Build a Better Financial Future

In this special Women's History Month Episode, Luis speaks with Miri Rodriguez. Miri is a globally recognized Storyteller and author of Brand Storytelling. She is a creative journalist and content strategist, evangelizing brand narrative and showcasing how thought leaders can leverage storytelling techniques for culture activation and influence in the digital age. Miri has earned several awards in digital marketing and customer experience and is ranked as top in-demand speaker at leading industry conferences around the world. Miri brings 15+ years of expertise, valuable industry and consulting insights matched with a lighthearted and connected delivery approach. Her social advocacy and philanthropic work include volunteering to train social enterprise leaders in Africa, coaching students at Network for Teaching Entrepreneurship in the U.S., and mentoring men and women to build their personal brand with empathy, passion and purpose. Her biggest accomplishment to date is being a mother of 2 boys and an American Bulldog. She can also run in heels. Ice cream is her superfood. Notes: In this episode, Miri & Luis talk about the following and more: Miri's upbring and career path Barriers to women leadership and how to overcome them Embracing failure and the lessons it brings Balancing career, personal life, and passions Miri's book: Brand Storytelling Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Miri's Book: Brand Storytelling Miri's Website Miri on IG Miri on Twitter Miri on LinkedIn

Less than half of the women in the U.S. are investing. Tune in to learn some of the reasons why, and how women can start taking charge and invest in their future. Notes: In this episode, Luis talks about the following and more: Reasons why women tend to not invest Factors that benefit women Disadvantages that work against women How women can start investing today Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! GoBanking Rates Women & Investing Survey Luis' LinkedIn Luis' Twitter Luis' IG

Many people are under the misconception that their landlord's policy will cover them in case of an incident. Tune in to learn why you may want to consider purchasing a renter's insurance policy. Notes: In this episode, Luis talks about the following and more: You're not covered by your landlord's policy. Protecting your personal belongings. Liability coverage. Covering your belongings while traveling. Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' IG

Got refund? Tune in to listen to the top 6 strategies you can use to make your tax refund work for you! Notes: In this episode, Luis talks about the following and more: A unique opportunity that expires at the end of tax season How you can use your tax refund to create a ripple effect in your finances The many ways you can invest in yourself Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' IG

Money conversations with you and your partner do not have to be unpleasant. Having a money date will help you both be on the same page and help get you closer to achieving your goals. Notes: In this episode, Luis talks about the following and more: What is a Money Date? Why are Money Dates Important? How Often Should You Have a Money Date? The 3 Steps to Have a Successful Money Date Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Episode 010 – Marrying Your Finances Episode 080 – When a Spender and a Saver Get Together: How to Make It Work Luis' LinkedIn Luis' Twitter Luis' IG

Finding and hiring a nanny can sometimes be a challenge. Handling the taxes does not need to be. Tune in to learn how to setup payroll, be compliant with tax laws, protect yourself, and have peace of mind. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020. Notes: In this episode, Luis talks about the following and more: How to set yourself up as an employer and setup payroll The tax forms that need to be filed when you're a household employer The tax benefits of paying your nanny on the books Additional benefits that provide peace of mind and protection to you and your household employee Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! IRS Household Employer's Tax Guide IRS Employer Identification Number (EIN) Online IRS Schedule H – Household Employment Taxes Luis' LinkedIn Luis' Twitter Luis' IG

As we prepare to file our tax returns during tax season, most of us are anticipating receiving a refund. Tune in to learn why a huge tax refund is not always the best strategy. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020. Notes: In this episode, Luis talks about the following and more: How to avoid paying a penalty for under withholding Adjusting your withholdings to increase your take home pay The benefits of pre-tax savings Opportunities to take advantage of with the increased cash flow Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! IRS Tax Withholding Estimator Paycheck City Salary Calculator Luis' LinkedIn Luis' Twitter Luis' IG

The New Year is upon us, and with a new year comes a new tax season. Tune in to listen to the things you should know to help you get prepared for tax season and get your refund on time. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020. Notes: In this episode, Luis talks about the following and more: When tax season begins and ends IRS Notices that you'll need before you file your tax returns Child Tax Credit and Child and Dependent Care Credit Tips to prevent delays in processing your returns Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' Interview on Scripps National News IRS Child Tax Credit Update Portal IRS Economic Impact Payments IRS Free File IRS Volunteer Income Tax Assistance Luis' LinkedIn Luis' Twitter Luis' IG

The New Year is a time when a lot of people set new goals for themselves. Tune in to listen to 6 science backed habits to help you achieve your goals. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020. Notes: In this episode, Luis talks about the following and more: How to improve your current habits The power of visualization Habits that have a major positive ripple effect Using gamification of your habits to stay motivated Resources: Visual Insights Newsletter: 6 Game-changing Habits for Keeping Your Resolutions LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter

The average savings account in the U.S. is currently paying 0.06% interest. Want to know of other places where you can learn a higher interest? Series I Bonds may be a great option. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. From participating as an FPA NexGen ambassador/host, and being a CFP Board Ambassador, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the profession. He is the host of the "On My Way to Wealth" podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine's 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020. Notes: In this episode, Luis talks about the following and more: What is a Series I Bond? How I Bonds Work Things to consider before you buy an I Bond Year-end planning opportunity you can take advantage of Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! MarketWatch Article: 5 Spots Where Your Savings Can Earn Way More TreasuryDirect Website: Series I Savings Bonds Luis' LinkedIn Luis' Twitter