Build a Better Financial Future

In this special Hispanic Heritage Month Edition episode, Luis speaks with Camilo Moreno-Salamanca. Camilo is a proud alumni of the Foster School of Business (Class of 2012). Upon graduating Foster, Camilo joined Boeing in their Business Career Foundation Program, which gave him a view of Boeing's global business across multiple disciplines and experience working with airlines and suppliers in Korea and Japan. After a successful four years at Boeing, Camilo changed career paths and joined Google in a sales role for Google Cloud supporting the Latin America region. Throughout his Google career, Camilo has held multiple sales roles while also working on business development efforts both in the US and Latin American markets. Camilo's roles at Google have also enabled him to be a volunteer of the Google for Startups program supporting and working with startup founders. A native of Bogotá, Colombia, Camilo moved to the United States when he was 11 years old and currently lives in Redmond, WA. Notes: In this episode, Luis and Camilo talk about the following and more: Camilo's background and upbringing The many components of long-term success How Camilo's Hispanic Heritage shaped his career Camilo's new book The Compass: A Guide Against Conventional Wisdom and Towards a Rich Life Resources: LatinXcellence, more than a brand, it's a movement! Camilo's Twitter Camilo's LinkedIn The Compass Ebook Luis' LinkedIn Luis' Twitter Luis' Instagram

In this special Hispanic Heritage Month Edition episode, Luis speaks with Mayra Rocha. Mayra is a Media executive and Emmy-Award-winning journalist. She is a graduate of the University of Virginia's Darden School of Business. In her 15 years of experience, she has interviewed politicians and leaders of our time for the most respected news program in US Hispanic Television "Aqui y Ahora". She was also Senior Strategy Executive Director for Univision Networks and Fusion Media. Currently, she is the President of Project M Media, a Digital Strategy Corporation which focuses on the management and development of personal finance content. She is also an advisor to the ScaleUp program at Miami Dade College, where her cross-functional expertise in finance, strategy, operations, and marketing, helps small businesses scale up to the next level. She is a contributing Business Expert for Univision networks and its flagship show, Primer Impacto and Univision Noticias. She produces Café Dato, a personal finance show for Univision. She also reports for Marketplace which airs on NPR, the most prestigious economics show in the US. Notes: In this episode, Luis and Mayra talk about the following and more: Mayra's background and upbringing The importance of having great mentors and a support system Creating your own opportunities while pursuing your dreams How Mayra's Hispanic Heritage shaped her career Resources: LatinXcellence, more than a brand, it's a movement! El Dinero Si Importa on Instagram El Dinero Si Importa on Facebook Mayra Rocha TV on Youtube The 43 on Netflix Docuseries Luis' LinkedIn Luis' Twitter Luis' Instagram

In this special Hispanic Heritage Month Edition episode, Luis speaks with Diego A. Verdugo, CFP®, CRPS®. Diego is first-generation immigrant from the Mexican state of Sonora. His family arrived to Arizona in 2001 with the hope of pursuing the American Dream. He is a cancer survivor and has battled a chronic immunodeficiency since birth. In 2012, Diego became the first in his family to graduate from college by earning an undergraduate degree in Economics & Business and Spanish language from Cornell College in Mount Vernon, Iowa. Diego entered the financial services industry by joining Principal in 2012. In his current role, he provides consultative support to advisors on advanced financial planning concepts and strategies. Diego became a CERTIFIED FINANCIAL PLANNER™ professional in August 2021 and is currently pursuing a Master of Science degree in Personal Financial Planning. Diego serves on multiple non-profit organizations' boards, including the Junior Achievement of Arizona Phoenix – Metro board and the Association of Latino Professionals for America (ALPFA) board. He is an advocate for financial literacy and devotes much of his time to helping close the financial knowledge and wealth gaps of underrepresented and low-income communities. He is a champion for Diversity, Equity, and Inclusion efforts and has been recognized as an Ambassador for his work in the space. In 2020, Diego was recognized by InvestmentNews as a member of its prestigious 40 under 40 program in recognition of his accomplishments, contributions to the industry, leadership and promise. Diego lives in Phoenix with his fiancée (who's pregnant with their second child) and his four-year old daughter. His family has recently ventured in the entrepreneurship space with the launch of several small businesses. Notes: In this episode, Luis and Diego talk about the following and more: Diego's background and upbringing Diego's trajectory in pursuing the American Dream How Diego's Hispanic Heritage has impacted his career and entrepreneurship Diego's best piece of advice for all Hispanic men and women trying to go after their dream Resources: LatinXcellence, more than a brand, it's a movement! The BLX Internship Program Diego's LinkedIn Diego's Instagram Luis' LinkedIn Luis' Twitter Luis' Instagram

