

The HMO Podcast
Andy Graham
Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.
Episodes
Mentioned books

Jan 3, 2024 • 22min
New To The HMO Podcast? Start HERE To Get A Head Start In 2024
2024 could be the year you're thinking, 'Well, I need to be more profitable. I want to find solutions to grow. I want to reset my business and do things differently.' Today's episode is for all of you because it's going to help you navigate where to get started, especially if you really want to make a big impact and change things in 2024.So, what I'm going to do today is pick out seven episodes that I think will help you more than any other to get started in 2024. These will serve as your roadmap to actually accelerate the process of building your HMO property business, whether you're just getting started or even if you're a veteran looking to mix things up in 2024.Links to episodes mentioned:119 - How To Know If Investing In HMOs Is (Or Isn't) Right For You081 - 0-13 HMOs In 3 Years With Mike Clay (THIS Is How To Do It)121 - 31 R2R & Managed Properties In 2 Years - Here's How Joe & Olivia Have Done It!133 - What I Would (And How I Would Do It) Do If I Had To Start My Property Business From Scratch Tomorrow199 - Property Advice I Would Give My Younger Self (To Achieve More, In Less Time) 192 - 0-10 HMOs - Five Pieces Of Advice For Bigger, Better & Faster Results215 - Your First HMO Property Investment - 6 Key Steps To Success Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap today on a Premium Plan and Get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

