Cheques and Balances

In this weeks episode of Cheques & Balances special guest Matthew Harris, joins James Blair and Michael Vincent as they discuss the recent housing policy changes, the proposed debt to income ratios, and interest deductibility.Do you know what constitutes a new build under the recently proposed housing policy changes? What does the proposed debt to income ratios mean for property investors? Avid property investor, tax expert, and Lighthouse Fnancial Services Managing Director Matthew Harris talks us through some of these hot topics. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

In this weeks episode of Cheques & Balances James Blair and Michael Vincent how to set up a budget, budgeting tips, How to automate your budget and How do I budget for a house?If you want to achieve financial freedom one of the most important steps is managing your budget. If you can manage your budget effectively you can pay down debt and invest which will lead you to financial freedom significantly faster. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this weeks episode, we're joined once again by special guest Shaun McGivern, Partner at law firm Haigh Lyon. Shaun shares his 20 years of legal experience with us on this weeks episode.A will is one of those areas where you know it's important but never get around to it. Shaun helps us answer questions we get asked every day like Do you need a will? What can happen if you don't have a will? How much does a will cost?James Blair and Michael Vincent are hosts of Cheques & Balances and Financial Advisers who have 20 years of experience combined.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James Blair and Michael Vincent in this week's special episode of Cheques & Balances, 15 for 15 with Shuan McGivern. 15 for 15 is a new series where James and Mike interview Kiwis about their journey - career, wealth creation, successes, failures and advice for others. Shaun has spent 20 years as a Lawyer. Shaun shares his story to work all the way to the partner of a law Haigh Lyon. He also shares with wealth creation journey via property and tips for young lawyers.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. If you would like to receive financial advice please email us at info@lighthousefinancial.co.nz Hosted on Acast. See acast.com/privacy for more information.

Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast 'Cheques & Balances'. In this weeks episode, we're joined by special guest Shaun McGivern as we talk answer how can a lawyer help you when purchasing a property? What should I expect from my lawyer?Shaun is a Partner at Haigh Lyon and has been a lawyer for over 20 years. He specialises in property law so knows this area inside out. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James Blair and Michael Vincent in their weekly podcast, Cheques & Balances. In this weeks episode, we discuss the governments recent changes to the default KiwiSaver scheme. We also answer, which KiwiSaver is right for you? What is a default provider? How much could my Kiwisaver be by retirement?James Blair and Michael Vincent are Financial Advisers who have 20 years of experience combined. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions.SHOW LESS Hosted on Acast. See acast.com/privacy for more information.

Join James Blair and Michael Vincent in their weekly podcast, Cheques & Balances. In this weeks episode, we ask should I upgrade my home? If I upgrade my home how much longer will I have a mortgage? Should I renovate my home?Many of us buy our first home and it is great at the time. Over time our life changes though, our income goes up and we want more. We explore how much longer you may have a mortgage if you upgrade your home. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

In this weeks episode of Cheques & Balances James Blair and Michael Vincent discuss should I pay down debt or invest? Should I clear my mortgage or should I invest in index funds? It's a very topical question with record low-interest rates and appealing returns in other areas. On this episode, James and Mike have a friendly debate. James is pro clearing off the mortgage faster and Mike pro, investing and clearing debt at the same time. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

In this weeks episode of Cheques & Balances James and Mike discuss the different types of short term debt, how to debt out of debt? Should I have a credit card? When is it okay to use after pay?The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James and Michael for this weeks episode of Cheques & Balances where they answer How do I help my kids get on the property ladder | How do I give my kids a head start in life? It's hard enough for first home buyers to get on the property ladder. Imagine how hard it will be for your kids in 20 years! Mike and James run into this problem every day. They share their thoughts and some simple tips on how you can plan for the future. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.