Dive into the fascinating world of the F.I.R.E. movement, where financial independence meets early retirement. Discover the core principles that attract many to this lifestyle. Explore the importance of understanding your motivation and the necessary lifestyle adjustments. Learn about the different variations of F.I.R.E. and weigh the pros and cons before committing. With tips on calculating your 'FIRE number' and strategies for frugal living, you’ll gain insights to decide if this path is right for you.

Many believe that wealth is only material. It is important to be at your best from a mental and physical standpoint in order to enjoy and share the wealth that you create. Tune in to listen to some tips that you can do to reduce burnout and increase your health net worth! Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020 and 2021. Notes: In this episode, Luis talks about the following and more: The traditional definition of wealth Things you can do to reduce stress and increase health Why being healthy is important to improving your personal finances Taking inventory of your health net worth statement Resources: Schedule Your Complimentary Consultation with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Napoleon Hill Foundation – Think and Grow Rich The Secret James Clear's Summary of The Richest Man in Babylon Guided Meditation Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel

Money is one of the main reasons why couples argue. The good news is that there are ways for a saver and a spender to make it work. Tune in to learn some easy to implement tips to find common ground and build a better financial future. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020 and 2021. Notes: In this episode, Luis talks about the following and more: Having an open conversation with your partner. Why money means different things to different people. Having monthly money dates. Tips to find middle ground and make it work. Resources: Schedule Your Complimentary Consultation with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel

The cost of health insurance and out of pocket expenses is a great factor when it comes to retirement planning. Tune in to learn how you can use a Health Savings Account to plan for these costs, and also use it to help boost your retirement. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020 and 2021. Notes: In this episode, Luis talks about the following and more: What a Health Savings Account is. Who Qualifies for an HSA. Contribution Limits to HSAs. The Tax Advantages of HSAs. Resources: Schedule Your Complimentary Consultation with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel

The cost of education continues to rise. Imagine being able to give your kids the gift of a student loan free education. Tune in to learn more about ways to save for your kids' education while using the tax code in your favor. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020 and 2021. Notes: In this episode, Luis talks about the following and more: What a 529 Plan is. The Federal & State Tax Benefits of 529 Plans. How the Money in the 529 Plan is Invested. What Happens if the 529 Plan Funds Are Not Used for Qualified Expenses. Resources: Schedule Your Complimentary Consultation with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel SavingForCollege.com

Solar panels have become increasingly popular. Are they a worth investment? In this episode, Luis talks about the things that you should consider before acquiring a solar electric system for your home, in order to help you make an informed decision. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020 and 2021. Notes: In this episode, Luis talks about the following and more: Buying the solar system outright vs. financing it. Leases and Solar Purchase Power Agreements (PPAs). Solar tax credits. Key contract terms and questions to ask. Resources: Schedule Your Complimentary Consultation with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel Homeowner's Guide to the Federal Tax Credit for Solar Photovoltaics Residential Energy Credits IRS Form 5695

In this episode, Luis talks about the reasons why it's not too early for Millennials to work with a financial planner. Even if you don't consider yourself "wealthy", a financial planner can help you get started and help you navigate your options on your way to wealth! Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020 and 2021. Notes: In this episode, Luis talks about the following and more: Understanding your employer's benefits. Creating your emergency fund. Managing student and consumer debt. Investing wisely. Homebuying. Resources: Schedule Your Complimentary Consultation with Luis! Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' Instagram On My Way To Wealth YouTube Channel Millennials: 5 Reasons To Work With a Financial Planner Before Turning 30 LetsMakeaPlan.org National Association of Personal Financial Advisors XY Planning Network