do something with her cash. This would mean the ability not to have to get a mortgage. My concern is that I would be losing out on the compound growth in the years to come as she would obviously need a return too.Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.auAlcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

First homebuyers face a whirlwind of political changes with the looming election affecting the real estate landscape. The hosts dissect rising house prices, which have surged 39% in five years, and the latest housing policies aimed at helping new buyers. They explore alarming issues like property defects and the potential pitfalls of inflated prices. A dive into the current market reveals a mix of cautious optimism and financial risks for home buyers, highlighting strategies to navigate this unpredictable terrain.