

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Aug 1, 2024 • 22min
Do Kiwis Have The Worst Financial Literacy In The World? Ft. Co-CEO Of Banqer Simon Brown | Episode 196
We sit down with Simon Brown, Co-CEO of Banqer, to delve into the state of financial literacy in New Zealand and beyond. Simon shares his expertise on how Banqer is revolutionising financial education through its innovative online platform, which simulates real-world financial scenarios.
The Money Month Challenge is a free two-week online challenge to help you build your financial capability, confidence and ultimately well-being! Register now! The challenge starts on the 12th of August and runs for two weeks. Everyone in Aotearoa New Zealand is welcome to register. Sign up with your colleagues, whānau, friends or community group. Learn as you play and compete to win over $7,000 worth of prizes thanks to our Partner and sponsor Partners Life: https://banqer.co/nz/money-month
This episode is proudly sponsored by Partners Life: https://www.partnerslife.co.nz/
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 30, 2024 • 44min
How To Make Money Decisions In A World Of Inflation, Rising Interest Rates and Investment Volatility | Episode 195
In today’s webinar special, we dive into making smart financial decisions amid inflation, rising interest rates, and investment volatility. Covering market updates, recession survival tips, and the importance of planning.
If you’re interested in organising a financial literacy webinar for your workplace and having us speak to your team, please reach out here.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 28, 2024 • 20min
Why People Give Up On Property... | Episode 194
We delve into the frustrations and challenges that drive property owners to give up on their investments. As well as some personal experiences with property management pitfalls, from neglected maintenance to ineffective communication.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 25, 2024 • 40min
The Ultimate Guide To Good & Bad Debt | Episode 193
We explore the critical topic of debt, discussing the different types Kiwis commonly carry and how they can impact your financial health.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 23, 2024 • 22min
The Great Boomer Business Sell-Off | Episode 192
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 21, 2024 • 46min
What To Expect From New Zealand's Housing Market In 2025 Ft. Kiwibank Chief Economist Jarrod Kerr | Episode 191
We’re joined by Kiwibank’s Chief Economist, Jarrod Kerr, to explore the challenges and opportunities within the New Zealand property market and broader economy. We cover everything from government housing initiatives and recent migration trends to the NZ stock market compared to the US and KiwiSaver contributions. Tune in for a deep dive into economic strategies and their implications for New Zealand's future.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 17, 2024 • 43min
Will Interest Rates Be At 5% By The End Of 2025? Ft. Kiwibank Chief Economist Jarrod Kerr | Episode 190
We’re joined once again by Kiwibank Chief Economist Jarrod Kerr to discuss New Zealand’s latest inflation numbers and the forecast for interest rates. We explore whether rates will drop to 5% by the end of 2025 and share insights on the current economic challenges, the anticipated fall in inflation, and the potential for a rate cut by November.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 16, 2024 • 24min
Top 5 Money Tips From Billionaires | Episode 189
We reveal the top 5 money tips from billionaires and how you can apply them to your own financial journey. From the importance of long-term investments and goal setting to building an emergency fund, these practical tips offer valuable insights for achieving financial success.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 15, 2024 • 22min
Top 5 Money Myths Debunked | Episode 188
In this episode, we unravel the top 5 money myths that many Kiwis hold. Should you avoid loaning money to friends or family? Is relying on NZ Super for retirement a safe bet? Join the discussion as we dive deep into these financial misconceptions.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 11, 2024 • 13min
How This Couple Went 6 Years Without Paying Rent | Episode 187
Discover the inspiring journey of a couple who lived rent-free for six years through house sitting across New Zealand. Learn how they managed to cover their mortgage and achieve financial freedom by leveraging this innovative lifestyle choice.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.