

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Sep 8, 2021 • 30min
EP. 27 CEO & Founder of PocketSmith Jason Leong | Different ways to budget | The story of PocketSmith | AfterPay
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In this week's episode, we're joined by CEO & Founder of PocektSmith Jason Leong as we discuss the creation of Pocketsmith, how it can be used as a tool to help you achieve your financial goals, different ways to budget, and AfterPay.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Sep 1, 2021 • 24min
EP. 26 Top 5 tips for Lockdown | How to make the most of your lockdown from a financial perspective
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss their top 5 tips for lockdown. In this week's episode, we share our tips on how you can make the most out of lockdown from a financial perspective.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Aug 25, 2021 • 19min
EP.25 Our Predictions - Cryptocurrency to the floor | Housing market boom to continue | Sharp interest rate rises
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this weeks episode, James and Mike share their predictions over the next 12 to 24 months. Cryptocurrency is set to fall to the floor, the housing market boom will continue as the world returns to normality from Covid-19 and sharp interest rate rises. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Aug 18, 2021 • 19min
EP. 24 Are you over or under insured? | Beginners guide to insurance | Why should you have insurance?
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss our beginner's guide to insurance, why it is important you should insure yourself given your financial situation, and the implications of being either over or underinsured.Why do I need insurance? Doesn't ACC provide me with compensation if I'm off work? These are some of the most common questions we get asked as insurance advisors and are all relevant questions you should be asking yourself given your financial situation. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Aug 11, 2021 • 29min
EP. 23 Investment Property 101| Beginners guide to investment Property |How to get onto the property ladder
Join James and Mike in this week's episode of Cheques & Balances where they provide a beginner's guide to investment property. They are joined once again by property guru and Managing Director of Lighthouse Financial services Matt Harris as they discuss Matt's wealth creation journey, the different ways you can grow your wealth through property, common client questions, and the best way to get on the property ladder. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Aug 4, 2021 • 16min
EP. 22 Do you have a plan for retirement? | Our top 5 tips to help you plan for retirement
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we discuss our top 5 tips to help you plan for retirement.Do you have a plan for retirement? Are you prepared to take advantage of 'the sprint' once you become debt-free on your owner-occupied? These are all relevant questions you should be asking yourself as you head into retirement. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Jul 28, 2021 • 16min
EP. 21 Women superannuation gap | Why do women have 12% less in their KiwiSaver in comparison to men?
In this week's episode of Cheques & Balances, James Blair and Michael Vincent are joined by special guest Hayley Robertson financial advisor at Lighthouse Wealth. They discuss the current gap between men's and women's superannuation and why on average women have 12% less in their KiwiSaver for retirement.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Jul 21, 2021 • 16min
EP. 20 Are interest rates on the rise? | Different ways you can structure your mortgage
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we answer the burning question, Are interest rates on the rise? And different ways you can structure your mortgage.Interest rates have been historically low over the past 18 months. With inflation around the corner and the reserve bank signalling a rise in the OCR, it's not a matter of if rates will rise, but when. This week, we explore ways of structuring your mortgage to help alleviate the pressure of rising rates.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Jul 14, 2021 • 16min
EP. 19 Top five tips to become more financially literate | Top 5 money tips | How to become financial literate
In this week's episode of Cheques & Balances, James Blair and Michael Vincent are joined by special guest Hayley Robertson financial advisor at Lighthouse Wealth. They tackle their top 5 tips to become financially literate, top 5 money tips, and the importance of having a good level of financial literacy.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Jul 7, 2021 • 11min
Ep. 18 What is lifestyle creep | How do I manage a pay rise | Best way to avoid lifestyle creep
In this weeks episode of Cheques & Balances James Blair and Michael Vincent explain the phenomenon of lifestyle creep, how and why it can impact your future selves, how do I manage a pay rise and the best ways to mitigate lifestyle creep The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.


