

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Aug 25, 2024 • 42min
Why 56% of Kiwis Are Struggling with Their Finances Ft. Sorted Personal Finance Lead Tom Hartmann | Episode 206
We sit down with Tom Hartmann, Personal Finance Lead at Sorted, to delve into the pressing issue of financial struggle among New Zealanders. Despite advancements in financial literacy, a staggering 56% of Kiwis are grappling with their finances.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.Re

Aug 22, 2024 • 25min
How Much Money Do You Need When Moving To Another Country? | Episode 205
We explore personal finance advice shared on the NZ Reddit community, determining if the advice given is solid or questionable.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 20, 2024 • 50min
How to Build Financial Literacy from an Early Age Ft. SquareOne Co-Founder Jovan Pavlicevic | Episode 204
We discuss the importance of financial literacy for children with Jovan Pavlicevic, Co-Founder of SquareOne, a platform dedicated to empowering the next generation with essential money management skills–sharing insights into how SquareOne is making a difference in the financial education landscape.
Check out SquareOne here!
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 18, 2024 • 16min
Interest Rate Update: How Long Should You Fix Your Mortgage For? | Episode 203
From the high rates of the past to the current easing trends, we explore how these changes affect your wallet and offer insights on navigating the shifting financial landscape.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 14, 2024 • 14min
Quarterly Update: OCR Cut to 5.25% – What It Means for Kiwi Finances & Housing Market | Episode 202
We dive into the latest market developments from April to June 2024, discussing the impact of AI stock fluctuations, the S&P 500’s performance, and New Zealand’s economic challenges. Despite market volatility, we highlight the resilience of bonds and anticipate potential benefits from recent OCR cuts.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 13, 2024 • 20min
Should We Tax The Rich? Responding To Your YouTube Comments… | Episode 201
We dive into your reactions and insights from our recent conversation with Jarrod Kerr, Kiwibank’s Chief Economist, covering everything from tax policies to housing market trends.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 13, 2024 • 1h 8min
What Will New Zealand Look Like In 100 Years? Ft. Simplicity Founder Sam Stubbs | Episode 200
We’re joined once again by Sam Stubbs, the visionary founder of Simplicity, as he discusses the long-term thinking behind Simplicity’s 100-year plan for housing in New Zealand.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 8, 2024 • 50min
What Does The Next 30 Years Look Like For New Zealand? Ft. Simplicity Founder Sam Stubbs | Episode 199
We sit down with Sam Stubbs, Founder of Simplicity Living, to discuss his extensive career journey and the innovative approach he has brought to Simplicity through life’s learnings and hard truths.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 6, 2024 • 58min
How To Buy Your First Home In 2024 | Episode 198
In today’s webinar special, we share practical tips and insights on how to buy your first home in 2024. Whether you’re a first-time buyer or updating your knowledge, we talk through ways to help you get started on the property ladder.
If you’re interested in organising a financial literacy webinar for your workplace and having us speak to your team, please reach out here.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 4, 2024 • 39min
Insurance 101: When & Where To Start With Insurance | Episode 197
We explore the various types of insurance, including life, income protection, trauma, and health insurance, discussing what each covers and why they are vital for financial security. Whether you’re new to insurance or reassessing your current policies, this episode provides valuable insights to help you make informed decisions.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.