The HMO Podcast

The mortgage market is constantly changing, with various factors affecting interest rates, property values, and lending policies. So in this episode, we’ve got our Specialist Mortgage Broker, Ellie Broadhurst back to discuss what's happening in the mortgage market right now and provide some tips for navigating this complex landscape. We’ll cover the following topics:Base rates and their impact on interest ratesDisparity between lenders Increase in rentals and how it affects the marketThe importance of timing when refinancingProperty values and their impact on refinancing optionsThe importance of managing your expectations Ellie's tip for property investorsInterested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here. -Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Are you tired of putting in endless hours on social media without seeing any real results? It's time to stop scrolling aimlessly and start using social media efficiently to grow your HMO property business!In this episode, I'll be sharing some tried and tested tips on how to maximise your time, efforts, and resources on social media to get the best possible results. I'll cover five key benefits of using social media, based on my own experiences, and provide you with six actionable steps to start using social media more effectively.Whether you're a seasoned investor or just starting out, you won't want to miss this episode. -Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I want to share what I've learned from the best in our industry and how they build successful portfolios. This is taken from a presentation that I delivered at the HMO Awards last year but we could only fit so many people in that room. And I know a lot of our listeners haven't had the chance to listen to this yet so I'm going to share the five most important lessons or learnings that I've taken from all of the great conversations that I've had with other successful investors in our industry.-Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In this episode, I'll update you on the latest happenings in my businesses over the past few months. It's a cathartic experience to reflect on events and be held accountable, and sharing with you helps me stay focused. I'll cover recent challenges, updates on my commercial to residential businesses, my property education business, and my HMO portfolio.-Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I invited Saif Derzi to share his thoughts on what the property market looks in the next 12 months.Saif Derzi is an award winning property trader and investor. He has been in property for over 7 years and has bought and sold over 150 properties, manages over 400 properties and owns and runs a cash buying company. In 2022, he won Property Trader of the Year.In this conversation, Saif and I will talk about:His experience and how he started investing in HMOsHow he’s using his trading business to finance his property investmentsHis thoughts on the challenges of HMO property investors like regulations, compliance, tax and interest ratesThe importance of resiliencyWhat he loves about property investingHis advice to all property investorsWas this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

What do you look for when viewing a potential property to buy?In today's episode, I wanna talk to you about the process that I go through when I'm viewing HMOs.Over the years, I have certainly perfected a bit of a strategy and approach when viewing properties and I think if you get this right, it can give you the edge that you need over other prospective buyers, and it can definitely save you a lot of time, money and heartache!So if you are looking at expanding your portfolio this year, if you are indeed buying your first HMO, then this episode is definitely for you. -Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I invited Wendy Whittaker-Large to talk about this issue because Wendy and her team have been spearheading a campaign to put a stop to this.Wendy is the founder of Best Nest, HMO Success, and an Amazon bestselling author about investing in HMOs. She’s been investing in HMOs since 2013.In this conversation, Wendy and I will talk about:• How Wendy started investing in HMOs• What’s going on with council tax re-banding • How the HMO Council Tax Reform Group was born• The possible solution to the council tax issues• What to do for now when you encounter a rebanding problemResources mentioned in this episode:https://www.facebook.com/groups/hmocthttps://hmosandcounciltax.co.uk/Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Curious about my property forecast for 2023?In this episode, I'm going to offer some of my predictions for the property market in 2023 including my thoughts on recession, inflation, interest rates, property values, rents, and legislation.I'm also going to share some of my personal goals and business targets with you and I'd love for you guys to hold me to account. Was this episode helpful? Please share, rate, and review the show on Apple Podcasts or Spotify! Resources:Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Looking to finally start your own HMO business?In today's episode, I'm joined by my good friend Craig Sullivan a.k.a. The Property Apprentice. Craig is a hands-on property developer based in Medway (North Kent) who’s been investing in student HMOs for 15 years and has built a multi-million-pound property portfolio. He has also built the largest Student HMO Lettings and Management Agency in Medway which not only manages his personal properties but local landlord’s stock too - they now have over 60 HMOs and over 250 Tenants.So in this episode, Craig shared a lot about what it takes to build a successful HMO property business including:His goals for the year and how he categorises his goalsHow he started investing in HMOsHis strategy and investment criteria The struggles of managing tenantsWhat he likes about the student marketHow he leverages social media for his businessTips and advice for new property investorsHis forecast for the year aheadWas this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Now I know at this time of the year when those New Year's resolutions are very much front of mind, a lot of us might be thinking about property education. Looking for ways, people, and products to help speed the process up or looking for things that could help us get to where we want more quickly, perhaps doing it a bit more efficiently.So in this episode, we're going to talk about property education and give you my advice based on my own experience about it.We're going to have a chat about the different types of products and services that are out there that you might think about using to help you speed the process up, to help you achieve those goals faster than you might otherwise be able to do on your own. Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.–Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Experienced property investor? Apply to be part of The Business in Property Mastermind 2023 here.New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.