The HMO Podcast

I want you to take this episode very seriously because we have honestly been helping a lot of our community members get some very substantial amounts back from the HMRC. Money that they overpaid in stamp duty. I myself have overpaid on two occasions and received refunds for very significant amounts. So in this episode, I'm gonna help you understand whether or not you might qualify for some sort of exemption or a potentially due rebate. And if you are, then I'm gonna tell you exactly what you need to do about it. And in the process, I'm gonna help you learn more about what stamp duty is and how it's calculated.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Email us at info@thehmoroadmap.co.uk if you think you might qualify for a stamp duty rebate.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap -  an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I need to have a bit of a rant. Not because I just want to rant but because I think you're actually going to find this quite useful and valuable.This is an issue that I recently had with a HMO licence and more specifically the team who are responsible for inspecting and issuing the license.If you want to know what exactly the issue is, be sure to listen to this episode now.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode helpful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadamp -  an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we're gonna talk about the three essential ingredients that you can use to bake the perfect HMO deal every single time. When I look at every single one of my deals, whether it's something I'm buying myself, whether it's a rent-to-rent deal, or whether it's something I'm just advising somebody on in our community, I'm always thinking about three things. And these three will really determine the performance of this HMO.But remember, you do still need to think about some of the other details but if you get this, the rest of it matters so much less. -Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

The mortgage market is constantly changing, with various factors affecting interest rates, property values, and lending policies. So in this episode, we’ve got our Specialist Mortgage Broker, Ellie Broadhurst back to discuss what's happening in the mortgage market right now and provide some tips for navigating this complex landscape. We’ll cover the following topics:Base rates and their impact on interest ratesDisparity between lenders Increase in rentals and how it affects the marketThe importance of timing when refinancingProperty values and their impact on refinancing optionsThe importance of managing your expectations Ellie's tip for property investorsInterested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here. -Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Are you tired of putting in endless hours on social media without seeing any real results? It's time to stop scrolling aimlessly and start using social media efficiently to grow your HMO property business!In this episode, I'll be sharing some tried and tested tips on how to maximise your time, efforts, and resources on social media to get the best possible results. I'll cover five key benefits of using social media, based on my own experiences, and provide you with six actionable steps to start using social media more effectively.Whether you're a seasoned investor or just starting out, you won't want to miss this episode. -Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I want to share what I've learned from the best in our industry and how they build successful portfolios. This is taken from a presentation that I delivered at the HMO Awards last year but we could only fit so many people in that room. And I know a lot of our listeners haven't had the chance to listen to this yet so I'm going to share the five most important lessons or learnings that I've taken from all of the great conversations that I've had with other successful investors in our industry.-Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In this episode, I'll update you on the latest happenings in my businesses over the past few months. It's a cathartic experience to reflect on events and be held accountable, and sharing with you helps me stay focused. I'll cover recent challenges, updates on my commercial to residential businesses, my property education business, and my HMO portfolio.-Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I invited Saif Derzi to share his thoughts on what the property market looks in the next 12 months.Saif Derzi is an award winning property trader and investor. He has been in property for over 7 years and has bought and sold over 150 properties, manages over 400 properties and owns and runs a cash buying company. In 2022, he won Property Trader of the Year.In this conversation, Saif and I will talk about:His experience and how he started investing in HMOsHow he’s using his trading business to finance his property investmentsHis thoughts on the challenges of HMO property investors like regulations, compliance, tax and interest ratesThe importance of resiliencyWhat he loves about property investingHis advice to all property investorsWas this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

What do you look for when viewing a potential property to buy?In today's episode, I wanna talk to you about the process that I go through when I'm viewing HMOs.Over the years, I have certainly perfected a bit of a strategy and approach when viewing properties and I think if you get this right, it can give you the edge that you need over other prospective buyers, and it can definitely save you a lot of time, money and heartache!So if you are looking at expanding your portfolio this year, if you are indeed buying your first HMO, then this episode is definitely for you. -Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I invited Wendy Whittaker-Large to talk about this issue because Wendy and her team have been spearheading a campaign to put a stop to this.Wendy is the founder of Best Nest, HMO Success, and an Amazon bestselling author about investing in HMOs. She’s been investing in HMOs since 2013.In this conversation, Wendy and I will talk about:• How Wendy started investing in HMOs• What’s going on with council tax re-banding • How the HMO Council Tax Reform Group was born• The possible solution to the council tax issues• What to do for now when you encounter a rebanding problemResources mentioned in this episode:https://www.facebook.com/groups/hmocthttps://hmosandcounciltax.co.uk/Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.