Build a Better Financial Future

Deborah Nason is a freelance business journalist who has covered the investment industry for InvestmentNews since 2005 and CNBC.com since 2013. She has been awarded the Investment Foundations™ certificate from the CFA Institute. Her writings can be seen at www.c4sb.com and www.cnbc.com/deborah-nason. Early in her career, Ms. Nason was contributing editor and lead writer for the Blue Ridge Business Journal in Roanoke, Virginia, as well as a contributor to both statewide and national publications. She has owned several small businesses and holds an M.A. in Management and Human Resource Development. She serves on the board of the NY chapter of the American Society of Business Publication Editors, and is an adjunct professor with Post University in Waterbury, Conn., teaching classes in business communications and personal finance. Deborah is also the author of "The People's Guide to Finding the Right Financial Advisor: Demystifying the Financial Advice Industry for Everyday People". Notes: In this episode, Luis talks about the following and more: The different types of ways financial advisors get paid Where to search when you need to find a financial advisor The certifications to know about before hiring financial advisors How to identify when you need a financial advisor by your side Red flags to look out for when hiring a financial advisor Resources: Deborah's LinkedIn Buy the Book FINRA's 5 Steps for Selecting an Investment Pro Investor.gov Questions to Ask when Hiring an Investment Professional XY Planning Network National Association of Personal Financial Advisors LetsMakeaPlan.org PlannerSearch.org

George Kinder revolutionized financial advice for over 30 years by training over 3,000 professionals in 30 countries in the field of financial Life Planning. He founded the Kinder Institute of Life Planning in 2003 after 30 years as a practicing financial planner and tax advisor. His books and trainings are all about Freedom. In his new book, A Golden Civilization and The Map of Mindfulness (currently available on Amazon), Kinder draws on 50 years as a mindfulness practitioner, over 30 years as a mindfulness teacher, and his experience training financial advisors globally to challenge the basic concepts of economics, our understanding of democracy, of space-time, and our own hearts. His objective is to bring greater levels of Freedom everywhere. Kinder has received many prestigious awards, from being the first winner of the Financial Planning Association's Heart of Financial Planning Award to "One of the 35 most influential people in financial services," and "One of the top Icons & Innovators in the financial planning industry". He's a dynamic presenter, speaker, and is an artist at heart, from poetry, photography, and even singing. Some of you may know him as the father of the life planning movement! Notes: In this episode, Luis and George talk about the following and more: The importance of life planning on your way to achieving your dreams How everyone can experience life planning for themselves Achieving mindfulness in today's world Advice on how to obtain inner peace and freedom Resources: https://www.kinderinstitute.com/ https://www.georgekinder.com/ Shine Through on Spotify https://www.facebook.com/GeorgeDKinder/ https://twitter.com/GeorgeDKinder https://www.linkedin.com/in/george-d-kinder-0749196/ https://www.instagram.com/george_kinder/ https://www.youtube.com/c/gdkinder

What do you want your tomorrow to look like? There are things you can do today to help set you up for future success. You don't have to cut out everything that brings you joy today in order to save for tomorrow. Tune in to this episode to learn how you can have your latte and drink it too! Notes: In this episode, Luis talks about the following and more: The magic of compound interest The power of doing small, consistent steps for a long period of time Designing your environment to set you up for success How discipline beats motivation Resources: Schedule Your Complimentary Introductory Meeting with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Ed Mylett and James Clear Interview Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel

In this episode, Luis speaks with Ivan Aragon. A native of Chihuahua, Mexico, Ivan moved to Phoenix, Arizona as a child. He played football at Phoenix Community College where he was selected as Male Student-Athlete of the year his second year. He later transferred to Arizona State University to continue his studies. Following his undergraduate studies he excelled in the mortgage, insurance, and food supply chain industries. A proud DACA recipient, he was admitted to the University of Michigan's MBA program in 2017. While at Michigan Ross, he was elected to be his Section's (cohort) President, and to the Michigan Ross MBA council (Student Government) as VP of Finance, among other club leadership roles. He has an Associate's in Business from Phoenix Community College, a B.S. in Finance from Arizona State University, and an MBA from the Ross School of Business at the University of Michigan. He also serves on the Board of Directors of the University of Michigan's Latino Alumni Association and as President of the Ross School of Business Alumni's Phoenix Chapter. Ivan is currently a Residential Mortgage Broker based out of Phoenix, AZ. He is licensed in multiple states. He loves helping people attain homeownership and invest in residential real estate. He hosts the Home Loan MBA Podcast where he discusses the home loan process and interviews real estate professionals. In his free time, you can find him cooking a meal for his extended family, playing indoor volleyball, or on the Salsa and Bachata dance floors in Phoenix. Notes: In this episode, Luis talks about the following and more: Ivan's background and upbringing The power of resiliency The joys and challenges of entrepreneurship The benefits of having a positive mental attitude Resources: Schedule Your Complimentary Introductory Meeting with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Ivan's Facebook Ivan's LinkedIn Ivan's Instagram Latinx MBA Association's LinkedIn Latinx MBA Association's Website Latinx MBA Association's Instagram

