
The HMO Podcast
Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.
Latest episodes

Mar 13, 2024 • 52min
Growing A 350+ Room R2R business In 4 Years With Olivia Maher
In this episode, I'm joined by a special guest, Olivia Maher. Alongside her partner, Joe, they co-founded Cosi, winning Best Master Lease Operator and Best Rent-to-Rent Operator at the inaugural HMO Awards.Over the last four years, they've built the fastest-growing Rent-to-Rent HMO agency in the country. We'll discuss the details of their successful rent-to-rent business, including:The lessons they learned from their first dealThe importance of building relationships with landlords and agentsDifferent methods of finding rent-to-rent dealsWhat makes a good rent-to-rent dealThe profitability of rent-to-rentChallenges of rent-to-rent refurbs and tenant managementOlivia’s advice for building a rent-to-rent businessDetails of the upcoming R2R Discovery DayJoin our inaugural R2R Discovery Day on April 6th 2024 in Manchester. Get your tickets here.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Mar 6, 2024 • 41min
A Beginners Guide To £10k PCM Through R2R
In today's episode, I'll be talking about one of my favourite strategies – rent-to-rent.If you've been a long-time listener or have been following my journey, you'll understand why I hold a soft spot for rent-to-rent. It's notably less capital-intensive compared to the process of purchasing, acquiring, and refurbishing your own HMOs. These are, of course, distinct models of wealth creation, but if your goal is to build your owned portfolio, then rent-to-rent can serve as an excellent starting point, accelerating the overall process.We'll cover the following key points in today's discussion:The rent-to-rent strategy and its benefitsInsight into location and numbersTips on finding and securing rent-to-rent dealsThe importance of implementing systems and processesStrategies for maximising profitabilityThe significance of contracts and paperwork in this process.Interested in joining our R2R Discovery Day on April 6th, 2024? Email info@thehmoroadmap.co.uk with the subject “R2R Discovery Day’ to secure your spot on our waiting list and gain access to exclusive presale tickets.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Feb 28, 2024 • 37min
HMO vs Commercial to Residential
For a lot of people, building a HMO business is potentially a gateway to doing bigger and more profitable and more exciting projects. If you've been following me on social media, you've probably seen the commercial to residential projects that I do outside of my interests in the HMO market. So in this episode, I would like to share with you:The differences between HMOs and commercial to residential projectsThe pros and cons involved in commercial to residential projectsWhy I wouldn’t do this without my HMO business experienceIf this is something that you want to do either now or in the future, then this episode is definitely one you want to stick around for. Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap, an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business. Join our 7-day Free Trial and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons), Revolutionary HMO Deal Stacker Tool and preview all available content before you upgrade. No credit card required.

Feb 21, 2024 • 18min
My Journey To £40 Million
In this episode, I want to share with you how I view my long-term goal. We regularly discuss the importance of setting goals on the show, but usually in the context of a 12-month timeframe.This time, I want to talk about long-term goals—like 10, 20, and 30 years—and this 40 Million Pound figure is part of that long-term plan.I’ll share with you how I reverse engineer my financial goals so I can plan to achieve them.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Feb 14, 2024 • 47min
Transforming Spaces & Enhancing Lives: How Tom Charrier Is Innovating His Local HMO Market
In today's episode, I'm joined by Tom Charrier. Tom is one half of Fat Properties and, together with his wife Philippa, has been building an incredible business of HMOs and other properties in Lancaster.We're going to find out exactly how they built their portfolio and how they're bucking the trend in the student market. In this conversation, Tom and I discuss:His background and how he got started in property investingHow he transitioned from his day job to full-time propertyHis investment criteria and approach when looking for dealsThe challenges faced by landlordsA case study of a commercial-to-residential projectThe importance of understanding the planning systemThe risks involved in property developmentWhether you're at the beginning of your journey or an experienced investor looking to scale up, this episode is a must-listen for valuable insights and tips.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Good news! Our Sale is extended until February 14th 2024! Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors.

Feb 7, 2024 • 23min
Biz Update - My Toughest Month In 10 Years
In this episode, I want to provide you with a business update and share some insights. I've found these episodes to be not only a way to hold myself accountable but also an opportunity to offer you a glimpse into the reality of running a property business behind the scenes. Recording podcasts about building property businesses is just one aspect; in reality, I'm actively involved in it every single day.The month of January has posed significant challenges for me. In this episode, I'll tell you why it has been exceptionally tough and, more importantly, discuss the strategies I've employed to overcome these hurdles.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Good news! Our Sale is extended until February 14th 2024! Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors.

Jan 31, 2024 • 36min
Low Cost Ways To Add Value And Significantly Boost Rents In A HMO
In this episode, we're getting real about property makeovers and exploring how they can significantly enhance the value of your HMOs. While large budgets may make it easier to boost a property's worth, not everyone is willing to invest six figures in refurbishments.So, I'll guide you through the intricacies of effectively increasing your property's value without breaking the bank – think budgets of £25,000 or less. Whether your property is already in prime condition, you're working with a tight budget, or you're strategically navigating a fair market, we've got 10 killer tips for you.Tune in to discover how to maximise every pound, transforming your property into a standout without burning a hole in your pocket.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

Jan 24, 2024 • 25min
Sourcing HMOs: The 6 Clues To Hugely Profitable Deals
In today's episode, I'll discuss six essential clues for identifying highly profitable deals. While these ideas may not be new, they often go overlooked. Despite being aware of them, many fail to actively incorporate them into their deal analysis. These clues, like breadcrumbs, can lead you to the best deals in the market. Throughout this episode, I'll explain why these indicators matter and share my experience of spotting them in successful deals. To build a supply of lucrative opportunities, it's crucial to proactively look for these clues rather than merely acknowledging their importance. So, let's delve into these familiar yet often neglected aspects that can have a significant impact on your investment success.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

Jan 17, 2024 • 22min
The HMO Forecast: Predictions for 2024
As a property investor, it's crucial to consider factors such as inflation, interest rates, property values, and upcoming legislation—all of which are poised to impact our businesses and results.In this episode, I’m going to share my thoughts on where I think property values, interest rates, and many other factors that will affect you and me as HMO property investors will end up across the year.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

Jan 10, 2024 • 32min
How To Invest In HMOs With Little Or No Capital
The biggest limitation to building a property business is a lack of capital. Unfortunately, for many of us, myself included, we're not born into a world of trust funds and millions of pounds in our back pockets. That means we have to save and work really hard to gather the cash needed to buy the properties we want. Once we've got it, we put it to work, recycle it through a project, and then we can go again.The issue with that process is its slow pace. However, what if I told you there was a way to buy property with little to no capital? What if you could rinse and repeat that strategy, buying deal after deal, gradually scaling up your portfolio using somebody else's money?Well, that would be the holy grail, wouldn't it? So in this episode, we're going to discuss whether it is possible to invest and build a portfolio with little to no capital.Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.