Dec 27, 2023 • 41min
Did I Achieve My Goals In 2023? Honest Full Breakdown And What You Can Learn From My Mistakes
It's that time of the year when I like to hit the pause button and reflect on the goals I set back in January. How did I fare? Did I hit my targets, or did I fall short?These episodes aren't about bragging; quite the opposite, actually. They serve as a means to hold myself accountable, looking back and openly sharing my progress.I also hope they impart valuable lessons to you, helping you understand how I approach goal-setting and review. That's the most important part – tracking progress and examining what we can learn to carry into the next year.So, if you're curious about how I’ve fared this year, the process I follow, and why it could be beneficial for you, stick around and find out exactly how it all unfolds.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Dec 20, 2023 • 35min
What's In Store For Interest Rates, Valuations & The Property Market In 2024 With Ellie Broadhurst
In this episode, we have Ellie Broadhurst, our expert broker from The HMO Roadmap, back to our show. Ellie is here to shed light on the burning questions I have about the current financial landscape. Notably, interest rates have held steady for the third consecutive time, and we're seeing a downward trend in inflation. But what does all of this mean for us as property investors?How will these factors impact the property market, and what considerations should we have in mind as we approach 2024? If you're curious about the answers to these questions and more, you're in the right place. Note: This episode was recorded on December 18, 2023.If you’re Interested in discussing your HMO mortgage and finance needs, you can also contact Ellie Broadhurst here. Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Dec 13, 2023 • 29min
Biz Update - 2 New Projects, Winning 'Deal Of The Year' & Refinance Issues
In today's episode, I'm thrilled to provide a comprehensive business update, now that I'm back. Gemma and I have returned from our extensive journey across Canada, the United States, and Costa Rica. We've witnessed breathtaking landscapes—from mountains and coastlines to sunsets, sunrises, deserts, jungles, and bustling cities. It truly has been an incredible experience, but it's equally great to be back.These business updates serve as a way to hold myself accountable, and I believe in keeping it real on the show so I have a lot to share with you today, covering deals, challenges, triumphs, and everything in between. I hope these episodes are not only informative but also inspiring, encouraging, and motivating. If you're curious about what's been happening in my businesses, make sure to stick around.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Dec 6, 2023 • 33min
Risk Management and Exit Strategies For HMO Investors
In today's episode, we’re going to discuss the crucial aspects of risk management and exit strategies for your HMO business. Now, if you're a new investor, just embarking on this journey, you might be thinking that exiting them is not my priority.However, hold that thought, because surprisingly, how you enter deals is intricately linked to how you exit them. So in this episode, we'll explore four essential considerations every investor should ponder when it comes to risk management and exit strategies.Believe me, it will all come together. So whether you're at the beginning of your investment journey or a seasoned pro in need of a refresher, don't go anywhere.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Nov 29, 2023 • 40min
Overcoming Objections From Planning, Neighbours & Investors
In this episode, I'm thrilled to have HMO community member John Orr joining us today. He's got three insightful questions lined up, focusing on overcoming objections in planning, dealing with neighbours, and engaging with investors.During the mentoring session, John asked the following questions:Ways of potentially shortening the process, including all the behind-the-scenes legislation, etc.How best to try and get neighbours onside and minimise complaints/objections.Selling the concept of silent investing in such projects to investors.My aim is not only to provide valuable advice for John but also to share insights that can benefit you.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Nov 22, 2023 • 28min
The Entrepreneurial Mindset for HMO Investors (10 Methods To Master For Better Results)
In this episode, we'll discuss the entrepreneurial mindset, focusing specifically on 10 methods that can be mastered for better results.I believe there's a distinct difference between property investors and property entrepreneurs. Personally, I align more with the latter. It took me over a decade to recognise this distinction, but when I did, I embraced it wholeheartedly. The characteristics and traits I'm about to share in today's episode played a pivotal role in my journey.Once I accepted this entrepreneurial identity, I began to lean into it. Building a network of like-minded individuals around me, I found a supportive community that elevated my efforts. Consequently, I achieved better results and experienced greater satisfaction throughout the process.By sharing these insights with you today, I hope that if you resonate with any of these aspects, you can also do the same.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Nov 15, 2023 • 38min
Maximising Profits, Mitigating Risks And A 165% ROCE Deal With Jessica Leader
In today's episode, we’re joined by Jessica Leader from Next Level Living, a property developer with a track record dating back to 2017. Her expertise lies in acquiring dilapidated properties, strategically developing them to unlock their full potential, and ultimately generating returns for her investors.During our conversation, we'll delve into various aspects of Jessica's journey, exploring topics such as:Why she started investing in HMOsInsight into her approach of flipping houses to refinance HMOs Valuable tips on navigating and mitigating risks when acquiring propertiesGuidance for those interested in buying properties at auctions.A comprehensive case study featuring a 7-Bed Professional HMO.The crucial role of hiring an expert to overcome planning challenges.Advice for property investors So whether you're just getting started or if you're an established investor who's scaling things up, this episode is a must-listen.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Nov 8, 2023 • 27min
5 Mistakes To Avoid That Could Implode Your HMO Business
In today's episode, we have a crucial topic to discuss because we're going to delve into the five factors that could spell disaster for your HMO business. These aren't just minor hiccups; they have the potential to completely implode your hard-earned venture.Now, that might sound daunting, but it's essential to understand this, and I've witnessed these issues befall countless individuals in the HMO industry, and it's disheartening to see promising businesses crumble.The silver lining here is that these pitfalls are avoidable with the right knowledge and strategies. Whether you're just starting out in the HMO business or you're a seasoned investor, this episode is a must-listen.Below are links to episodes referenced in this episode:Episode 206 - Incredible Proof That 100% Hands-Off Property Investment Can Work With Samuel HemmingsEpisode 207 - Financial Planning for Your HMO Business-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Nov 1, 2023 • 46min
Building A 7-Figure Property Business, Tax Planning, And The Future Of The PRS With Property118 Founder Mark Alexander
Today, I'm joined by Mark Alexander, a good friend of mine and the proud founder of Property118, a platform for landlord tax planning, property investment news, and discussions in the UK.With an impressive 36 years of experience in property finance, tax, and law, Mark joins us to share some incredible insights. In our conversation, we delve into:The story behind his incredibly successful lending company and the subsequent creation of Property118Mark's triumphant legal battles against mortgage companiesHis experience managing a portfolio of over a hundred properties and the reasons behind his strategic reductionThe long-term tax implications of property portfolio developmentUnderstanding the concept of a family investment companyThe importance of tax planningMark's invaluable advice for property investors navigating the current market's challenges.The future of the Private Rented Sector (PRS) and the evolving landscape of property investments.If you're eager to be inspired by Mark's journey and gain valuable insights into thriving in the UK property business, this episode is an absolute must-listen.Want to discuss tax planning? Email us at info@thehmoroadmap.co.uk, and we’ll connect you with Mark and his team.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.