

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Oct 14, 2021 • 29min
EP.37 New Property Tax Changes Explained | Loop Holes Explained | What Constitutes a New Build Investment?
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss the new property tax changes explained, winners and losers of the recent investment property changes, Loop Holes explained, and what constitutes a new build investment.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Oct 14, 2021 • 16min
EP.36 The five D's of DIY investing| World investor week| Tips for a 'do it yourself' investment strategy
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the five D's of DIY investing, world investor week, and tips of a 'do it yourself' investment strategy.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Oct 7, 2021 • 17min
EP.35 Should You invest while paying down your mortgage? | Maximising the sprint
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss a common question asked by our clients, should you invest while paying down your mortgage? How do you find the right balance between paying down your mortgage aggressively and investing enough for retirement? Should I pay down my mortgage aggressively and maximize the sprint. These are all very common questions we get asked by our clients.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Oct 5, 2021 • 19min
EP.34 Should you purchase a property with a friend or family member? How to structure a property venture
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you purchase a property with a friend or family member and how to structure a property venture.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Sep 29, 2021 • 18min
EP. 33 What is a Financial Advisor? | How can a Financial Advisor help you?
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a Financial Advisor, how they can help you in regards to your financial situation, and the most common questions and misconceptions of a financial advisor.The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Sep 23, 2021 • 22min
EP. 32 Evergrande Crisis Explained | Will China Bail Out Evergrande? Chinese Lehman Brothers
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the current situation regarding the Chinese property developer, Evergrande. In this week's episode, we break down the Evergrande Crisis by explaining who Evergrande are, what has gone wrong, what could happen if they go bankrupt and if we think they will. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Sep 20, 2021 • 19min
EP. 31 What is a mortgage broker? | How can a they help you | Pros and Cons of a mortgage broker
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a mortgage broker, how they can help you when looking to purchase property, and the pros and cons of working with a mortgage broker.The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Sep 16, 2021 • 6min
EP. 30 What is the sprint? | How to maximise your financial position leading into retirement
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss the sprint, how to maximize your financial position after paying off your mortgage, and achieving financial freedom.The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Sep 14, 2021 • 17min
EP. 29 Tips for Business Owners During Lockdown | How Business Owners can prepare for future lockdowns
Join James and Mike on this weeks episode of Cheques & Balances, where they are joined by Business Accountant Andrew Higgs. It has been incredibly difficult for business owners over the last two years. As Lockdown restrictions continue and there is the possibility of future lockdowns, it is important business owners are doing everything they can to protect their business. Quite a few business owners will be feeling isolated with a lot of pressure on their shoulders. We have dedicated this weeks episode of Cheques & Balances to all business owners. Andrew provides some easy to follow tips for all business owners. If you aren't a business owner, you can still action quite a few of the tips. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Sep 9, 2021 • 28min
EP. 28 The future of finance | What is open banking? | What will the roles of banks be in the future?
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In part two of this week's episode, we're joined once again by CEO & founder of PocektSmith Jason Leong as we discuss the future of finance, what open banking is and when it may arrive in NZ and what will the roles of banks be in the future?The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.