The last quarter before the end of the year provides great opportunities to do tax planning for the current and upcoming tax year. It is best to be forward looking when it comes to tax planning. Tune in to learn some strategies that can help you maximize your tax savings opportunities before the end of the year. Notes: In this episode, Luis talks about the following and more: Opportunities during your employer's open enrollment period Rebalancing your 401K and keeping track of your contributions Roth IRA conversions Things to be on the lookout for specifically for tax year 2021 Resources: Schedule Your Complimentary Introductory Meeting with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel

Online shopping has become a popular way to make our everyday purchases. This has increased during the pandemic. Buy now, pay later options have also significantly increased as a result. Tune in to learn about point-of-sale loans, and the pros and cons so that you can make an informed decision. Notes: In this episode, Luis talks about the following and more: Buy now pay later Pros and cons of point-of-sale loans Things to be on the lookout for before you apply for one of these loans Alternatives to point of sale loans Resources: Schedule Your Complimentary Introductory Meeting with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! "Buy Now, pay later" Times Square Investment Journal by Jo Constantz Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel

We are creatures of habit, and those very habits we have can make or break us. When it comes to personal finance matters, you may not even notice the bad money habits you've built. Tune in to learn more. Notes: In this episode, Luis talks about the following and more: Failing to pay yourself first What it means to invest in yourself Contributing to your 401k Lifestyle creep Living beyond your means Resources: Schedule Your Complimentary Introductory Meeting with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel

For those individuals waiting for the government or their organization to achieve pay parity, Rick Gillis, author of Leveling the Paying Field, offers workers the opportunity to take the issue into their own hands. After more than twenty years of job search support and career advising, Rick has now created the QTNT® (pronounced: Quotient) Personal Value Calculation process to teach workers (as well as their employers!) how to identify and assign value to individual job performance and personal accomplishment in an all-new way. Rick, the creator of this very simple, easy to use, performance metric shares with you how the QTNT truly does level the 'paying' field. The result is that not only will equal pay for equal work be realized, but even better, proper pay for outstanding performance becomes the new normal. Leveling the Paying Field is the sum of Rick Gillis' varied and colorful career in sales, as a manager, author, speaker, award-winning media host, and now, as an indisputable thought leader. Notes: In this episode, Luis and Rick talk about the following and more: How to determine the value of your work and why it's important The value of tracking your accomplishments and self-promotion What you can do to get a raise or bonus How his method benefits employers and employees Resources: LatinXcellence, more than a brand, it's a movement! Rick Gillis' Website Rick Gillis' LinkedIn Luis' LinkedIn Luis' Twitter Luis' Instagram

In this special Hispanic Heritage Month Edition episode, Luis speaks with Lyanne Alfaro. Lyanne tells stories about what's next in the world of technology, business, and entrepreneurship. With more than a $2.6 trillion GDP, she is especially passionate about exploring the Latino influence in the world of business, which she speaks about via newsletter, podcast and platform; Moneda Moves. She is an award-winning journalist, having reported in national outlets including CNBC, NBC Latino, Business Insider, Millie Magazine, and worked on audience engagement as well as strategy. By day, she is supervising producer and social media content director at Nasdaq where she tells stories about the future of market technology and business. Notes: In this episode, Luis and Lyanne talk about the following and more: The power of Latinos at large How the diverse Latinx communities influence the world of money The growing success of Latino businesses Access to capital in the Latinx community Resources: LatinXcellence, more than a brand, it's a movement! Lyanne Alfaro's Website Lyanne Alfaro's IG Moneda Moves Newsletter Moneda Moves IG Moneda Moves on Apple Moneda Moves on Spotify Adelante Nasdaq Conference Registration Link Luis' LinkedIn Luis' Twitter Luis' Instagram

In this special Hispanic Heritage Month Edition episode, Luis speaks with Alejandra Alanis (Ale). Alejandra is a Risk Consulting Manager for RSM US LLP, a public accounting firm focused on the middle market. She grew up in a small town in Eastern, Washington and later went on to attend the University of Washington where she majored in Finance and International Business. She is the proud daughter of two Mexican immigrants who are now self-employed. Her parents' story has always inspired her, and she is passionate about empowering individuals to pursue their aspirations & excellence. Ale serves as the VP of Membership for the ALPFA LA chapter, a non-profit focused on developing the next generation of Latino leaders, and more recently became part of her firm's National Steering Committee for HOLA, her firm's Latino Employee Network Group. Notes: In this episode, Luis and Alejandra talk about the following and more: Alejandra's background and upbringing Factors that contribute to success Leveraging your personal brand The potential of Latinos in business Resources: LatinXcellence, more than a brand, it's a movement! Alejandra's LinkedIn Alejandra's Instagram Association of Latino Professionals For America (ALPFA) The Compound Effect Book Summary by James Clear Luis' LinkedIn Luis' Twitter Luis' Instagram