Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books
Jul 9, 2024 • 15min
How to Build Wealth in Your 30s | Episode 186
We delve into five crucial steps to secure long-term wealth and financial stability, including creating a solid financial plan, building an emergency fund, avoiding lifestyle inflation, preparing for parental leave, and getting onto the property ladder.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jul 7, 2024 • 23min
An Introduction to Behavioural Finance: 5 Financial Biases & How to Avoid Them | Episode 185
We dive into behavioural finance, exploring five common financial biases: anchoring, loss aversion, overconfidence, framing, and recency. We break down how these biases can impact your investing decisions and daily life, offering practical tips to recognise and avoid them.This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jul 4, 2024 • 17min
What You NEED to Know About The New LVR Changes... | Episode 184
We discuss the recent changes to Loan-to-Value Ratios (LVRs) and how these updates impact Kiwi property buyers, breaking down the essentials you need to know and offering clear insights and practical advice for navigating the new rules.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jul 2, 2024 • 17min
New Accounting Changes Could Save You Thousands in Tax Ft. Matthew Harris | Episode 183
We sit down with property investor and developer Matt Harris to discuss the new accounting changes effective from 1 July 2024, allowing for debt restructuring to achieve tax efficiency.
Join Matt and Mike for their FREE Webinar as they go through all the potential applications of these new changes and outline how these may apply to you and your situation: https://us06web.zoom.us/webinar/register/WN_8Ba3H_vuQfGuD64LaKdI6w#/registration
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jun 30, 2024 • 47min
Connecting A Billion People from New Zealand to India – A Kiwi Success Story Ft. Carmen Vicelich Founder of Valocity, Data Insight & Generate Zero | Episode 182
We sat down with Carmen Vicelich, New Zealand's trailblazing serial female data and tech entrepreneur reshaping the property landscape. Through her visionary leadership and advocacy for digital innovation amidst global challenges like COVID-19, Carmen champions resilience, strategic insights, and transformative solutions to propel New Zealand towards economic prosperity and global competitiveness.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jun 27, 2024 • 17min
Assessing Purchasing Power Between Generations | Episode 181
We compare the purchasing power of different generations in New Zealand by examining historical data on wages, house prices, interest rates, and living costs.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jun 25, 2024 • 24min
How To Deal with Financial Loss | Episode 180
We explore the emotional impact of financial loss, strategies for learning from past mistakes, and methods to build a strong financial base, providing practical insights and actionable steps for financial recovery and stability.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jun 23, 2024 • 28min
How To Manage Money in a Relationship | Episode 179
Finances can be a difficult thing to discuss with your partner. However, it’s crucial to be on the same page to ensure a healthy relationship. This week we explore the importance of financial harmony, what happens when you're not aligned, and how to remedy financial discord.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jun 20, 2024 • 31min
Can Financial Advisers Steal Your Money? Ft. Steven Burgess Director of Compliance Refinery | Episode 178
In this episode, we explore the unsettling reality of financial adviser fraud. With guest Steven Burgess, Director of Compliance Refinery, we discuss notorious cases like Bernie Madoff's $65 billion Ponzi scheme, how common financial adviser fraud is, and the red flags to watch for.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Jun 18, 2024 • 15min
What To Do If You Win $50 Million? | Episode 177
We dive into the exciting yet overwhelming scenario of winning Lotto Powerball's record $50 million jackpot, discuss key steps to take afterward, and share our personal strategies for handling the win.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
